Mortgage Lenders and Brokers in Union City, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Union City, Georgia mortgage lenders include Bank of America NABank of America NA6737 Londonderry Way, Union City, GA 30291A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA4640 Jonesboro Rd, Union City, GA 30291A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4550 Jonesboro Rd Ste Tuv, Union City, GA 30291A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank4601 Jonesboro Rd, Union City, GA 30291A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.4650 Jonesboro Rd, Union City, GA 30291A+5.0 ★Texas Ratio: 4.24%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, and Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Union City, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Union City are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Union City, Georgia
Market share is the lender's share of all home loans closed in Union City, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Union City 6737 Londonderry Way, Union City, GA 30291 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 10 +4 HELOCs |
1.8% | 83.3% | $260,000 | View |
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1 office in Union City 4640 Jonesboro Rd, Union City, GA 30291 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 8 | 1.4% | 88.9% | $140,000 | View |
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1 office in Union City 4550 Jonesboro Rd Ste Tuv, Union City, GA 30291 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 5 +1 HELOCs |
0.9% | 71.4% | $229,000 | View |
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★ 1 stars, 1 review 1 office in Union City 4601 Jonesboro Rd, Union City, GA 30291 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 66.7% | $225,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Union City 4650 Jonesboro Rd, Union City, GA 30291 A+5.0 ★Texas Ratio: 4.24% |
VA | 1 | 0.2% | 100% | $235,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 76 +1 HELOCs |
13.8% | 93.9% | $197,500 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
2.9% | 84.2% | $280,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA, VA | 8 | 1.4% | 100% | $253,750 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 6 +1 HELOCs |
1.1% | 100% | $175,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 5 | 0.9% | 83.3% | $159,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 75% | $225,000 | View |
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2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 50% | $100,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
FHA | 2 | 0.4% | 100% | $290,000 | |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $95,000 | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75% |
FHA | 1 | 0.2% | 100% | $185,000 | View |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.2% | 50% | $75,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Equity Prime Mortgage LLC
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FHA, VA | 5 | 0.9% | 62.5% | $265,000 | |
Loanunited.Com, LLC
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FHA, VA | 3 | 0.5% | 100% | $305,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.5% | 21.1% | $118,333 | |
First Option Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Milend, Inc
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FHA | 1 | 0.2% | 100% | $205,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 37 +1 HELOCs |
6.7% | 64.4% | $251,216 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 36 +1 HELOCs |
6.5% | 78.3% | $212,777 | |
Rocket Mortgage
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Conventional, FHA, VA | 33 | 6% | 60% | $191,969 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 18 | 3.3% | 88% | $164,444 | |
DHI Mortgage Company, LTD.
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FHA, VA | 17 | 3.1% | 77.3% | $317,941 | |
Everett Financial, Inc.
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Conventional, FHA | 16 | 2.9% | 84.2% | $146,875 | |
Mortgage Research Center
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Conventional, VA | 15 | 2.7% | 75% | $269,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
2.5% | 88.2% | $281,428 | |
loanDepot.com LLC
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Conventional, FHA, VA | 13 | 2.4% | 59.1% | $147,307 | |
Jet HomeLoans, LP
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Conventional, FHA, VA | 13 | 2.4% | 86.7% | $317,307 | |
Guild Mortgage Company
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Conventional, FHA, VA | 12 | 2.2% | 88.9% | $191,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 1.8% | 83.3% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +6 HELOCs |
1.6% | 45% | $236,111 | |
Freedom Mortgage Corporation
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FHA, VA | 9 | 1.6% | 53.8% | $272,777 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 8 | 1.4% | 100% | $267,500 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 7 | 1.3% | 87.5% | $282,142 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.3% | 100% | $117,857 | |
American Financing Corporation
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Conventional, FHA | 6 | 1.1% | 20.6% | $150,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 6 | 1.1% | 100% | $220,000 | |
Lower, LLC
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Conventional, FHA, VA | 6 | 1.1% | 85.7% | $138,333 | |
Cadence Bank
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Conventional | 5 | 0.9% | 71.4% | $265,000 | |
Goodleap, LLC
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Conventional, FHA | 5 | 0.9% | 83.3% | $167,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 0.9% | 100% | $261,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 0.7% | 16% | $187,500 | |
Click n' Close, Inc.
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Conventional, FHA | 4 | 0.7% | 100% | $120,000 | |
Top Flite Financial, Inc.
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FHA, VA | 4 | 0.7% | 100% | $252,500 | |
American Financial Resources LLC
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Conventional, FHA, VA | 3 | 0.5% | 100% | $271,666 | |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 3 | 0.5% | 100% | $298,333 | View |
Securitynational Mortgage Company
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Conventional, FHA | 3 | 0.5% | 60% | $165,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $230,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 2 | 0.4% | 100% | $235,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.4% | 42.9% | $180,000 | |
Canopy Mortgage, LLC
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FHA | 2 | 0.4% | 100% | $345,000 | |
Envoy Mortgage, Ltd
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FHA | 2 | 0.4% | 100% | $270,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.4% | 50% | $155,000 | |
Legend Lending Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $130,000 | |
Homeowners Financial Group, LLC
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FHA | 2 | 0.4% | 50% | $275,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 50% | $245,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.4% | 66.7% | $290,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.4% | 100% | $125,000 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 2 | 0.4% | 100% | $205,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $215,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.4% | 100% | $155,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.4% | 57.1% | $175,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $225,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 12.5% | $55,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Liberty Federal Credit Union
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FHA | 1 | 0.2% | 100% | $175,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.2% | 100% | $255,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 16.7% | $345,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $75,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 33.3% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 50% | $255,000 | View |
Obsidian Financial Services
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FHA | 1 | 0.2% | 100% | $265,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.2% | 50% | $285,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 75% | $205,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $265,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 50% | $395,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.2% | 100% | $435,000 | View |
Wolfe Financial Inc
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FHA | 1 | 0.2% | 100% | $285,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $215,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.2% | 100% | $335,000 | |
Liberty Home Mortgage Corp
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FHA | 1 | 0.2% | 100% | $365,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $235,000 | View |
Mortgage Investors Group
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 50% | $225,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 66.7% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +2 HELOCs |
0% | 100% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Union City Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Union City, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Union City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Union City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Union City, GA
Use these to narrow the list above. Each category shows how many Union City, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Union City, GA
Independent mortgage companies closed 69.9 percent of home loans in Union City, Georgia in 2025, banks 27.7 percent and credit unions 2.4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Bank of America NA the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 76 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Union City, GA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Union City, Georgia with 10 loans, about 1.8 percent of the market. The largest lender headquartered in Georgia was Renasant Bank with 76 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Union City, Georgia, Renasant Bank approved the highest share of completed applications in 2025 at 93.9 percent, against a 70.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
68 lenders closed FHA loans in Union City, Georgia in 2025, led by Renasant Bank with 24. 31 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 9 credit unions closed home loans in Union City, Georgia in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Union City, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Union City, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Union City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
