MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Statham, Georgia

Statham, Georgia mortgage lenders include Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Oconee State BankOconee State Bank1 Press Pl, Athens, GA 30601B4.5 ★Texas Ratio: 21.44%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, and Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Statham, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Statham are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Statham, Georgia

Market share is the lender's share of all home loans closed in Statham, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
4590 Morningside Dr, Acworth, GA 30101
A+5.0 ★Texas Ratio: 4.37%
Conventional, FHA, HELOC 17
+1 HELOCs
3.8% 82.6% $306,764 View
★ 1 stars, 1 review
3340 Cobb Pkwy Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, HELOC 7
+2 HELOCs
1.6% 100% $312,142 View
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705
Conventional, USDA, Jumbo, HELOC 4
+2 HELOCs
0.9% 100% $437,500
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327
Conventional, FHA 4 0.9% 100% $227,500
1 Press Pl, Athens, GA 30601
B4.5 ★Texas Ratio: 21.44%
Conventional 4 0.9% 100% $255,000 View
2101 Rosebrier Ave, Albany, GA 31705
A5.0 ★Texas Ratio: 7.35%
Conventional, HELOC 3
+1 HELOCs
0.7% 100% $205,000 View
★ 4 stars, 1 review
5895 Jeff Davis Ln Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 1.82%
Conventional, VA, HELOC 3
+1 HELOCs
0.7% 100% $295,000 View
11575 Haynes Bridge Rd, Alpharetta, GA 30009
A+5.0 ★Texas Ratio: 1.24%
Conventional 3 0.7% 100% $271,666 View
5045 Highway 53, Braselton, GA 30517
A+5.0 ★Texas Ratio: 0.06%
Conventional, FHA 3 0.7% 100% $191,666 View
2900 Old Dawson Rd, Albany, GA 31721
A+5.0 ★Texas Ratio: 4.01%
Conventional, FHA, USDA 3 0.7% 100% $291,666 View
4460 Cobb Parkway North Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+2 HELOCs
0.4% 100% $375,000 View
155 Hawthorne Park, Athens, GA 30606
A+5.0 ★Texas Ratio: 2.27%
Conventional, HELOC 2
+1 HELOCs
0.4% 100% $165,000 View
3334 Cobb Pkwy Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 5.36%
Conventional, Jumbo 2 0.4% 50% $670,000 View
301 W 4th St, Adel, GA 31620
A+5.0 ★Texas Ratio: 4.72%
Conventional, Jumbo, HELOC 1
+1 HELOCs
0.2% 100% $1,475,000 View
7400 Adairsville Hwy, Adairsville, GA 30103
A+5.0 ★Texas Ratio: 2.97%
FHA, HELOC 1
+1 HELOCs
0.2% 100% $335,000 View
3290 Northside Pkwy Nw, Atlanta, GA 30327
A+5.0 ★Texas Ratio: 4.19%
Conventional 1 0.2% 100% $125,000 View
300 College Ave, Athens, GA 30601
A+5.0 ★Texas Ratio: 0.01%
Conventional 1 0.2% 50% $335,000 View
420 N Broad St, Cairo, GA 39828
A+5.0 ★Texas Ratio: 2.55%
Conventional 1 0.2% 100% $765,000 View
35 N 4th St, Colbert, GA 30628
A+5.0 ★Texas Ratio: 1.44%
Conventional 1 0.2% 100% $215,000 View
2636 Atlanta Hwy, Athens, GA 30606
A+5.0 ★Texas Ratio: 1.27%
HELOC 0
+8 HELOCs
0% 100% View
★ 5 stars, 1 review
11760 Haynes Bridge Rd, Alpharetta, GA 30009
A+5.0 ★Texas Ratio: 2.27%
HELOC 0
+3 HELOCs
0% n/a View
190 Gaines School Rd, Athens, GA 30605 3118
A+5.0 ★Texas Ratio: 5.53%
HELOC 0
+2 HELOCs
0% n/a View
1 Coca Cola Plz NW, Atlanta, GA 30313 2420
HELOC 0
+1 HELOCs
0% n/a View
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009
A+5.0 ★Texas Ratio: 3.22%
HELOC 0
+1 HELOCs
0% 0% View
First Option Mortgage, LLC
Conventional, FHA 6 1.3% 100% $268,333
BoxCar Mortgage, LLC
FHA, VA 3 0.7% 100% $378,333
Milend, Inc
FHA, VA 3 0.7% 100% $281,666
Equity Prime Mortgage LLC
FHA, VA 2 0.4% 75% $250,000
Acu
Conventional 2 0.4% 100% $490,000
Loanunited.Com, LLC
FHA 1 0.2% 100% $405,000
Amerisave Mortgage Company
Conventional 1 0.2% 12.5% $185,000
First Intercontinental Bank
Conventional 1 0.2% 100% $345,000
Rocket Mortgage
Conventional, FHA, VA 46 10.3% 79% $205,217
United Wholesale Mortgage
Conventional, FHA, VA, USDA 43 9.6% 95.6% $297,093
CrossCountry Mortgage, LLC
Conventional, FHA, VA, USDA, HELOC 24
+1 HELOCs
5.4% 100% $361,666
Acrisure Mortgage, LLC
FHA, VA 23 5.1% 100% $391,086
Pennymac Loan Services LLC
Conventional, FHA 16 3.6% 80% $178,750
Nationstar Mortgage
Conventional, FHA, VA 13 2.9% 81.2% $178,846
Fairway Independent Mort Corp
Conventional, FHA, VA, USDA 12 2.7% 80% $308,333
American Pacific Mortgage Corporation
Conventional, FHA, VA, USDA 11 2.5% 100% $307,727
Freedom Mortgage Corporation
FHA, VA 9 2% 85.7% $342,777
Everett Financial, Inc.
Conventional, FHA 9 2% 100% $265,000
A5.0 ★Texas Ratio: 7.12%
Conventional, FHA, VA, USDA 7 1.6% 100% $315,000 View
Homeowners Financial Group, LLC
Conventional, FHA 7 1.6% 100% $259,285
Mortgage Research Center
FHA, VA 7 1.6% 70% $312,142
New American Funding, LLC.
Conventional, FHA, VA 7 1.6% 70% $243,571
Carrington Mortgage Services LLC
Conventional, FHA 7 1.6% 47.1% $203,571
A-4.9 ★Texas Ratio: 16.48%
Conventional, FHA, USDA 6 1.3% 100% $260,000 View
Lakeview Loan Servicing, LLC
Conventional, VA 5 1.1% 50% $197,000
Canopy Mortgage, LLC
Conventional, FHA, VA 5 1.1% 100% $337,000
Kind Lending, LLC
FHA, VA, USDA 4 0.9% 100% $332,500
Planet Home Lending, LLC
Conventional, VA 4 0.9% 100% $187,500
Stockton Mortgage Corporation
Conventional, FHA, USDA 4 0.9% 100% $295,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 4 0.9% 50% $230,000
Spring Eq, LLC
Conventional 4 0.9% 57.1% $125,000
Cornerstone First Mortgage, LLC
Conventional, FHA 3 0.7% 100% $215,000
SWBC Mortgage Corporation
Conventional, FHA, USDA 3 0.7% 100% $211,666
PHH Mortgage Corporation
Conventional, VA 3 0.7% 100% $241,666
Union Home Mortgage Corp.
Conventional, VA 3 0.7% 100% $405,000
A+5.0 ★Texas Ratio: 2.85%
Conventional 3 0.7% 100% $325,000 View
Vanderbilt Mortgage and Finance, Inc
Conventional 3 0.7% 100% $285,000
Premier Mortgage Resources, LLC
Conventional, FHA 2 0.4% 100% $145,000
American Financial Resources LLC
FHA, USDA 2 0.4% 100% $285,000
Newrez LLC
FHA 2 0.4% 40% $280,000
loanDepot.com LLC
Conventional, FHA 2 0.4% 66.7% $180,000
AmeriHome Mortgage Company, LLC
Conventional, FHA 2 0.4% 100% $325,000
Guild Mortgage Company
FHA, VA 2 0.4% 100% $390,000
AmWest Funding Corp
Conventional 2 0.4% 100% $390,000
Sun West Mortgage Company, Inc
FHA, VA 2 0.4% 100% $270,000
Click n' Close, Inc.
Conventional, FHA 2 0.4% 100% $140,000
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 2 0.4% 100% $285,000 View
Acopia, LLC
FHA 2 0.4% 100% $405,000
Mutual of Omaha Mortgage
Conventional, FHA 2 0.4% 100% $255,000
Lower, LLC
Conventional, FHA 2 0.4% 100% $310,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 0.4% 100% $60,000 View
Reliance First Capital, LLC
FHA 2 0.4% 100% $225,000
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA 2 0.4% 100% $365,000 View
Village Capital & Investment
VA 2 0.4% 40% $335,000
Bank Ozk
Conventional, HELOC 1
+4 HELOCs
0.2% 50% $275,000
Pentagon Federal Credit Union
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $55,000
A+5.0 ★Texas Ratio: 0.38%
Conventional 1 0.2% 100% $245,000 View
Royal United Mortgage LLC
Conventional 1 0.2% 100% $45,000
Goodleap, LLC
VA 1 0.2% 100% $335,000
Envoy Mortgage, Ltd
VA 1 0.2% 50% $365,000
D3.3 ★Texas Ratio: 35.11%
VA 1 0.2% 100% $135,000 View
Movement Mortgage, LLC
FHA 1 0.2% 100% $375,000
A+5.0 ★Texas Ratio: 5.29%
Conventional 1 0.2% 100% $425,000 View
AdvantageFirst Lending Inc
FHA 1 0.2% 100% $225,000
American Financial Network, Inc.
FHA 1 0.2% 100% $295,000
Eustis Mortgage Corp
Conventional 1 0.2% 100% $315,000
Onward Home Mortgage, LLC
FHA 1 0.2% 50% $325,000
VanDyk Mortgage Corporation
FHA 1 0.2% 100% $285,000
American Financing Corporation
FHA 1 0.2% 16.7% $135,000
First Colony Mortgage Corporat
Conventional 1 0.2% 100% $275,000
Mid-Continent Funding, Inc.
VA 1 0.2% 100% $445,000
Cardinal Financial Company, Li
VA 1 0.2% 50% $225,000
Atlantic Bay Mortgage Group
FHA 1 0.2% 100% $385,000
Churchill Mortgage Corporation
FHA 1 0.2% 100% $335,000
Gardner Financial Services
Conventional 1 0.2% 100% $755,000
A+5.0 ★Texas Ratio: 2.15%
Conventional 1 0.2% 100% $125,000 View
Digital Federal Credit Union
Conventional 1 0.2% 100% $35,000
Sente Mortgage, Inc.
FHA 1 0.2% 100% $195,000
Radius Financial Group Inc
Conventional 1 0.2% 100% $415,000
Citadel Servicing Corporation
Conventional 1 0.2% 100% $225,000
Veritas Funding, LLC
FHA 1 0.2% 100% $275,000
A+5.0 ★Texas Ratio: 2.32%
Conventional 1 0.2% 50% $65,000 View
A-5.0 ★Texas Ratio: 14.97%
Conventional 1 0.2% 100% $415,000 View
Mld Mortgage, Inc.Dba the Money Store
Conventional 1 0.2% 100% $245,000
Mortgage Investors Group
Conventional 1 0.2% 100% $665,000
21St Mortgage
Conventional 1 0.2% 100% $255,000
Plaza Home Mortgage, Inc
FHA 1 0.2% 100% $295,000
Top Flite Financial, Inc.
Conventional 1 0.2% 100% $265,000
Gershman Investment Corp.
VA 1 0.2% 100% $375,000
Tomo Mortgage LLC
VA 1 0.2% 100% $265,000
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Cadence Bank
HELOC 0
+1 HELOCs
0% 0%
Guaranteed Rate Affinity, LLC
HELOC 0
+1 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Justice Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
The Loan Store, Inc
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Statham, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Statham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Statham in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Statham, GA

Use these to narrow the list above. Each category shows how many Statham, GA lenders fit and what that kind of lender is usually best for.

Who Lends in Statham, GA

Independent mortgage companies closed 79 percent of home loans in Statham, Georgia in 2025, banks 17.4 percent and credit unions 3.6 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Regions Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Synovus Bank led with 4 loans.

79%
Mortgage companies
17.4%
Banks
3.6%
Credit unions
32%
FHA loans
12%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Statham, GA

Who is the largest mortgage lender in Statham, GA?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Statham, Georgia with 17 loans, about 3.8 percent of the market. The largest lender headquartered in Georgia was Synovus Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Statham, GA mortgage lenders offer FHA, VA and USDA loans?

56 lenders closed FHA loans in Statham, Georgia in 2025, led by Acrisure Mortgage, LLC with 20. 33 lenders closed VA loans, led by Mortgage Research Center, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Statham, GA lender list?

Yes. 30 banks and 11 credit unions closed home loans in Statham, Georgia in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Statham, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Statham, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Statham, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Statham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.