Mortgage Lenders and Brokers in Richton Park, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Richton Park, Illinois mortgage lenders include US Bank, N.A.US Bank, N.A.22222 Governors Hwy, Richton Park, IL 60471A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%, BMO Harris Bank NABMO Harris Bank NA625 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.54%, The Federal Savings BankThe Federal Savings Bank4000 W Diversey Ave, Chicago, IL 60639B+4.8 ★Texas Ratio: 16.98%, Credit Union 1Credit Union 1750 S Halsted St Rm 220C, Chicago, IL 60607 7008, Central Credit Union of IllinoisCentral Credit Union of Illinois440 Mulberry St, Andover, IL 61233A-5.0 ★Texas Ratio: 15.39%, First Bank of ManhattanFirst Bank of Manhattan550 W North St, Manhattan, IL 60442A+5.0 ★Texas Ratio: 0.00%, and Associated Bank NAAssociated Bank NA104 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 3.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Richton Park, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Richton Park are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Richton Park, Illinois
Market share is the lender's share of all home loans closed in Richton Park, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Richton Park 22222 Governors Hwy, Richton Park, IL 60471 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 5 | 2.3% | 83.3% | $189,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 10 | 4.6% | 66.7% | $162,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 4 +2 HELOCs |
1.8% | 36.4% | $170,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 4 | 1.8% | 100% | $147,500 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
1.4% | 100% | $188,333 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 0.9% | 66.7% | $135,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $65,000 | |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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550 W North St, Manhattan, IL 60442 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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3201 Orchard Rd, Oswego, IL 60543 A+5.0 ★Texas Ratio: 3.26% |
FHA | 1 | 0.5% | 100% | $125,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
4.6% | 78.6% | $210,000 | |
The Anderson Financial Group, Inc.
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Conventional | 5 | 2.3% | 100% | $79,000 | |
Neighborhood Loans, Inc
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Conventional | 3 | 1.4% | 75% | $5,000 | |
American Portfolio Mortgage Corporation
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FHA | 2 | 0.9% | 100% | $140,000 | |
Originpoint, LLC
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FHA | 1 | 0.5% | 100% | $315,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 14.3% | 74.4% | $164,032 | |
loanDepot.com LLC
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Conventional, FHA | 15 | 6.9% | 83.3% | $119,000 | |
United Wholesale Mortgage
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Conventional, FHA | 10 | 4.6% | 73.3% | $255,000 | |
Guild Mortgage Company
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Conventional, FHA | 9 | 4.1% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 3.7% | 100% | $187,500 | |
New American Funding, LLC.
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Conventional, FHA | 7 | 3.2% | 77.8% | $126,428 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2.8% | 66.7% | $198,333 | |
Newrez LLC
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Conventional, FHA | 5 | 2.3% | 41.7% | $193,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 5 | 2.3% | 62.5% | $251,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.8% | 100% | $100,000 | |
Primelending
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Conventional, FHA | 3 | 1.4% | 80% | $171,666 | |
Towne Mortgage Company
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Conventional, FHA | 3 | 1.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 1.4% | 100% | $161,666 | View |
Geneva Financial LLC
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Conventional | 3 | 1.4% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 28.6% | $90,000 | |
Greenstate Credit Union
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Conventional | 2 | 0.9% | 100% | $100,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.9% | 100% | $195,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.9% | 66.7% | $320,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $130,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 2 | 0.9% | 100% | $110,000 | View |
Union Home Mortgage Corp.
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Conventional | 2 | 0.9% | 100% | $210,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 66.7% | $125,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.9% | 100% | $175,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.9% | 100% | $175,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $75,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.5% | 50% | $275,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.5% | 100% | $325,000 | View |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.5% | 100% | $125,000 | |
Servion
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FHA | 1 | 0.5% | 100% | $145,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.5% | 100% | $345,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.5% | 33.3% | $265,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 0.5% | 100% | $215,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 11.1% | $45,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $275,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
Michigan Mutual, Inc
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FHA | 1 | 0.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
Bay Equity LLC
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FHA | 1 | 0.5% | 100% | $145,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.5% | 100% | $345,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $305,000 | |
Land Home Financial Services,
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FHA | 1 | 0.5% | 50% | $165,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
Mission Loans, LLC
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FHA | 1 | 0.5% | 100% | $155,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $435,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 33.3% | $165,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.5% | 100% | $265,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
Village Capital & Investment
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FHA | 1 | 0.5% | 75% | $225,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% |
Richton Park Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Richton Park, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Richton Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Richton Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Richton Park, IL
Use these to narrow the list above. Each category shows how many Richton Park, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Richton Park, IL
Independent mortgage companies closed 76 percent of home loans in Richton Park, Illinois in 2025, banks 20.7 percent and credit unions 3.2 percent. Guaranteed Rate, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Credit Union 1 the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Richton Park, IL
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Richton Park, Illinois with 5 loans, about 2.3 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Richton Park, Illinois in 2025, led by Rocket Mortgage with 8. 7 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 6 credit unions closed home loans in Richton Park, Illinois in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Richton Park, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Richton Park, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Richton Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
