Mortgage Lenders and Brokers in Trenton, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Trenton, Illinois mortgage lenders include Fcb BanksFcb Banks5 S Madison St, Trenton, IL 62293A5.0 ★Texas Ratio: 7.31%, Dieterich BankDieterich Bank104 E Broadway, Trenton, IL 62293B+4.7 ★Texas Ratio: 18.69%, 1NB Bank1NB Bank500 W Harrison St, Aviston, IL 62216A+5.0 ★Texas Ratio: 0.48%, Bank of O'FallonBank of O'Fallon901 S Lincoln Ave, OFallon, IL 62269A+5.0 ★Texas Ratio: 5.16%, Germantown Trust & Savings BankGermantown Trust & Savings Bank703 Carlyle Road, Bartelso, IL 62218, Scott Credit UnionScott Credit Union28 W Broadway, Trenton, IL 62293A+5.0 ★Texas Ratio: 3.36%, Regions BankRegions Bank2850 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 4.37%, The Bradford National Bank of GreenvilleThe Bradford National Bank of Greenville692 N 4th Street, Breese, IL 62230A5.0 ★Texas Ratio: 11.76%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, and Farmers State Bank of HoffmanFarmers State Bank of Hoffman255 S Commercial St, Centralia, IL 62801A+5.0 ★Texas Ratio: 0.90%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Trenton, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Trenton are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Trenton, Illinois
Market share is the lender's share of all home loans closed in Trenton, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Trenton 5 S Madison St, Trenton, IL 62293 A5.0 ★Texas Ratio: 7.31% |
Conventional, USDA, HELOC | 35 +23 HELOCs |
29.7% | 92.1% | $233,285 | View |
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1 office in Trenton 104 E Broadway, Trenton, IL 62293 B+4.7 ★Texas Ratio: 18.69% |
Conventional | 12 | 10.2% | 100% | $181,666 | View |
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500 W Harrison St, Aviston, IL 62216 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 5 | 4.2% | 83.3% | $225,000 | View |
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901 S Lincoln Ave, OFallon, IL 62269 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 4 | 3.4% | 100% | $382,500 | View |
Germantown Trust & Savings Bank
703 Carlyle Road, Bartelso, IL 62218 |
Conventional | 4 | 3.4% | 100% | $210,000 | |
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28 W Broadway, Trenton, IL 62293 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
2.5% | 75% | $168,333 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
2.5% | 75% | $165,000 | View |
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692 N 4th Street, Breese, IL 62230 A5.0 ★Texas Ratio: 11.76% |
Conventional | 2 | 1.7% | 66.7% | $220,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 50% | $125,000 | View |
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255 S Commercial St, Centralia, IL 62801 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.8% | 100% | $645,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
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215 S Illinois St, Belleville, IL 62220 B4.6 ★Texas Ratio: 19.57% |
Conventional | 1 | 0.8% | 100% | $515,000 | View |
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115 S Madison St, Lebanon, IL 62254 B+4.8 ★Texas Ratio: 17.14% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
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4105 Humbert Rd, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 1 | 0.8% | 100% | $15,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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FHA, USDA | 3 | 2.5% | 100% | $81,666 | |
Mortgage Research Center
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VA | 6 | 5.1% | 66.7% | $310,000 | |
Rocket Mortgage
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Conventional | 5 | 4.2% | 71.4% | $69,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, USDA | 4 | 3.4% | 100% | $200,000 | View |
Primelending
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Conventional, VA | 3 | 2.5% | 100% | $221,666 | |
Spring Eq, LLC
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Conventional | 3 | 2.5% | 100% | $81,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.7% | 100% | $160,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 2 | 1.7% | 66.7% | $190,000 | |
United Wholesale Mortgage
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FHA | 1 | 0.8% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 33.3% | $85,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.8% | 100% | $285,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 33.3% | $345,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.8% | 100% | $595,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $555,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.8% | 50% | $235,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.8% | 100% | $255,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 50% | $95,000 | |
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A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
Tjc Mortgage Inc
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VA | 1 | 0.8% | 100% | $565,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $95,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.8% | 100% | $385,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.8% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
First Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Trenton Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Trenton, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Trenton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Trenton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Trenton, IL
Use these to narrow the list above. Each category shows how many Trenton, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Trenton, IL
Independent mortgage companies closed 31.4 percent of home loans in Trenton, Illinois in 2025, banks 65.3 percent and credit unions 3.4 percent. Guaranteed Rate, Inc. was the largest mortgage company, Fcb Banks the largest bank and Scott Credit Union the largest credit union. Among lenders headquartered in Illinois, Fcb Banks led with 35 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Trenton, IL
By home loans closed in 2025, Fcb Banks was the largest mortgage lender in Trenton, Illinois with 35 loans, about 29.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Trenton, Illinois in 2025, led by Scott Credit Union with 2. 5 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 4 credit unions closed home loans in Trenton, Illinois in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Trenton, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Trenton, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Trenton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
