Mortgage Lenders and Brokers in Varnell, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Varnell, Georgia mortgage lenders include FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A+5.0 ★Texas Ratio: 5.53%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, First National Community BankFirst National Community Bank7741 Adairsville Hwy, Adairsville, GA 30103, Millennium BankMillennium Bank100 Red Bud Rd Ne, Calhoun, GA 30701A5.0 ★Texas Ratio: 7.27%, and Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Varnell, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Varnell are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Varnell, Georgia
Market share is the lender's share of all home loans closed in Varnell, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, Jumbo, HELOC | 21 +4 HELOCs |
5.8% | 87.5% | $281,190 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 11 +10 HELOCs |
3% | 50% | $110,454 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA, VA, USDA | 11 | 3% | 100% | $275,000 | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 9 +21 HELOCs |
2.5% | 100% | $291,666 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA | 6 | 1.7% | 85.7% | $376,666 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.4% | 100% | $199,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
1.1% | 100% | $767,500 | View |
First National Community Bank
7741 Adairsville Hwy, Adairsville, GA 30103 |
Conventional | 3 | 0.8% | 100% | $201,666 | |
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100 Red Bud Rd Ne, Calhoun, GA 30701 A5.0 ★Texas Ratio: 7.27% |
Conventional | 2 | 0.6% | 75% | $135,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 66.7% | $120,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.6% | 100% | $215,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +8 HELOCs |
0.3% | 50% | $245,000 | View |
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2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 1 | 0.3% | 50% | $35,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional | 1 | 0.3% | 100% | $275,000 | |
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2821 Chattanooga Valley Rd, Flintstone, GA 30725 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 50% | $215,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.8% | 50% | $231,666 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $275,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Milend, Inc
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FHA | 1 | 0.3% | 100% | $255,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 37 | 10.2% | 67.3% | $294,189 | |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 7.2% | 78.8% | $196,923 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 21 +2 HELOCs |
5.8% | 88% | $255,000 | |
Primelending
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Conventional, FHA, VA | 13 | 3.6% | 86.7% | $137,307 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 12 | 3.3% | 100% | $311,666 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 9 +1 HELOCs |
2.5% | 90% | $306,111 | |
loanDepot.com LLC
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Conventional, FHA | 8 | 2.2% | 83.3% | $257,500 | |
New American Funding, LLC.
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Conventional, FHA | 8 | 2.2% | 88.9% | $177,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 1.9% | 100% | $236,428 | |
Click n' Close, Inc.
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Conventional, FHA | 7 | 1.9% | 87.5% | $263,571 | |
Mortgage Research Center
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Conventional, FHA, VA | 7 | 1.9% | 88.9% | $230,714 | |
Tennessee Valley Federal C U
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Conventional, HELOC | 6 +3 HELOCs |
1.7% | 66.7% | $206,666 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.7% | 100% | $316,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1.7% | 100% | $205,000 | |
Builtwell Bank
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Conventional | 5 | 1.4% | 66.7% | $143,000 | |
Guild Mortgage Company
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FHA | 5 | 1.4% | 83.3% | $277,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 5 | 1.4% | 100% | $263,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.4% | 100% | $107,000 | |
Summit Funding.Inc
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Conventional, FHA | 5 | 1.4% | 83.3% | $339,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 4 | 1.1% | 100% | $385,000 | View |
The Loan Store, Inc
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Conventional | 4 | 1.1% | 100% | $280,000 | |
American Financial Network, Inc.
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FHA | 3 | 0.8% | 100% | $198,333 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 3 | 0.8% | 100% | $191,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.8% | 100% | $241,666 | |
Better Mortgage Corporation
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Conventional | 3 | 0.8% | 100% | $88,333 | |
Leaderone Financial Corp.
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Conventional, FHA | 3 | 0.8% | 100% | $241,666 | |
Lower, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $260,000 | |
Cadence Bank
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Conventional, VA | 2 | 0.6% | 100% | $530,000 | |
Alameda Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $420,000 | |
Sun West Mortgage Company, Inc
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VA | 2 | 0.6% | 100% | $195,000 | |
Atlantic Bay Mortgage Group
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Conventional | 2 | 0.6% | 100% | $245,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $155,000 | |
Iserve Residential Lending
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Conventional, FHA | 2 | 0.6% | 100% | $355,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $395,000 | |
21St Mortgage
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Conventional | 2 | 0.6% | 50% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.6% | 28.6% | $120,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 25% | $75,000 | |
Premier Mortgage Resources, LLC
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VA | 1 | 0.3% | 100% | $315,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.3% | 100% | $195,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 33.3% | $195,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 33.3% | $155,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 25% | $55,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Home Mortgage Alliance Corp (Hmac)
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VA | 1 | 0.3% | 100% | $425,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $75,000 | |
Bank of Cleveland
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Ross Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $295,000 | |
Connexus Credit Union
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.3% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 9.59% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Churchill Mortgage Corporation
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VA | 1 | 0.3% | 100% | $225,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Acopia, LLC
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FHA | 1 | 0.3% | 100% | $235,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.3% | 50% | $95,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.3% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
USDA | 1 | 0.3% | 100% | $305,000 | View |
Southwest Stage Funding LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
Mortgage Investors Group
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FHA | 1 | 0.3% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 50% | $105,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 25% | $75,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Varnell Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Varnell, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Varnell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Varnell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Varnell, GA
Use these to narrow the list above. Each category shows how many Varnell, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Varnell, GA
Independent mortgage companies closed 66.3 percent of home loans in Varnell, Georgia in 2025, banks 28.5 percent and credit unions 5.2 percent. Amerisave Mortgage Company was the largest mortgage company, Firstbank the largest bank and Georgia United Credit Union the largest credit union. Among lenders headquartered in Georgia, BankSouth Mortgage Company LLC led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Varnell, GA
By home loans closed in 2025, Firstbank was the largest mortgage lender in Varnell, Georgia with 21 loans, about 5.8 percent of the market. The largest lender headquartered in Georgia was BankSouth Mortgage Company LLC with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Varnell, Georgia in 2025, led by DHI Mortgage Company, LTD. with 22. 22 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 7 credit unions closed home loans in Varnell, Georgia in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Varnell, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Varnell, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Varnell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
