Mortgage Lenders and Brokers in Durand, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Durand, Illinois mortgage lenders include Stillman Banccorp NAStillman Banccorp NA608 W Blackhawk Dr, Byron, IL 61010A+5.0 ★Texas Ratio: 3.99%, MembersAlliance Credit UnionMembersAlliance Credit Union5286 Nimtz Rd, Loves Park, IL 61111A+5.0 ★Texas Ratio: 3.08%, Foresight BankForesight Bank100 Il Route 75 E, Davis, IL 61019A5.0 ★Texas Ratio: 9.91%, Rock Valley Credit UnionRock Valley Credit Union1201 Clifford Ave, Loves Park, IL 61111A+5.0 ★Texas Ratio: 4.46%, Cornerstone Credit UnionCornerstone Credit Union550 W Meadows Dr, Freeport, IL 61032 7610A5.0 ★Texas Ratio: 8.59%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA101 W Washington Ave, Altamont, IL 62411A+5.0 ★Texas Ratio: 3.88%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Midland States BankMidland States Bank951 Dixie Hwy, Beecher, IL 60401A5.0 ★Texas Ratio: 9.50%, Consumers Credit UnionConsumers Credit Union950 E Rand Rd, Arlington Heights, IL 60004A5.0 ★Texas Ratio: 6.15%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Durand, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Durand are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Durand, Illinois
Market share is the lender's share of all home loans closed in Durand, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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608 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 8 | 7.3% | 100% | $172,500 | View |
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5286 Nimtz Rd, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 4 +1 HELOCs |
3.7% | 100% | $97,500 | View |
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100 Il Route 75 E, Davis, IL 61019 A5.0 ★Texas Ratio: 9.91% |
Conventional | 4 | 3.7% | 100% | $205,000 | View |
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1201 Clifford Ave, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 4.46% |
Conventional | 3 | 2.8% | 100% | $211,666 | View |
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550 W Meadows Dr, Freeport, IL 61032 7610 A5.0 ★Texas Ratio: 8.59% |
Conventional | 3 | 2.8% | 100% | $65,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional, HELOC | 2 +1 HELOCs |
1.8% | 100% | $185,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.8% | 66.7% | $190,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 2 | 1.8% | 100% | $50,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional | 2 | 1.8% | 100% | $205,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $315,000 | View |
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200 N Walnut St, Byron, IL 61010 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.9% | 100% | $335,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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224 N Galena Ave, Dixon, IL 61021 A5.0 ★Texas Ratio: 7.96% |
Conventional | 1 | 0.9% | 100% | $355,000 | View |
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504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 0.9% | 100% | $405,000 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.9% | 50% | $175,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.9% | 50% | $345,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.9% | 100% | $165,000 | View |
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Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.9% | 100% | $305,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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VA | 1 | 0.9% | 100% | $485,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 7.3% | 88.9% | $206,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 6.4% | 87.5% | $233,571 | |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 7 | 6.4% | 100% | $202,142 | |
Greenstate Credit Union
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Conventional, FHA, HELOC | 6 +4 HELOCs |
5.5% | 80% | $268,333 | |
First Community Credit Union of Beloit
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Conventional | 4 | 3.7% | 80% | $155,000 | |
First National Bank and Trust
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Conventional | 4 | 3.7% | 66.7% | $210,000 | |
Mortgage Research Center
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FHA, VA | 4 | 3.7% | 80% | $362,500 | |
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A-5.0 ★Texas Ratio: 15.01% |
Conventional | 3 | 2.8% | 100% | $215,000 | View |
Guild Mortgage Company
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Conventional, FHA | 3 | 2.8% | 100% | $158,333 | |
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A5.0 ★Texas Ratio: 9.85% |
Conventional | 2 | 1.8% | 100% | $135,000 | View |
Freedom Mortgage Corporation
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FHA | 2 | 1.8% | 100% | $200,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.8% | 100% | $310,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 1.8% | 100% | $180,000 | |
loanDepot.com LLC
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FHA | 1 | 0.9% | 33.3% | $75,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.9% | 33.3% | $395,000 | |
American Financing Corporation
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Conventional | 1 | 0.9% | 100% | $345,000 | |
Summit Credit Union
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Conventional | 1 | 0.9% | 100% | $195,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.9% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $95,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Thrivent Bank
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Conventional | 1 | 0.9% | 100% | $205,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.9% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 12.35% |
FHA | 1 | 0.9% | 100% | $165,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.9% | 100% | $145,000 | |
Village Capital & Investment
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FHA | 1 | 0.9% | 100% | $215,000 | |
Advia Credit Union
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Durand Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Durand, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Durand? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Durand in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Durand, IL
Use these to narrow the list above. Each category shows how many Durand, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Durand, IL
Independent mortgage companies closed 41.3 percent of home loans in Durand, Illinois in 2025, banks 33.9 percent and credit unions 24.8 percent. Guaranteed Rate, Inc. was the largest mortgage company, Stillman Banccorp NA the largest bank and MembersAlliance Credit Union the largest credit union. Among lenders headquartered in Illinois, Stillman Banccorp NA led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Durand, IL
By home loans closed in 2025, Stillman Banccorp NA was the largest mortgage lender in Durand, Illinois with 8 loans, about 7.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Durand, Illinois in 2025, led by Rocket Mortgage with 2. 7 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 11 credit unions closed home loans in Durand, Illinois in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Durand, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Durand, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Durand. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
