Mortgage Lenders and Brokers in Pine Lake, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pine Lake, Georgia mortgage lenders include Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Pinnacle BankPinnacle Bank2102 E Oglethorpe Blvd, Albany, GA 31705A+5.0 ★Texas Ratio: 3.04%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, First Horizon BankFirst Horizon Bank2970 Peachtree Rd Nw, Atlanta, GA 30305A+5.0 ★Texas Ratio: 5.76%, Atlanta Postal Credit UnionAtlanta Postal Credit Union3916 Tradeport Blvd, Atlanta, GA 30354, and Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A+5.0 ★Texas Ratio: 5.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pine Lake, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pine Lake are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pine Lake, Georgia
Market share is the lender's share of all home loans closed in Pine Lake, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 4 | 3.8% | 100% | $195,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
2.8% | 75% | $241,666 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 2 +2 HELOCs |
1.9% | 100% | $360,000 | View |
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2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 1.9% | 100% | $65,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 1.9% | 100% | $150,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.9% | 33.3% | $240,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
Conventional | 1 | 0.9% | 100% | $65,000 | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2301 Parklake Dr NE, Atlanta, GA 30345 2912 A+5.0 ★Texas Ratio: 2.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Option Mortgage, LLC
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Conventional, FHA | 6 | 5.7% | 100% | $211,666 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.9% | 40% | $100,000 | |
BoxCar Mortgage, LLC
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Conventional | 2 | 1.9% | 100% | $210,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.9% | 50% | $285,000 | |
Credit Union Financial Services, LLC
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Milend, Inc
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FHA | 1 | 0.9% | 100% | $385,000 | |
Acu
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA, VA | 17 | 16% | 70.8% | $186,764 | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 4.7% | 62.5% | $243,000 | |
Everett Financial, Inc.
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Conventional, FHA | 4 | 3.8% | 100% | $160,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 3 | 2.8% | 100% | $178,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2.8% | 100% | $238,333 | |
Nationstar Mortgage
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Conventional | 3 | 2.8% | 100% | $98,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 2.8% | 100% | $231,666 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.9% | 100% | $160,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.9% | 100% | $155,000 | |
Acopia, LLC
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Conventional, FHA | 2 | 1.9% | 100% | $150,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $105,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $75,000 | |
EMM Loans LLC
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 50% | $185,000 | |
Goodleap, LLC
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FHA | 1 | 0.9% | 50% | $265,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.9% | 25% | $55,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $245,000 | |
Newrez LLC
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FHA | 1 | 0.9% | 33.3% | $385,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.9% | 100% | $185,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $255,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.9% | 100% | $245,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.9% | 33.3% | $165,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.9% | 100% | $75,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
FHA | 1 | 0.9% | 100% | $75,000 | View |
Discover Bank
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Conventional | 1 | 0.9% | 33.3% | $35,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.9% | 50% | $345,000 | |
American Financing Corporation
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FHA | 1 | 0.9% | 25% | $275,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.9% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 50% | $165,000 | View |
T2 Financial LLC
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FHA | 1 | 0.9% | 100% | $145,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 33.3% | $285,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.9% | 100% | $155,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $235,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
Endeavor Capital, LLC
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FHA | 1 | 0.9% | 100% | $235,000 | |
TowneBank
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Conventional | 1 | 0.9% | 100% | $315,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.9% | 50% | $225,000 | |
Liberty Home Mortgage Corp
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Conventional | 1 | 0.9% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.9% | 50% | $325,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Credit Union 1
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pine Lake Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pine Lake, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Pine Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pine Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pine Lake, GA
Use these to narrow the list above. Each category shows how many Pine Lake, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Pine Lake, GA
Independent mortgage companies closed 75.5 percent of home loans in Pine Lake, Georgia in 2025, banks 20.8 percent and credit unions 3.8 percent. First Option Mortgage, LLC was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pine Lake, GA
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Pine Lake, Georgia with 4 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Pine Lake, Georgia in 2025, led by First Option Mortgage, LLC with 3. 4 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 9 credit unions closed home loans in Pine Lake, Georgia in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pine Lake, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pine Lake, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pine Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
