Mortgage Lenders and Brokers in Cuba, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cuba, Illinois mortgage lenders include MidAmerica National BankMidAmerica National Bank228 E Main St, Cuba, IL 61427D3.4 ★Texas Ratio: 33.80%, Midwest BankMidwest Bank200 Se 13th Ave, Aledo, IL 61231A+5.0 ★Texas Ratio: 2.27%, Ipava State BankIpava State Bank101 E Broadway, Astoria, IL 61501A+5.0 ★Texas Ratio: 1.43%, Bank of FarmingtonBank of Farmington2115 N Main St, Canton, IL 61520A5.0 ★Texas Ratio: 12.35%, Morton Community BankMorton Community Bank209 S Main St, Albany, IL 61230A+5.0 ★Texas Ratio: 5.85%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, The Havana National BankThe Havana National Bank101 W Main St, Green Valley, IL 61534A-4.9 ★Texas Ratio: 16.61%, Petefish, Skiles, & Company BankPetefish, Skiles, & Company Bank300 Washington St, Beardstown, IL 62618A+5.0 ★Texas Ratio: 1.02%, and Prairie State Bank & TrustPrairie State Bank & Trust1101 Trinity Ln, Bloomington, IL 61704A+5.0 ★Texas Ratio: 2.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cuba, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cuba are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cuba, Illinois
Market share is the lender's share of all home loans closed in Cuba, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cuba 228 E Main St, Cuba, IL 61427 D3.4 ★Texas Ratio: 33.80% |
Conventional | 8 | 20.5% | 100% | $123,750 | View |
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200 Se 13th Ave, Aledo, IL 61231 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 3 | 7.7% | 100% | $388,333 | View |
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101 E Broadway, Astoria, IL 61501 A+5.0 ★Texas Ratio: 1.43% |
Conventional | 3 | 7.7% | 100% | $41,666 | View |
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2115 N Main St, Canton, IL 61520 A5.0 ★Texas Ratio: 12.35% |
Conventional | 2 | 5.1% | 100% | $75,000 | View |
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209 S Main St, Albany, IL 61230 A+5.0 ★Texas Ratio: 5.85% |
Conventional, HELOC | 1 +1 HELOCs |
2.6% | 100% | $195,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.6% | 100% | $135,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.6% | 100% | $175,000 | View |
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101 W Main St, Green Valley, IL 61534 A-4.9 ★Texas Ratio: 16.61% |
Conventional | 1 | 2.6% | 100% | $105,000 | View |
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300 Washington St, Beardstown, IL 62618 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 2.6% | 100% | $135,000 | View |
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1101 Trinity Ln, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 1 | 2.6% | 100% | $155,000 | View |
Citizens Equity First Credit U
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Conventional, HELOC | 6 +4 HELOCs |
15.4% | 100% | $111,666 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 3 | 7.7% | 100% | $48,333 | |
Mortgage Research Center
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VA | 2 | 5.1% | 100% | $150,000 | |
United Wholesale Mortgage
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FHA | 1 | 2.6% | 50% | $125,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 2.6% | 50% | $135,000 | |
Rocket Mortgage
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FHA | 1 | 2.6% | 100% | $55,000 | |
Newrez LLC
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Conventional | 1 | 2.6% | 100% | $145,000 | |
Nationstar Mortgage
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FHA | 1 | 2.6% | 100% | $95,000 | |
Endeavor Capital, LLC
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FHA | 1 | 2.6% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cuba Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cuba, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Cuba? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cuba in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cuba, IL
Use these to narrow the list above. Each category shows how many Cuba, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Cuba, IL
Independent mortgage companies closed 28.2 percent of home loans in Cuba, Illinois in 2025, banks 56.4 percent and credit unions 15.4 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, MidAmerica National Bank the largest bank and Citizens Equity First Credit U the largest credit union. Among lenders headquartered in Illinois, MidAmerica National Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cuba, IL
By home loans closed in 2025, MidAmerica National Bank was the largest mortgage lender in Cuba, Illinois with 8 loans, about 20.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Cuba, Illinois in 2025, led by Flat Branch Mortgage, Inc. with 2. 1 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 1 credit unions closed home loans in Cuba, Illinois in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cuba, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cuba, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cuba. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
