Mortgage Lenders and Brokers in Lake Villa, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Villa, Illinois mortgage lenders include First American BankFirst American Bank500 E Grand Ave, Lake Villa, IL 60046A+5.0 ★Texas Ratio: 2.93%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Consumers Credit UnionConsumers Credit Union950 E Rand Rd, Arlington Heights, IL 60004A5.0 ★Texas Ratio: 6.15%, Baxter Credit UnionBaxter Credit Union1200 Lakeside Dr, Bannockburn, IL 60015A5.0 ★Texas Ratio: 6.31%, Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%, PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%, Alliant Credit UnionAlliant Credit Union11545 W Touhy Ave, Chicago, IL 60666A5.0 ★Texas Ratio: 6.04%, and Success Lending, LLCSuccess Lending, LLC1807 W Cermak Rd, Broadview, IL 60155A+5.0 ★Texas Ratio: 3.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Villa, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Villa are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Villa, Illinois
Market share is the lender's share of all home loans closed in Lake Villa, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lake Villa 500 E Grand Ave, Lake Villa, IL 60046 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
5.7% | 100% | $219,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 3 | 3.4% | 100% | $255,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 2.3% | 66.7% | $220,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 1 +3 HELOCs |
1.1% | 100% | $235,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 75% | $245,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $475,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $425,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, Jumbo | 1 | 1.1% | 100% | $995,000 | View |
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1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 1.1% | 100% | $265,000 | View |
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1380 N Deep Lake Rd, Lake Villa, IL 60046 5011 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 1.1% | 50% | $275,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 1 | 1.1% | 100% | $355,000 | |
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2402 E Washington St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 9.74% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
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675 N Oplaine Rd, Gurnee, IL 60031 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 1.1% | 100% | $665,000 | View |
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1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 1.1% | 100% | $345,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 1.1% | 100% | $215,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.1% | 100% | $435,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 1.1% | 100% | $465,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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985 E Grand Ave, Lake Villa, IL 60046 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 4 +1 HELOCs |
4.5% | 100% | $310,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 3.4% | 100% | $311,666 | |
Neighborhood Loans, Inc
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Conventional | 2 | 2.3% | 100% | $15,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.1% | 100% | $325,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 1.1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
Rocket Mortgage
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Conventional | 8 | 9.1% | 72.7% | $242,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 6.8% | 100% | $328,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, Jumbo | 6 | 6.8% | 100% | $243,333 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 5.7% | 100% | $369,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 3.4% | 100% | $345,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 2.3% | 50% | $70,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 2.3% | 100% | $355,000 | View |
Nationstar Mortgage
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Conventional, VA | 2 | 2.3% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 1.1% | 100% | $385,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.1% | 33.3% | $265,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.1% | 100% | $435,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1.1% | 100% | $355,000 | View |
Discover Bank
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Conventional | 1 | 1.1% | 100% | $65,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $325,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $265,000 | |
Towne Mortgage Company
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FHA | 1 | 1.1% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 1.1% | 100% | $315,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 1.1% | 100% | $515,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.1% | 50% | $175,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 1.1% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.1% | 100% | $245,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 1.1% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Villa Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Villa, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Lake Villa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Villa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Villa, IL
Use these to narrow the list above. Each category shows how many Lake Villa, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Villa, IL
Independent mortgage companies closed 65.9 percent of home loans in Lake Villa, Illinois in 2025, banks 27.3 percent and credit unions 6.8 percent. Success Lending, LLC was the largest mortgage company, First American Bank the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, First American Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Villa, IL
By home loans closed in 2025, First American Bank was the largest mortgage lender in Lake Villa, Illinois with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Lake Villa, Illinois in 2025, led by Fairway Independent Mort Corp with 2. 10 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 7 credit unions closed home loans in Lake Villa, Illinois in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Villa, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Villa, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Villa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
