Mortgage Lenders and Brokers in Thomson, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Thomson, Georgia mortgage lenders include Queensborough National Bank and TrustQueensborough National Bank and Trust549 W Hill St, Thomson, GA 30824A+5.0 ★Texas Ratio: 4.52%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust235 Main St, Thomson, GA 30824A5.0 ★Texas Ratio: 7.72%, Farmers State BankFarmers State Bank1197 Washington Rd, Thomson, GA 30824A+5.0 ★Texas Ratio: 0.60%, Regions BankRegions Bank300 W Hill St, Thomson, GA 30824A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank201 Jackson St, Thomson, GA 30824A+5.0 ★Texas Ratio: 2.87%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, F & M BankF & M Bank123 Broad Street, Crawfordville, GA 30631A+5.0 ★Texas Ratio: 4.11%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, First State BankFirst State Bank801 E Lamar St, Americus, GA 31709, and Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Thomson, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thomson are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Thomson, Georgia
Market share is the lender's share of all home loans closed in Thomson, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Thomson 549 W Hill St, Thomson, GA 30824 A+5.0 ★Texas Ratio: 4.52% |
Conventional, FHA, VA, USDA | 8 | 3.4% | 88.9% | $175,000 | View |
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1 office in Thomson 235 Main St, Thomson, GA 30824 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 6 +3 HELOCs |
2.6% | 100% | $108,333 | View |
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1 office in Thomson 1197 Washington Rd, Thomson, GA 30824 A+5.0 ★Texas Ratio: 0.60% |
Conventional | 5 | 2.2% | 100% | $243,000 | View |
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1 office in Thomson 300 W Hill St, Thomson, GA 30824 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +2 HELOCs |
1.7% | 41.7% | $65,000 | View |
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★ 1 stars, 1 review 1 office in Thomson 201 Jackson St, Thomson, GA 30824 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 1 +1 HELOCs |
0.4% | 50% | $215,000 | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, USDA | 6 | 2.6% | 100% | $308,333 | View |
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123 Broad Street, Crawfordville, GA 30631 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 2.2% | 100% | $111,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 5 | 2.2% | 100% | $167,000 | View |
First State Bank
801 E Lamar St, Americus, GA 31709 |
Conventional | 4 | 1.7% | 100% | $132,500 | |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, VA, USDA | 4 | 1.7% | 100% | $250,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.3% | 100% | $215,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 1.3% | 75% | $145,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 50% | $230,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
FHA | 1 | 0.4% | 100% | $195,000 | |
First National Bank of Waynesboro
626 N Liberty St, Waynesboro, GA 30830 |
Conventional | 1 | 0.4% | 100% | $285,000 | |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Choice Mortgage, Inc.
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Conventional, FHA | 3 | 1.3% | 100% | $215,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.9% | 100% | $230,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.4% | 14.3% | $135,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.4% | 100% | $305,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 26 | 11.2% | 100% | $166,923 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 7.3% | 81.8% | $191,470 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 6.9% | 76.2% | $237,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 12 | 5.2% | 100% | $205,000 | |
Acrisure Mortgage, LLC
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FHA, VA | 9 | 3.9% | 90% | $291,666 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 6 +1 HELOCs |
2.6% | 100% | $110,000 | |
SRP Federal Credit Union
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Conventional, FHA | 6 | 2.6% | 75% | $91,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
2.2% | 100% | $157,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.2% | 83.3% | $201,000 | |
Mortgage Research Center
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Conventional, VA, Jumbo | 5 | 2.2% | 71.4% | $381,000 | |
Cadence Bank
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Conventional, VA, HELOC | 4 +1 HELOCs |
1.7% | 80% | $197,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.7% | 100% | $172,500 | |
American Financial Resources LLC
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FHA | 3 | 1.3% | 100% | $181,666 | |
Newrez LLC
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FHA, VA | 3 | 1.3% | 75% | $148,333 | |
Movement Mortgage, LLC
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VA | 2 | 0.9% | 100% | $330,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.9% | 66.7% | $160,000 | |
Cardinal Financial Company, Li
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FHA, VA | 2 | 0.9% | 100% | $255,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.9% | 100% | $205,000 | |
Nationstar Mortgage
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FHA, VA | 2 | 0.9% | 100% | $175,000 | |
Vanderbilt Mortgage and Finance, Inc
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VA, USDA | 2 | 0.9% | 42.9% | $250,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.9% | 28.6% | $135,000 | |
Guaranteed Rate, Inc.
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.4% | 100% | $185,000 | View |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.4% | 100% | $315,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Envoy Mortgage, Ltd
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VA | 1 | 0.4% | 100% | $215,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 33.3% | $315,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.4% | 100% | $145,000 | View |
loanDepot.com LLC
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FHA | 1 | 0.4% | 50% | $75,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 7.12% |
FHA | 1 | 0.4% | 100% | $175,000 | View |
Discover Bank
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Conventional | 1 | 0.4% | 25% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
First Colony Mortgage Corporat
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FHA | 1 | 0.4% | 100% | $215,000 | |
Stg Mortgage Inc
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USDA | 1 | 0.4% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $485,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 33.3% | $365,000 | View |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.4% | 100% | $315,000 | |
Churchill Mortgage Corporation
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,105,000 | |
Towne Mortgage Company
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FHA | 1 | 0.4% | 100% | $205,000 | |
Sente Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $305,000 | |
Radius Financial Group Inc
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FHA | 1 | 0.4% | 100% | $185,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $145,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $135,000 | |
TowneBank
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VA | 1 | 0.4% | 100% | $325,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $835,000 | |
Southwest Stage Funding LLC
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VA | 1 | 0.4% | 100% | $185,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.4% | 100% | $285,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 25% | $195,000 | |
Loan Simple, Inc.
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USDA | 1 | 0.4% | 100% | $305,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Thomson Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Thomson, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Thomson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thomson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Thomson, GA
Use these to narrow the list above. Each category shows how many Thomson, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Thomson, GA
Independent mortgage companies closed 65.5 percent of home loans in Thomson, Georgia in 2025, banks 29.7 percent and credit unions 4.7 percent. First Choice Mortgage, Inc. was the largest mortgage company, Queensborough National Bank and Trust the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, Queensborough National Bank and Trust led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Thomson, GA
By home loans closed in 2025, Queensborough National Bank and Trust was the largest mortgage lender in Thomson, Georgia with 8 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Thomson, Georgia in 2025, led by Guild Mortgage Company with 16. 27 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 3 credit unions closed home loans in Thomson, Georgia in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Thomson, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thomson, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thomson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
