Mortgage Lenders and Brokers in Princeton, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Princeton, Illinois mortgage lenders include Central Bank IllinoisCentral Bank Illinois317 S Main St, Princeton, IL 61356A-5.0 ★Texas Ratio: 15.39%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company423 S 6th St, Princeton, IL 61356A+5.0 ★Texas Ratio: 0.84%, First State BankFirst State Bank1693 N Main St, Princeton, IL 61356A+5.0 ★Texas Ratio: 3.55%, Midland States BankMidland States Bank815 S Main St, Princeton, IL 61356A5.0 ★Texas Ratio: 9.50%, United Community BankUnited Community Bank2403 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 2.53%, Eureka Savings BankEureka Savings Bank250 Marquette St, La Salle, IL 61301A5.0 ★Texas Ratio: 9.12%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, First State Mortgage ServicesFirst State Mortgage Services1693 N Main St, Princeton, IL 61356, and First Federal Savings BankFirst Federal Savings Bank111 E Main St, Amboy, IL 61310A5.0 ★Texas Ratio: 8.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Princeton, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Princeton are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Princeton, Illinois
Market share is the lender's share of all home loans closed in Princeton, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Princeton 317 S Main St, Princeton, IL 61356 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 42 | 32.8% | 95.5% | $116,190 | View |
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3 offices in Princeton 423 S 6th St, Princeton, IL 61356 A+5.0 ★Texas Ratio: 0.84% |
Conventional, VA, HELOC | 13 +3 HELOCs |
10.2% | 92.9% | $130,384 | View |
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1 office in Princeton 1693 N Main St, Princeton, IL 61356 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 3 | 2.3% | 100% | $95,000 | View |
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1 office in Princeton 815 S Main St, Princeton, IL 61356 A5.0 ★Texas Ratio: 9.50% |
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 66.7% | $110,000 | View |
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2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
FHA | 4 | 3.1% | 66.7% | $145,000 | View |
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★ 5 stars, 1 review 250 Marquette St, La Salle, IL 61301 A5.0 ★Texas Ratio: 9.12% |
Conventional | 3 | 2.3% | 75% | $71,666 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 1.6% | 100% | $220,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.6% | 66.7% | $115,000 | View |
First State Mortgage Services
1693 N Main St, Princeton, IL 61356 |
Conventional, VA | 2 | 1.6% | 100% | $125,000 | |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 2 | 1.6% | 100% | $140,000 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional | 1 | 0.8% | 100% | $145,000 | View |
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107 E Chippewa St, Dwight, IL 60420 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.8% | 50% | $75,000 | View |
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209 S Main St, Albany, IL 61230 A+5.0 ★Texas Ratio: 5.85% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
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1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
USDA | 1 | 0.8% | 100% | $95,000 | View |
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444 Bedford Rd, Morris, IL 60450 A+5.0 ★Texas Ratio: 0.94% |
USDA | 1 | 0.8% | 100% | $185,000 | View |
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358 17th Ave, East Moline, IL 61244 A5.0 ★Texas Ratio: 6.34% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
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1800 E Division St, Diamond, IL 60416 6007 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
Community Banc Mortgage Corp
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Conventional, USDA | 9 | 7% | 90% | $161,666 | |
Citizens Equity First Credit U
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Conventional | 2 | 1.6% | 100% | $110,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 7.8% | 76.9% | $146,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 3.1% | 80% | $187,500 | |
Flat Branch Mortgage, Inc.
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Conventional | 3 | 2.3% | 100% | $128,333 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.6% | 66.7% | $140,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.6% | 100% | $130,000 | |
United Wholesale Mortgage
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FHA | 1 | 0.8% | 100% | $265,000 | |
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A-5.0 ★Texas Ratio: 15.01% |
Conventional | 1 | 0.8% | 100% | $145,000 | View |
RANLife, Inc.
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FHA | 1 | 0.8% | 100% | $205,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 0.8% | 100% | $265,000 | |
American Financing Corporation
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Conventional | 1 | 0.8% | 50% | $105,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $385,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $65,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.8% | 100% | $155,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 33.3% | $35,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Princeton Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Princeton, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Princeton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Princeton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Princeton, IL
Use these to narrow the list above. Each category shows how many Princeton, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Princeton, IL
Independent mortgage companies closed 23.4 percent of home loans in Princeton, Illinois in 2025, banks 70.3 percent and credit unions 6.2 percent. Rocket Mortgage was the largest mortgage company, Central Bank Illinois the largest bank and NuMark Credit Union the largest credit union. Among lenders headquartered in Illinois, Central Bank Illinois led with 42 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Princeton, IL
By home loans closed in 2025, Central Bank Illinois was the largest mortgage lender in Princeton, Illinois with 42 loans, about 32.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Princeton, Illinois in 2025, led by United Community Bank with 4. 7 lenders closed VA loans, led by New American Funding, LLC., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Princeton, Illinois in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Princeton, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Princeton, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Princeton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
