Mortgage Lenders and Brokers in Fairview Heights, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairview Heights, Illinois mortgage lenders include Regions BankRegions Bank10950 Lincoln Trl, Fairview Heights, IL 62208A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.6701 N Illinois St, Fairview Heights, IL 62208A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6535 N Illinois St, Fairview Heights, IL 62208A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.4605 N Illinois St, Fairview Heights, IL 62208A+5.0 ★Texas Ratio: 4.24%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA4600 N Illinois St, Fairview Heights, IL 62208A+5.0 ★Texas Ratio: 3.88%, Associated Bank NAAssociated Bank NA6550 N Illinois St, Fairview Heights, IL 62208A+5.0 ★Texas Ratio: 3.45%, Scott Credit UnionScott Credit Union555 Lincoln Hwy, Fairview Heights, IL 62208 2111A+5.0 ★Texas Ratio: 3.36%, Fcb BanksFcb Banks201 N Commercial St, Albers, IL 62215A5.0 ★Texas Ratio: 7.31%, Bank of O'FallonBank of O'Fallon901 S Lincoln Ave, OFallon, IL 62269A+5.0 ★Texas Ratio: 5.16%, and Busey BankBusey Bank4415 Martin Luther King Dr, Alton, IL 62002A+5.0 ★Texas Ratio: 2.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairview Heights, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairview Heights are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairview Heights, Illinois
Market share is the lender's share of all home loans closed in Fairview Heights, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Fairview Heights 10950 Lincoln Trl, Fairview Heights, IL 62208 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +11 HELOCs |
1.2% | 44.4% | $115,000 | View |
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1 office in Fairview Heights 6701 N Illinois St, Fairview Heights, IL 62208 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +4 HELOCs |
1.2% | 50% | $95,000 | View |
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1 office in Fairview Heights 6535 N Illinois St, Fairview Heights, IL 62208 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $145,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Fairview Heights 4605 N Illinois St, Fairview Heights, IL 62208 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1 office in Fairview Heights 4600 N Illinois St, Fairview Heights, IL 62208 A+5.0 ★Texas Ratio: 3.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 office in Fairview Heights 6550 N Illinois St, Fairview Heights, IL 62208 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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555 Lincoln Hwy, Fairview Heights, IL 62208 2111 A+5.0 ★Texas Ratio: 3.36% |
Conventional, VA, HELOC | 17 +6 HELOCs |
6.9% | 100% | $142,058 | View |
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201 N Commercial St, Albers, IL 62215 A5.0 ★Texas Ratio: 7.31% |
Conventional, FHA, HELOC | 8 +2 HELOCs |
3.2% | 80% | $191,250 | View |
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901 S Lincoln Ave, OFallon, IL 62269 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 7 | 2.8% | 100% | $115,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.8% | 100% | $130,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.8% | 100% | $190,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $175,000 | View |
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327 Missouri Ave # 333, East St Louis, IL 62201 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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120 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55% |
VA | 1 | 0.4% | 100% | $145,000 | View |
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215 S Illinois St, Belleville, IL 62220 B4.6 ★Texas Ratio: 19.57% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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701 Belt Line Rd, Collinsville, IL 62234 A+5.0 ★Texas Ratio: 0.23% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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115 S Madison St, Lebanon, IL 62254 B+4.8 ★Texas Ratio: 17.14% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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620 N State St, Freeburg, IL 62243 D3.1 ★Texas Ratio: 38.34% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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101 N High St, Belleville, IL 62220 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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350 Riverpark Dr, East Saint Louis, IL 62201 A+5.0 ★Texas Ratio: 2.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 1.6% | 80% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 1.2% | 75% | $225,000 | |
Citizens Equity First Credit U
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Heartland Credi T Union
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Conventional | 1 | 0.4% | 100% | $165,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 23 | 9.3% | 88.5% | $127,173 | |
Mortgage Research Center
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FHA, VA | 17 | 6.9% | 94.4% | $231,470 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 6% | 84.2% | $165,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 5.6% | 75% | $203,571 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, VA | 12 | 4.8% | 85.7% | $205,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2.4% | 100% | $166,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2.4% | 85.7% | $171,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 6 | 2.4% | 85.7% | $138,333 | |
Endeavor Capital, LLC
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Conventional, FHA | 6 | 2.4% | 85.7% | $143,333 | |
Leaderone Financial Corp.
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Conventional, FHA | 6 | 2.4% | 85.7% | $156,666 | |
Primelending
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Conventional, FHA, VA | 5 | 2% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional, VA | 5 | 2% | 55.6% | $115,000 | |
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A+5.0 ★Texas Ratio: 5.66% |
Conventional, FHA, VA | 5 | 2% | 100% | $187,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +4 HELOCs |
1.6% | 80% | $180,000 | |
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A5.0 ★Texas Ratio: 12.35% |
FHA, VA | 4 | 1.6% | 100% | $115,000 | View |
Newrez LLC
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Conventional, FHA, VA | 3 | 1.2% | 75% | $188,333 | |
CrossCountry Mortgage, LLC
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FHA | 3 | 1.2% | 100% | $171,666 | |
PHH Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.2% | 100% | $191,666 | |
Das Acquisition Company, LLC
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Conventional | 3 | 1.2% | 100% | $155,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $120,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.8% | 100% | $335,000 | |
Amerisave Mortgage Company
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Conventional, VA | 2 | 0.8% | 33.3% | $165,000 | |
Frontier Financial, Inc. DBA Frontier Mortgage
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FHA | 2 | 0.8% | 100% | $200,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.8% | 80% | $270,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 0.8% | 100% | $220,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $70,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.8% | 100% | $195,000 | |
Village Capital & Investment
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VA | 2 | 0.8% | 66.7% | $350,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 40% | $115,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $135,000 | |
Coast One Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
First State Bank of St Charles
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.4% | 100% | $155,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $145,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $195,000 | |
Credence Funding Corporation
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VA | 1 | 0.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
T2 Financial LLC
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VA | 1 | 0.4% | 50% | $305,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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A-5.0 ★Texas Ratio: 14.33% |
FHA | 1 | 0.4% | 100% | $235,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Lower, LLC
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VA | 1 | 0.4% | 100% | $175,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 66.7% | $155,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $225,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fairview Heights Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairview Heights, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Fairview Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairview Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairview Heights, IL
Use these to narrow the list above. Each category shows how many Fairview Heights, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Fairview Heights, IL
Independent mortgage companies closed 70.2 percent of home loans in Fairview Heights, Illinois in 2025, banks 20.6 percent and credit unions 9.3 percent. Guaranteed Rate, Inc. was the largest mortgage company, Regions Bank the largest bank and Scott Credit Union the largest credit union. Among lenders headquartered in Illinois, First Mid Bank and Trust, NA led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairview Heights, IL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Fairview Heights, Illinois with 3 loans, about 1.2 percent of the market. The largest lender headquartered in Illinois was First Mid Bank and Trust, NA with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Fairview Heights, Illinois in 2025, led by New American Funding, LLC. with 7. 28 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 5 credit unions closed home loans in Fairview Heights, Illinois in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairview Heights, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairview Heights, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairview Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
