Mortgage Lenders and Brokers in Berkeley, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Berkeley, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Success Lending, LLCSuccess Lending, LLC1807 W Cermak Rd, Broadview, IL 60155A+5.0 ★Texas Ratio: 3.62%, Credit Union 1Credit Union 1750 S Halsted St Rm 220C, Chicago, IL 60607 7008, Wells Fargo Bank NAWells Fargo Bank NA245 N Main St, Canton, IL 61520A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA1828 N Arlington Heights Rd, Arlington Heights, IL 60004A+5.0 ★Texas Ratio: 2.82%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA625 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.54%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%, and Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Berkeley, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Berkeley are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Berkeley, Illinois
Market share is the lender's share of all home loans closed in Berkeley, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 8 | 10.5% | 88.9% | $256,250 | View |
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1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 2 | 2.6% | 100% | $135,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional | 2 | 2.6% | 100% | $35,000 | |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.6% | 100% | $170,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $325,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.3% | 33.3% | $45,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 1.3% | 100% | $135,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.3% | 100% | $275,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional | 5 | 6.6% | 100% | $225,000 | |
Neighborhood Loans, Inc
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Conventional | 3 | 3.9% | 100% | $11,666 | |
Originpoint, LLC
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Conventional | 1 | 1.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 1.3% | 100% | $345,000 | View |
loanDepot.com LLC
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Conventional, FHA | 12 | 15.8% | 80% | $225,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 9.2% | 100% | $266,428 | |
Rocket Mortgage
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Conventional, VA | 6 | 7.9% | 60% | $121,666 | |
Mortgage Research Center
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VA | 4 | 5.3% | 100% | $367,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 2.6% | 66.7% | $420,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 2.6% | 100% | $260,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.3% | 50% | $495,000 | View |
American Financial Resources LLC
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Conventional | 1 | 1.3% | 100% | $265,000 | |
Royal United Mortgage LLC
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VA | 1 | 1.3% | 100% | $275,000 | |
Newrez LLC
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Conventional | 1 | 1.3% | 33.3% | $55,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $235,000 | |
Nfm, Inc
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FHA | 1 | 1.3% | 100% | $325,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $195,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $205,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $335,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.3% | 100% | $355,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $185,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.3% | 100% | $275,000 | View |
Spring Eq, LLC
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Conventional | 1 | 1.3% | 25% | $55,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.3% | 100% | $345,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Greenstate Credit Union
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HELOC | 0 +1 HELOCs |
0% | 100% |
Berkeley Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Berkeley, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Berkeley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Berkeley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Berkeley, IL
Use these to narrow the list above. Each category shows how many Berkeley, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Berkeley, IL
Independent mortgage companies closed 76.3 percent of home loans in Berkeley, Illinois in 2025, banks 19.7 percent and credit unions 3.9 percent. Success Lending, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Credit Union 1 the largest credit union. Among lenders headquartered in Illinois, Success Lending, LLC led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Berkeley, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Berkeley, Illinois with 8 loans, about 10.5 percent of the market. The largest lender headquartered in Illinois was Success Lending, LLC with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Berkeley, Illinois in 2025, led by loanDepot.com LLC with 6. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Berkeley, Illinois in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Berkeley, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Berkeley, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Berkeley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
