Mortgage Lenders and Brokers in Wilmington, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wilmington, Illinois mortgage lenders include Grundy BankGrundy Bank120 S Main St, Wilmington, IL 60481A+5.0 ★Texas Ratio: 0.94%, Old National BankOld National Bank1005 S Water St, Wilmington, IL 60481A+5.0 ★Texas Ratio: 4.98%, US Bank, N.A.US Bank, N.A.417 S Water St, Wilmington, IL 60481A+5.0 ★Texas Ratio: 2.85%, Municipal Trust and Savings BankMunicipal Trust and Savings Bank720 Main St Nw, Bourbonnais, IL 60914A+5.0 ★Texas Ratio: 0.16%, Financial Plus Credit UnionFinancial Plus Credit Union1800 E Division St, Diamond, IL 60416 6007A+5.0 ★Texas Ratio: 4.80%, Alliant Credit UnionAlliant Credit Union11545 W Touhy Ave, Chicago, IL 60666A5.0 ★Texas Ratio: 6.04%, First Federal Savings BankFirst Federal Savings Bank111 E Main St, Amboy, IL 61310A5.0 ★Texas Ratio: 8.80%, First American BankFirst American Bank1780 W Fullerton Ave, Addison, IL 60101A+5.0 ★Texas Ratio: 2.93%, NuMark Credit UnionNuMark Credit Union403 Asbury Dr, Aurora, IL 60502A5.0 ★Texas Ratio: 8.07%, and Busey BankBusey Bank4415 Martin Luther King Dr, Alton, IL 62002A+5.0 ★Texas Ratio: 2.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wilmington, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wilmington are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wilmington, Illinois
Market share is the lender's share of all home loans closed in Wilmington, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wilmington 120 S Main St, Wilmington, IL 60481 A+5.0 ★Texas Ratio: 0.94% |
Conventional, USDA | 18 | 12.6% | 94.7% | $195,555 | View |
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1 office in Wilmington 1005 S Water St, Wilmington, IL 60481 A+5.0 ★Texas Ratio: 4.98% |
Conventional, VA, HELOC | 4 +5 HELOCs |
2.8% | 83.3% | $145,000 | View |
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1 office in Wilmington 417 S Water St, Wilmington, IL 60481 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 40% | $50,000 | View |
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720 Main St Nw, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 3 | 2.1% | 100% | $221,666 | View |
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1800 E Division St, Diamond, IL 60416 6007 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 3 | 2.1% | 100% | $298,333 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 2 | 1.4% | 100% | $250,000 | View |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 2 | 1.4% | 66.7% | $140,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 2 | 1.4% | 66.7% | $40,000 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional, HELOC | 1 +5 HELOCs |
0.7% | 100% | $255,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $165,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $245,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 50% | $95,000 | View |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
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125 W Bluff St, Marseilles, IL 61341 A+5.0 ★Texas Ratio: 2.75% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
FHA | 1 | 0.7% | 100% | $265,000 | |
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107 E Chippewa St, Dwight, IL 60420 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.7% | 50% | $45,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 1 | 0.7% | 100% | $205,000 | |
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19500 Torrence Ave, Chicago Heights, IL 60411 A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo | 1 | 0.7% | 100% | $995,000 | View |
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550 W North St, Manhattan, IL 60442 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 50% | $65,000 | View |
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4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83% |
Conventional | 1 | 0.7% | 50% | $315,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, USDA, HELOC | 24 +2 HELOCs |
16.8% | 100% | $218,333 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.7% | 100% | $15,000 | |
Diamond Residential Mtg Corp
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VA | 1 | 0.7% | 100% | $415,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.7% | 100% | $265,000 | |
Iroquois Federal Savings & Loan Association
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Conventional | 1 | 0.7% | 100% | $525,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 11.2% | 84.2% | $184,375 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
3.5% | 100% | $297,000 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 2.8% | 80% | $257,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 4 | 2.8% | 100% | $187,500 | |
Freedom Mortgage Corporation
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Conventional | 3 | 2.1% | 100% | $271,666 | |
Greenstate Credit Union
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Conventional | 2 | 1.4% | 100% | $115,000 | |
Newrez LLC
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Conventional | 2 | 1.4% | 66.7% | $190,000 | |
Compeer Financial
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Conventional | 2 | 1.4% | 100% | $155,000 | |
loanDepot.com LLC
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FHA, USDA | 2 | 1.4% | 66.7% | $165,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.4% | 100% | $190,000 | |
HomeBridge Financial Services, Inc
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Conventional | 2 | 1.4% | 100% | $185,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 1.4% | 66.7% | $270,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.4% | 100% | $225,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.4% | 100% | $110,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.7% | 100% | $175,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.7% | 100% | $335,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $695,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 50% | $275,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 33.3% | $35,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.7% | 100% | $125,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.7% | 100% | $885,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $55,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $395,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $425,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $715,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wilmington Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wilmington, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Wilmington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wilmington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wilmington, IL
Use these to narrow the list above. Each category shows how many Wilmington, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Wilmington, IL
Independent mortgage companies closed 60.8 percent of home loans in Wilmington, Illinois in 2025, banks 32.2 percent and credit unions 7 percent. United Home Loans, Inc. was the largest mortgage company, Grundy Bank the largest bank and Financial Plus Credit Union the largest credit union. Among lenders headquartered in Illinois, Grundy Bank led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wilmington, IL
By home loans closed in 2025, Grundy Bank was the largest mortgage lender in Wilmington, Illinois with 18 loans, about 12.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Wilmington, Illinois in 2025, led by Guaranteed Rate, Inc. with 4. 7 lenders closed VA loans, led by Rocket Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 6 credit unions closed home loans in Wilmington, Illinois in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wilmington, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wilmington, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wilmington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
