Mortgage Lenders and Brokers in Temple, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Temple, Georgia mortgage lenders include United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, United Bank VaUnited Bank Va2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, and Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Temple, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Temple are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Temple, Georgia
Market share is the lender's share of all home loans closed in Temple, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 6 +5 HELOCs |
1.3% | 85.7% | $343,333 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA, VA, USDA | 6 | 1.3% | 100% | $263,333 | |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.1% | 100% | $197,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, USDA | 5 | 1.1% | 100% | $227,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, FHA, HELOC | 3 +3 HELOCs |
0.6% | 100% | $301,666 | |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 3 | 0.6% | 100% | $211,666 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
0.4% | 66.7% | $100,000 | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $60,000 | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional, USDA | 2 | 0.4% | 100% | $245,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, USDA | 2 | 0.4% | 100% | $250,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA | 2 | 0.4% | 100% | $355,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $305,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 20% | $325,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $275,000 | View |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
VA | 1 | 0.2% | 100% | $325,000 | View |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.2% | 50% | $45,000 | View |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Acu
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Conventional, HELOC | 4 +2 HELOCs |
0.9% | 100% | $90,000 | |
Direct Lenders, LLC.
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Conventional, USDA | 2 | 0.4% | 66.7% | $210,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $215,000 | |
Mortgage Assurance Inc
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FHA | 1 | 0.2% | 100% | $275,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 57 | 12.3% | 76.2% | $195,701 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA, USDA, Jumbo | 41 | 8.9% | 100% | $356,951 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 37 | 8% | 92.7% | $293,108 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 16 | 3.5% | 80% | $186,250 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 16 | 3.5% | 94.1% | $228,125 | |
Jet HomeLoans, LP
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Conventional, FHA, VA, USDA | 16 | 3.5% | 85% | $218,125 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, USDA | 15 | 3.2% | 100% | $269,000 | View |
loanDepot.com LLC
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Conventional, FHA, VA | 14 | 3% | 77.8% | $257,142 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 2.6% | 66.7% | $238,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 12 | 2.6% | 92.3% | $327,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 10 | 2.2% | 57.9% | $286,000 | |
Mortgage Research Center
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VA | 8 | 1.7% | 66.7% | $320,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
1.5% | 80% | $200,714 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
1.3% | 66.7% | $205,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 6 | 1.3% | 100% | $270,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 6 | 1.3% | 85.7% | $333,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +3 HELOCs |
1.1% | 83.3% | $145,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1.1% | 45.5% | $329,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional, FHA | 5 | 1.1% | 100% | $229,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.1% | 83.3% | $301,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 4 | 0.9% | 100% | $220,000 | View |
Kind Lending, LLC
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Conventional, FHA, VA, USDA | 4 | 0.9% | 80% | $257,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.9% | 66.7% | $202,500 | |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $215,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.6% | 50% | $61,666 | |
Premier Mortgage Resources, LLC
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VA, USDA | 3 | 0.6% | 100% | $271,666 | |
Guaranteed Rate, Inc.
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FHA, VA, USDA | 3 | 0.6% | 75% | $271,666 | |
Das Acquisition Company, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $495,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 3 | 0.6% | 75% | $428,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 3 | 0.6% | 100% | $251,666 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.6% | 33.3% | $41,666 | |
Village Capital & Investment
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FHA, VA | 3 | 0.6% | 100% | $268,333 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 2 | 0.4% | 100% | $230,000 | View |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.4% | 100% | $275,000 | |
Royal United Mortgage LLC
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FHA, VA | 2 | 0.4% | 100% | $220,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $265,000 | |
Everett Financial, Inc.
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FHA | 2 | 0.4% | 100% | $310,000 | |
PHH Mortgage Corporation
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FHA, VA | 2 | 0.4% | 100% | $270,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 2 | 0.4% | 66.7% | $190,000 | View |
AdvantageFirst Lending Inc
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VA | 2 | 0.4% | 66.7% | $290,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.4% | 66.7% | $200,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.4% | 66.7% | $110,000 | |
Homeowners Financial Group, LLC
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FHA | 2 | 0.4% | 100% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 50% | $390,000 | View |
Intelliloan, Inc.
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FHA | 2 | 0.4% | 100% | $265,000 | |
Acopia, LLC
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Conventional, USDA | 2 | 0.4% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA, USDA | 2 | 0.4% | 100% | $355,000 | View |
Plaza Home Mortgage, Inc
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Conventional, USDA | 2 | 0.4% | 100% | $205,000 | |
Bank Ozk
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Conventional, HELOC | 1 +7 HELOCs |
0.2% | 20% | $25,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $85,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Primelending
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USDA | 1 | 0.2% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.2% | 100% | $25,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 40% | $215,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.2% | 100% | $285,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 50% | $115,000 | |
Resicentral LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 33.3% | $255,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Onward Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
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A5.0 ★Texas Ratio: 7.12% |
VA | 1 | 0.2% | 100% | $235,000 | View |
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C+4.0 ★Texas Ratio: 26.59% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.2% | 50% | $265,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 50% | $55,000 | |
Ithink Financial Credit Union
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Conventional | 1 | 0.2% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $275,000 | View |
Andrews Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $345,000 | |
Iserve Residential Lending
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FHA | 1 | 0.2% | 100% | $325,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Gmfs, LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Ascend Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 33.3% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 100% | $315,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Skyla Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Temple Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Temple, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Temple? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Temple in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Temple, GA
Use these to narrow the list above. Each category shows how many Temple, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Temple, GA
Independent mortgage companies closed 78.4 percent of home loans in Temple, Georgia in 2025, banks 17.5 percent and credit unions 4.1 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Community Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, BankSouth Mortgage Company LLC led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Temple, GA
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Temple, Georgia with 6 loans, about 1.3 percent of the market. The largest lender headquartered in Georgia was BankSouth Mortgage Company LLC with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Temple, Georgia, Rocket Mortgage approved the highest share of completed applications in 2025 at 76.2 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
58 lenders closed FHA loans in Temple, Georgia in 2025, led by Canopy Mortgage, LLC with 25. 30 lenders closed VA loans, led by United Wholesale Mortgage, and 18 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 16 credit unions closed home loans in Temple, Georgia in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Temple, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Temple, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Temple. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
