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Mortgage Lenders and Brokers in Sugar Hill, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Sugar Hill, Georgia mortgage lenders include Ameris BankAmeris Bank255 Peachtree Industrial Blvd, Sugar Hill, GA 30518A+5.0 ★Texas Ratio: 1.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5900 Suwanee Dam Rd, Sugar Hill, GA 30518A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank5905 Suwanee Dam Rd, Sugar Hill, GA 30518A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA4681 Nelson Brogdon Blvd, Sugar Hill, GA 30518A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 3.22%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, and Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sugar Hill, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sugar Hill are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sugar Hill, Georgia

Market share is the lender's share of all home loans closed in Sugar Hill, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Ameris Bank ★ 4 stars, 1 review 1 office in Sugar Hill 255 Peachtree Industrial Blvd, Sugar Hill, GA 30518 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo, HELOC	31 +2 HELOCs	3.6%	91.2%	$352,419	View
JPMorgan Chase Bank, NA 1 office in Sugar Hill 5900 Suwanee Dam Rd, Sugar Hill, GA 30518 A+5.0 ★Texas Ratio: 3.68%	Conventional	8	0.9%	100%	$355,000	View
Regions Bank 1 office in Sugar Hill 5905 Suwanee Dam Rd, Sugar Hill, GA 30518 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	6 +5 HELOCs	0.7%	63.6%	$366,666	View
Wells Fargo Bank NA 1 office in Sugar Hill 4681 Nelson Brogdon Blvd, Sugar Hill, GA 30518 A+5.0 ★Texas Ratio: 5.36%	Conventional	6	0.7%	66.7%	$445,000	View
Fifth Third Bank, National Association 1 office in Sugar Hill 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	2 +4 HELOCs	0.2%	50%	$620,000	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional, Jumbo, HELOC	13 +9 HELOCs	1.5%	76.5%	$395,000	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA	10	1.2%	100%	$370,000
Truist Bank ★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	7 +10 HELOCs	0.8%	87.5%	$445,000	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA, VA	6	0.7%	100%	$346,666	View
Capital City Home Loans, LLC 420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA, Jumbo	5	0.6%	100%	$587,000	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, HELOC	4 +1 HELOCs	0.5%	100%	$295,000	View
Peoples Bank & Trust 1899 Buford Hwy, Buford, GA 30518	Conventional	4	0.5%	100%	$82,500
Loyal Trust Bank 11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99%	Conventional	4	0.5%	100%	$370,000	View
Peach State Bank and Trust 1502 Friendship Rd, Braselton, GA 30517	Conventional, Jumbo	4	0.5%	100%	$1,022,500
Bank of America NA 4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +11 HELOCs	0.3%	100%	$495,000	View
Peach State Federal Credit Union 155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$288,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +14 HELOCs	0.2%	100%	$465,000	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	2 +6 HELOCs	0.2%	40%	$55,000	View
First Horizon Bank ★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76%	Conventional	2	0.2%	100%	$355,000	View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	Conventional	2	0.2%	66.7%	$280,000	View
LGE Community Credit Union 3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70%	Conventional	2	0.2%	100%	$460,000	View
Woori America Bank 3360 Satellite Blvd, Duluth, GA 30096 A5.0 ★Texas Ratio: 11.01%	Conventional	2	0.2%	100%	$320,000	View
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	1 +7 HELOCs	0.1%	50%	$345,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$365,000	View
First American Bank 300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$305,000	View
PromiseOne Bank 5938 Buford Hwy Ne, Doraville, GA 30340 A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$335,000	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional	1	0.1%	100%	$185,000	View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	Conventional	1	0.1%	100%	$395,000
Pinnacle Bank 1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$305,000	View
Colony Bank 2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01%	Conventional	1	0.1%	100%	$355,000	View
Robins Financial Credit Union 2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27%	Conventional	1	0.1%	100%	$305,000	View
City National Bank 3333 Piedmont Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.1%	100%	$1,705,000	View
Metro City Bank 5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$555,000	View
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +13 HELOCs	0%	n/a		View
Synovus Bank 2102 E Oglethorpe Blvd, Albany, GA 31705	HELOC	0 +3 HELOCs	0%	n/a
Southern First Bank 309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08%	HELOC	0 +1 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeTrust Bank 2905 Bethany Bnd, Milton, GA 30004 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Acu	Conventional, HELOC	7 +4 HELOCs	0.8%	100%	$490,714
Amerisave Mortgage Company	Conventional, FHA	5	0.6%	41.7%	$311,000
First Option Mortgage, LLC	Conventional, FHA	5	0.6%	100%	$291,000
United Premier Funding LLC	Conventional	4	0.5%	100%	$462,500
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	3 +2 HELOCs	0.3%	60%	$665,000	View
Loanunited.Com, LLC	FHA, VA	3	0.3%	100%	$528,333
Orangepath Financial Inc	Conventional	3	0.3%	100%	$388,333
Equity Prime Mortgage LLC	FHA, VA	2	0.2%	66.7%	$470,000
Mortgage Assurance Inc	FHA	2	0.2%	100%	$340,000
BoxCar Mortgage, LLC	Conventional, VA	2	0.2%	100%	$505,000
Milend, Inc	FHA	2	0.2%	100%	$330,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$435,000	View
First Intercontinental Bank	Conventional	1	0.1%	100%	$295,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	50%	$435,000
Rocket Mortgage	Conventional, FHA, VA	107	12.4%	88.1%	$257,990
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	94 +3 HELOCs	10.9%	90.6%	$431,170
Pennymac Loan Services LLC	Conventional, FHA, VA	35	4%	89.7%	$233,857
Freedom Mortgage Corporation	Conventional, FHA, VA	22	2.5%	86.2%	$428,636
Nvr Mortgage Finance, Inc.	Conventional, FHA	22	2.5%	56.4%	$398,181
loanDepot.com LLC	Conventional, FHA, VA, HELOC	19 +6 HELOCs	2.2%	100%	$249,736
Nationstar Mortgage	Conventional, FHA	16	1.8%	84.2%	$134,375
Provident Funding Associates	Conventional	15	1.7%	100%	$499,000
The Loan Store, Inc	Conventional, FHA, HELOC	14 +2 HELOCs	1.6%	100%	$408,571
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	14 +1 HELOCs	1.6%	93.3%	$510,714
AmeriHome Mortgage Company, LLC	Conventional, FHA	14	1.6%	93.3%	$447,142
Fairway Independent Mort Corp	Conventional, FHA, VA	13	1.5%	92.9%	$383,461
Everett Financial, Inc.	Conventional, FHA, VA	12	1.4%	100%	$454,166
Newrez LLC	Conventional, FHA	11	1.3%	91.7%	$207,727
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	10 +8 HELOCs	1.2%	58.8%	$208,000
New Wave Lending Group Inc	Conventional, Jumbo	10	1.2%	100%	$499,000
Canopy Mortgage, LLC	Conventional, FHA	9	1%	100%	$381,666
AmWest Funding Corp	Conventional	8	0.9%	100%	$437,500
Guaranteed Rate, Inc.	Conventional, FHA, VA	7	0.8%	100%	$493,571
Movement Mortgage, LLC	Conventional, FHA	7	0.8%	100%	$312,142
Onward Home Mortgage, LLC	Conventional, FHA	7	0.8%	100%	$370,714
Prosperity Home Mortgage, LLC	Conventional, Jumbo	7	0.8%	100%	$425,000
New American Funding, LLC.	Conventional, FHA, HELOC	6 +3 HELOCs	0.7%	60%	$305,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	5	0.6%	100%	$365,000
Sage Home Loans Corporation	Conventional	5	0.6%	71.4%	$645,000
Kind Lending, LLC	Conventional, FHA, VA	5	0.6%	60%	$489,000
American Pacific Mortgage Corporation	Conventional, FHA	5	0.6%	100%	$335,000
Stockton Mortgage Corporation	Conventional, FHA	5	0.6%	100%	$363,000
Better Mortgage Corporation	Conventional, FHA	5	0.6%	71.4%	$521,000
Zillow Home Loans, LLC	Conventional	5	0.6%	100%	$405,000
Mutual of Omaha Mortgage	Conventional, FHA	5	0.6%	71.4%	$417,000
Lower, LLC	Conventional, FHA, VA	5	0.6%	100%	$351,000
Nmsi, Inc.	Conventional, FHA	5	0.6%	100%	$447,000
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	5	0.6%	100%	$409,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	4	0.5%	100%	$505,000	View
Bridgeway Lending Partners, LLC	Conventional	4	0.5%	100%	$265,000
General Mortgage Capital Corporation	Conventional	4	0.5%	100%	$335,000
Acopia, LLC	Conventional, FHA	4	0.5%	100%	$502,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.5%	80%	$92,500	View
Spring Eq, LLC	Conventional, HELOC	3 +2 HELOCs	0.3%	27.3%	$121,666
Liberty Federal Credit Union	Conventional, FHA, Jumbo	3	0.3%	100%	$485,000
SWBC Mortgage Corporation	Conventional	3	0.3%	100%	$378,333
AAA Capital Investment, Inc	Conventional	3	0.3%	100%	$438,333
Guild Mortgage Company	Conventional, Jumbo	3	0.3%	100%	$855,000
Guaranty Mortgage Services, LLC	Conventional, FHA	3	0.3%	100%	$478,333
Union Home Mortgage Corp.	Conventional	3	0.3%	100%	$261,666
Homeowners Financial Group, LLC	Conventional	3	0.3%	100%	$315,000
Paramount Residential Mortgage	Conventional, FHA, Jumbo	3	0.3%	100%	$891,666
Carrington Mortgage Services LLC	Conventional, FHA	3	0.3%	50%	$348,333
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +10 HELOCs	0.2%	50%	$80,000	View
Goodleap, LLC	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$240,000
Bank of England A5.0 ★Texas Ratio: 6.45%	FHA	2	0.2%	100%	$370,000	View
EMM Loans LLC	Conventional, FHA	2	0.2%	100%	$315,000
Guidance Residential, LLC	Conventional	2	0.2%	100%	$300,000
Filo Mortgage, LLC	Conventional	2	0.2%	100%	$565,000
Shelter Home Mortgage, LLC	Conventional, VA	2	0.2%	100%	$315,000
Cmg Mortgage Inc	Conventional, VA, Jumbo	2	0.2%	100%	$785,000
Discover Bank	Conventional	2	0.2%	12.5%	$95,000
Sun West Mortgage Company, Inc	FHA	2	0.2%	66.7%	$305,000
Nfm, Inc	Conventional	2	0.2%	100%	$435,000
Atlantic Bay Mortgage Group	Conventional	2	0.2%	100%	$340,000
Mortgage Research Center	Conventional, VA	2	0.2%	22.2%	$305,000
Emet Lending Group, Inc.	Conventional	2	0.2%	100%	$445,000
Tjc Mortgage Inc	Conventional, FHA	2	0.2%	100%	$515,000
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional	2	0.2%	100%	$615,000	View
Summit Funding.Inc	Conventional	2	0.2%	100%	$475,000
RBC Bank (Georgia), N.A. A+5.0 ★Texas Ratio: 1.90%	Conventional	2	0.2%	100%	$520,000	View
VyStar Credit Union	Conventional	2	0.2%	100%	$85,000
Nexera Holding LLC	Conventional	2	0.2%	100%	$595,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.2%	100%	$390,000	View
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$385,000
Pentagon Federal Credit Union	VA, HELOC	1 +3 HELOCs	0.1%	50%	$725,000
Digital Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$575,000
Cadence Bank	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$355,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$365,000	View
Panorama Mortgage Group, LLC	Conventional	1	0.1%	100%	$315,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional	1	0.1%	100%	$495,000	View
Alameda Mortgage Corporation	FHA	1	0.1%	100%	$285,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$265,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$65,000
Fundloans Capital	Conventional	1	0.1%	100%	$235,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$745,000	View
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	14.3%	$85,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$435,000
Nbkc Bank	Conventional	1	0.1%	100%	$385,000
Deephaven Mortgage LLC	Conventional	1	0.1%	33.3%	$755,000
Princeton Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$435,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$285,000
Sanctuary Home Mortgage, LLC	FHA	1	0.1%	100%	$485,000
Obsidian Financial Services	Conventional	1	0.1%	100%	$315,000
Nqm Funding, LLC	Conventional, Jumbo	1	0.1%	100%	$1,115,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$215,000
FirstTrust Home Loans	Conventional	1	0.1%	100%	$285,000
American Security Mortgage Cor	FHA	1	0.1%	100%	$495,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$495,000
American Financing Corporation	FHA	1	0.1%	33.3%	$295,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$425,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$415,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA, Jumbo	1	0.1%	100%	$1,475,000	View
Planet Home Lending, LLC	FHA	1	0.1%	100%	$325,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	FHA	1	0.1%	100%	$465,000	View
Franklin Loan Corporation	FHA	1	0.1%	100%	$355,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	50%	$545,000
Wright Patt Credit Union Inc	Conventional	1	0.1%	100%	$605,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$65,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0.1%	50%	$1,165,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	50%	$175,000	View
The Mortgage Firm	Conventional	1	0.1%	100%	$555,000
Ardri LLC	Conventional	1	0.1%	100%	$515,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$405,000	View
Iserve Residential Lending	FHA	1	0.1%	100%	$505,000
Radius Financial Group Inc	Conventional	1	0.1%	100%	$395,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	33.3%	$195,000	View
V.I.P. Mortgage, Inc.	VA	1	0.1%	100%	$195,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$355,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$345,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$345,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$325,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$455,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$465,000	View
Right Start Mortgage, Inc	Conventional	1	0.1%	100%	$455,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$185,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$355,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$565,000	View
Plaza Home Mortgage, Inc	Conventional	1	0.1%	100%	$455,000
Royal Credit Union	Conventional	1	0.1%	100%	$425,000
Village Capital & Investment	VA, Jumbo	1	0.1%	50%	$1,355,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$215,000
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +3 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
Bank Ozk	HELOC	0 +3 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Central Bank A+5.0 ★Texas Ratio: 2.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Chartway FCU	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Eastman Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Sugar Hill Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Sugar Hill, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Sugar Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sugar Hill in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sugar Hill, GA

Use these to narrow the list above. Each category shows how many Sugar Hill, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 116 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 55 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 59 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 28 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 19 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 34 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Sugar Hill, GA

Independent mortgage companies closed 77.8 percent of home loans in Sugar Hill, Georgia in 2025, banks 16.4 percent and credit unions 5.8 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 31 loans.

77.8%

Mortgage companies

16.4%

Banks

5.8%

Credit unions

15%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Sugar Hill, GA

Who is the largest mortgage lender in Sugar Hill, GA?

By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Sugar Hill, Georgia with 31 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Sugar Hill, GA have the highest approval rates?

Among lenders with meaningful volume in Sugar Hill, Georgia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 90.6 percent, against a 84.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sugar Hill, GA mortgage lenders offer FHA, VA and USDA loans?

59 lenders closed FHA loans in Sugar Hill, Georgia in 2025, led by United Wholesale Mortgage with 17. 28 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sugar Hill, GA lender list?

Yes. 55 banks and 23 credit unions closed home loans in Sugar Hill, Georgia in 2025, alongside 116 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sugar Hill, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sugar Hill, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sugar Hill, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sugar Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.