Mortgage Lenders and Brokers in Gridley, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gridley, Illinois mortgage lenders include Flanagan State BankFlanagan State Bank208 E Gridley Rd, Gridley, IL 61744A4.7 ★Texas Ratio: 2.58%, First State Mortgage ServicesFirst State Mortgage Services825 N Randall Rd, Batavia, IL 60510, Morton Community BankMorton Community Bank209 S Main St, Albany, IL 61230A+5.0 ★Texas Ratio: 5.85%, Iaa Credit UnionIaa Credit Union1711 General Electric Rd, Bloomington, IL 61704 2286A+5.0 ★Texas Ratio: 1.90%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, United Community BankUnited Community Bank2403 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 2.53%, Busey BankBusey Bank4415 Martin Luther King Dr, Alton, IL 62002A+5.0 ★Texas Ratio: 2.31%, Illinois State Credit UnionIllinois State Credit Union1408 Airport Rd, Bloomington, IL 61704 2566A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%, and Goodfield State BankGoodfield State Bank1805 S Main St, Eureka, IL 61530B4.6 ★Texas Ratio: 20.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gridley, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gridley are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gridley, Illinois
Market share is the lender's share of all home loans closed in Gridley, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Gridley 208 E Gridley Rd, Gridley, IL 61744 A4.7 ★Texas Ratio: 2.58% |
Conventional | 23 | 14.5% | 100% | $145,869 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional, FHA, VA | 28 | 17.6% | 100% | $239,285 | |
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209 S Main St, Albany, IL 61230 A+5.0 ★Texas Ratio: 5.85% |
Conventional, HELOC | 9 +3 HELOCs |
5.7% | 100% | $278,333 | View |
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1711 General Electric Rd, Bloomington, IL 61704 2286 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 5 | 3.1% | 100% | $139,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.5% | 100% | $310,000 | View |
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2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
Conventional, HELOC | 4 +1 HELOCs |
2.5% | 100% | $142,500 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 4 +1 HELOCs |
2.5% | 100% | $222,500 | View |
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1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 4 | 2.5% | 100% | $152,500 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +2 HELOCs |
1.9% | 100% | $188,333 | View |
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1805 S Main St, Eureka, IL 61530 B4.6 ★Texas Ratio: 20.01% |
Conventional | 3 | 1.9% | 100% | $245,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $185,000 | View |
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1101 Trinity Ln, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 2 | 1.3% | 100% | $185,000 | View |
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915 8th Ave, Erie, IL 61250 B+4.8 ★Texas Ratio: 17.30% |
Conventional | 2 | 1.3% | 100% | $265,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
Longview Community Bank
100 E Olive St, Chestnut, IL 62518 |
Conventional | 1 | 0.6% | 100% | $165,000 | |
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1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
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400 Public Sq, Benton, IL 62812 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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825 N Randall Rd, Batavia, IL 60510 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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100 W Elm St, Canton, IL 61520 D3.4 ★Texas Ratio: 33.80% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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210 Sw 2nd Ave, Galva, IL 61434 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
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300 Washington St, Beardstown, IL 62618 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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101 E Broadway, Astoria, IL 61501 A+5.0 ★Texas Ratio: 1.43% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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442 S Demazenod Dr, Belleville, IL 62223 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Citizens Equity First Credit U
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Conventional, HELOC | 6 +6 HELOCs |
3.8% | 100% | $428,333 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Rocket Mortgage
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Conventional | 11 | 6.9% | 80% | $143,181 | |
Synergy One Lending, Inc.
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Conventional, FHA | 7 | 4.4% | 100% | $187,857 | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 3.1% | 83.3% | $291,000 | |
Point Mortgage Corp
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Conventional | 5 | 3.1% | 100% | $343,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.3% | 100% | $75,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.3% | 100% | $210,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.3% | 100% | $260,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 50% | $225,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $395,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 100% | $55,000 | |
First State Bank of St Charles
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 50% | $35,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Bay Equity LLC
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Conventional | 1 | 0.6% | 100% | $705,000 | |
Nations Lending Corporation
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FHA | 1 | 0.6% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $285,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $235,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.6% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.6% | 100% | $65,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.6% | 100% | $75,000 | |
CrossCountry Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Gridley Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gridley, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Gridley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gridley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gridley, IL
Use these to narrow the list above. Each category shows how many Gridley, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Gridley, IL
Independent mortgage companies closed 28.9 percent of home loans in Gridley, Illinois in 2025, banks 60.4 percent and credit unions 10.7 percent. Compass Mortgage, Inc. was the largest mortgage company, Flanagan State Bank the largest bank and Iaa Credit Union the largest credit union. Among lenders headquartered in Illinois, Flanagan State Bank led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gridley, IL
By home loans closed in 2025, Flanagan State Bank was the largest mortgage lender in Gridley, Illinois with 23 loans, about 14.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Gridley, Illinois in 2025, led by First State Mortgage Services with 3. 2 lenders closed VA loans, led by First State Mortgage Services. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 5 credit unions closed home loans in Gridley, Illinois in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gridley, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gridley, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gridley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
