Statham, Georgia mortgage lenders include Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Oconee State BankOconee State Bank1 Press Pl, Athens, GA 30601B4.5 ★Texas Ratio: 21.44%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, and Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Statham, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Statham are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Statham, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 17 +1 HELOCs |
3.8% | 82.6% | $306,764 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 7 +2 HELOCs |
1.6% | 100% | $312,142 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, USDA, Jumbo, HELOC | 4 +2 HELOCs |
0.9% | 100% | $437,500 | |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 4 | 0.9% | 100% | $227,500 | |
|
1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44% |
Conventional | 4 | 0.9% | 100% | $255,000 | View |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $205,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $295,000 | View |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 3 | 0.7% | 100% | $271,666 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 3 | 0.7% | 100% | $191,666 | View |
|
2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA, USDA | 3 | 0.7% | 100% | $291,666 | View |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $375,000 | View |
|
155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $165,000 | View |
|
3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 0.4% | 50% | $670,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,475,000 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $335,000 | View |
|
3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.2% | 50% | $335,000 | View |
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
|
35 N 4th St, Colbert, GA 30628 A+5.0 ★Texas Ratio: 1.44% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
|
2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
HELOC | 0 +8 HELOCs |
0% | 100% | View | |
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1 Coca Cola Plz NW, Atlanta, GA 30313 2420 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
First Option Mortgage, LLC
|
Conventional, FHA | 6 | 1.3% | 100% | $268,333 | |
BoxCar Mortgage, LLC
|
FHA, VA | 3 | 0.7% | 100% | $378,333 | |
Milend, Inc
|
FHA, VA | 3 | 0.7% | 100% | $281,666 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.4% | 75% | $250,000 | |
Acu
|
Conventional | 2 | 0.4% | 100% | $490,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.2% | 100% | $405,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 12.5% | $185,000 | |
First Intercontinental Bank
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 46 | 10.3% | 79% | $205,217 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 43 | 9.6% | 95.6% | $297,093 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, USDA, HELOC | 24 +1 HELOCs |
5.4% | 100% | $361,666 | |
Acrisure Mortgage, LLC
|
FHA, VA | 23 | 5.1% | 100% | $391,086 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 16 | 3.6% | 80% | $178,750 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 13 | 2.9% | 81.2% | $178,846 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 12 | 2.7% | 80% | $308,333 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA, USDA | 11 | 2.5% | 100% | $307,727 | |
Freedom Mortgage Corporation
|
FHA, VA | 9 | 2% | 85.7% | $342,777 | |
Everett Financial, Inc.
|
Conventional, FHA | 9 | 2% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 7.12% |
Conventional, FHA, VA, USDA | 7 | 1.6% | 100% | $315,000 | View |
Homeowners Financial Group, LLC
|
Conventional, FHA | 7 | 1.6% | 100% | $259,285 | |
Mortgage Research Center
|
FHA, VA | 7 | 1.6% | 70% | $312,142 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 7 | 1.6% | 70% | $243,571 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 7 | 1.6% | 47.1% | $203,571 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, USDA | 6 | 1.3% | 100% | $260,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 5 | 1.1% | 50% | $197,000 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA | 5 | 1.1% | 100% | $337,000 | |
Kind Lending, LLC
|
FHA, VA, USDA | 4 | 0.9% | 100% | $332,500 | |
Planet Home Lending, LLC
|
Conventional, VA | 4 | 0.9% | 100% | $187,500 | |
Stockton Mortgage Corporation
|
Conventional, FHA, USDA | 4 | 0.9% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 0.9% | 50% | $230,000 | |
Spring Eq, LLC
|
Conventional | 4 | 0.9% | 57.1% | $125,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 3 | 0.7% | 100% | $215,000 | |
SWBC Mortgage Corporation
|
Conventional, FHA, USDA | 3 | 0.7% | 100% | $211,666 | |
PHH Mortgage Corporation
|
Conventional, VA | 3 | 0.7% | 100% | $241,666 | |
Union Home Mortgage Corp.
|
Conventional, VA | 3 | 0.7% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.7% | 100% | $325,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 0.7% | 100% | $285,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $145,000 | |
American Financial Resources LLC
|
FHA, USDA | 2 | 0.4% | 100% | $285,000 | |
Newrez LLC
|
FHA | 2 | 0.4% | 40% | $280,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 0.4% | 66.7% | $180,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $325,000 | |
Guild Mortgage Company
|
FHA, VA | 2 | 0.4% | 100% | $390,000 | |
AmWest Funding Corp
|
Conventional | 2 | 0.4% | 100% | $390,000 | |
Sun West Mortgage Company, Inc
|
FHA, VA | 2 | 0.4% | 100% | $270,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.4% | 100% | $140,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 100% | $285,000 | View |
Acopia, LLC
|
FHA | 2 | 0.4% | 100% | $405,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $255,000 | |
Lower, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $310,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $60,000 | View |
Reliance First Capital, LLC
|
FHA | 2 | 0.4% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.4% | 100% | $365,000 | View |
Village Capital & Investment
|
VA | 2 | 0.4% | 40% | $335,000 | |
Bank Ozk
|
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $275,000 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $45,000 | |
Goodleap, LLC
|
VA | 1 | 0.2% | 100% | $335,000 | |
Envoy Mortgage, Ltd
|
VA | 1 | 0.2% | 50% | $365,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.2% | 100% | $135,000 | View |
Movement Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.2% | 100% | $225,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.2% | 100% | $295,000 | |
Eustis Mortgage Corp
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Onward Home Mortgage, LLC
|
FHA | 1 | 0.2% | 50% | $325,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $285,000 | |
American Financing Corporation
|
FHA | 1 | 0.2% | 16.7% | $135,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.2% | 100% | $445,000 | |
Cardinal Financial Company, Li
|
VA | 1 | 0.2% | 50% | $225,000 | |
Atlantic Bay Mortgage Group
|
FHA | 1 | 0.2% | 100% | $385,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $335,000 | |
Gardner Financial Services
|
Conventional | 1 | 0.2% | 100% | $755,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Digital Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $35,000 | |
Sente Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $195,000 | |
Radius Financial Group Inc
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
Veritas Funding, LLC
|
FHA | 1 | 0.2% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
Mortgage Investors Group
|
Conventional | 1 | 0.2% | 100% | $665,000 | |
21St Mortgage
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.2% | 100% | $295,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Gershman Investment Corp.
|
VA | 1 | 0.2% | 100% | $375,000 | |
Tomo Mortgage LLC
|
VA | 1 | 0.2% | 100% | $265,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cadence Bank
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Guaranteed Rate Affinity, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Statham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Statham in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Statham, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 79 percent of home loans in Statham, Georgia in 2025, banks 17.4 percent and credit unions 3.6 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Regions Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Synovus Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Statham, Georgia with 17 loans, about 3.8 percent of the market. The largest lender headquartered in Georgia was Synovus Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
56 lenders closed FHA loans in Statham, Georgia in 2025, led by Acrisure Mortgage, LLC with 20. 33 lenders closed VA loans, led by Mortgage Research Center, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 11 credit unions closed home loans in Statham, Georgia in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Statham, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Statham, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Statham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.