Mortgage Lenders and Brokers in Oakwood, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oakwood, Georgia mortgage lenders include Ameris BankAmeris Bank3607 Mundy Mill Rd, Oakwood, GA 30566A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank3725 Mundy Mill Rd, Oakwood, GA 30566A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA3867 Mundy Mill Rd, Oakwood, GA 30566A+5.0 ★Texas Ratio: 5.36%, United Community BankUnited Community Bank3785 Mundy Mill Rd, Oakwood, GA 30566A+5.0 ★Texas Ratio: 2.97%, Bank of America NABank of America NA3637 Mundy Mill Rd, Oakwood, GA 30566A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, First American BankFirst American Bank300 College Ave, Athens, GA 30601A+5.0 ★Texas Ratio: 0.01%, and Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oakwood, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oakwood are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oakwood, Georgia
Market share is the lender's share of all home loans closed in Oakwood, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 1 office in Oakwood 3607 Mundy Mill Rd, Oakwood, GA 30566 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, HELOC | 10 +2 HELOCs |
2.4% | 90.9% | $266,000 | View |
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★ 1 stars, 1 review 1 office in Oakwood 3725 Mundy Mill Rd, Oakwood, GA 30566 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.2% | 100% | $769,000 | View |
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1 office in Oakwood 3867 Mundy Mill Rd, Oakwood, GA 30566 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.7% | 75% | $388,333 | View |
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1 office in Oakwood 3785 Mundy Mill Rd, Oakwood, GA 30566 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +8 HELOCs |
0.5% | 100% | $190,000 | View |
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1 office in Oakwood 3637 Mundy Mill Rd, Oakwood, GA 30566 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $555,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 7 +8 HELOCs |
1.7% | 61.5% | $407,857 | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 4 | 1% | 100% | $280,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 3 | 0.7% | 100% | $171,666 | View |
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300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 2 | 0.5% | 100% | $420,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 2 | 0.5% | 100% | $270,000 | View |
Peach State Bank and Trust
1502 Friendship Rd, Braselton, GA 30517 |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,590,000 | |
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5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 2 | 0.5% | 100% | $160,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $295,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $755,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $285,000 | View |
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205 Collins Industrial Blvd, Athens, GA 30601 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $85,000 | View |
Peoples Bank & Trust
1899 Buford Hwy, Buford, GA 30518 |
Conventional | 1 | 0.2% | 100% | $65,000 | |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 1 | 0.2% | 33.3% | $335,000 | |
First National Community Bank
7741 Adairsville Hwy, Adairsville, GA 30103 |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,835,000 | |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
FHA | 1 | 0.2% | 100% | $235,000 | View |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 50% | $505,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Option Mortgage, LLC
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Conventional, FHA | 6 | 1.5% | 100% | $275,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 1% | 66.7% | $107,500 | |
Acu
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Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $180,000 | |
BoxCar Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $575,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $495,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Milend, Inc
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VA | 1 | 0.2% | 100% | $555,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 78 | 18.9% | 63.5% | $316,410 | |
Rocket Mortgage
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Conventional, FHA | 43 | 10.4% | 77.2% | $264,767 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 38 +1 HELOCs |
9.2% | 82.6% | $329,210 | |
Taylor Morrison Home Funding, Inc.
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Conventional, FHA, VA | 23 | 5.6% | 79.3% | $420,217 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 11 | 2.7% | 100% | $379,545 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 9 | 2.2% | 100% | $302,777 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 1.9% | 80% | $223,750 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 8 | 1.9% | 100% | $242,500 | |
Everett Financial, Inc.
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Conventional, FHA | 6 | 1.5% | 100% | $203,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1.5% | 87.5% | $395,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 1.2% | 100% | $275,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 1.2% | 83.3% | $263,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 1% | 80% | $382,500 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1% | 50% | $172,500 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $235,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $391,666 | |
Freedom Mortgage Corporation
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FHA | 3 | 0.7% | 57.1% | $331,666 | |
Mortgage Research Center
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VA | 3 | 0.7% | 42.9% | $351,666 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 3 | 0.7% | 100% | $371,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.7% | 75% | $201,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.7% | 100% | $315,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 0.7% | 75% | $335,000 | |
HomeBridge Financial Services, Inc
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Conventional, VA, HELOC | 2 +4 HELOCs |
0.5% | 66.7% | $360,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional, VA | 2 | 0.5% | 100% | $285,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.5% | 100% | $325,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.5% | 100% | $600,000 | |
AdvantageFirst Lending Inc
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Conventional, FHA | 2 | 0.5% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 2 | 0.5% | 100% | $910,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $165,000 | |
Provident Funding Associates
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Conventional | 2 | 0.5% | 66.7% | $465,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 75% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 66.7% | $110,000 | View |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.5% | 50% | $95,000 | |
Bank Ozk
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $215,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $245,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Liberty Federal Credit Union
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FHA | 1 | 0.2% | 100% | $295,000 | |
Royal United Mortgage LLC
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VA | 1 | 0.2% | 100% | $385,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 25% | $295,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $255,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 1.15% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $765,000 | |
Resicentral LLC
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VA | 1 | 0.2% | 100% | $325,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Onward Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Shelter Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Valon Mortgage
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $285,000 | |
City 1st Mortgage Services, LC
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FHA | 1 | 0.2% | 100% | $245,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Bay Equity LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Acopia, LLC
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VA | 1 | 0.2% | 100% | $295,000 | |
Towne Mortgage Company
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FHA | 1 | 0.2% | 100% | $355,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $65,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 50% | $295,000 | View |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 100% | $205,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $385,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $515,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 50% | $185,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Reliance First Capital, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
| Conventional | 1 | 0.2% | 100% | $45,000 | View | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $75,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $385,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ithink Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oakwood Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oakwood, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Oakwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oakwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oakwood, GA
Use these to narrow the list above. Each category shows how many Oakwood, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Oakwood, GA
Independent mortgage companies closed 81.6 percent of home loans in Oakwood, Georgia in 2025, banks 16 percent and credit unions 2.4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oakwood, GA
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Oakwood, Georgia with 10 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Oakwood, Georgia, loanDepot.com LLC approved the highest share of completed applications in 2025 at 63.5 percent, against a 78.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Oakwood, Georgia in 2025, led by loanDepot.com LLC with 63. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 8 credit unions closed home loans in Oakwood, Georgia in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oakwood, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oakwood, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oakwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
