Mortgage Lenders and Brokers in Nicholson, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Nicholson, Georgia mortgage lenders include Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Oconee State BankOconee State Bank1 Press Pl, Athens, GA 30601B4.5 ★Texas Ratio: 21.44%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, BankSouthBankSouth3290 Northside Pkwy Nw, Atlanta, GA 30327A+5.0 ★Texas Ratio: 4.19%, Peach State Federal Credit UnionPeach State Federal Credit Union155 Hawthorne Park, Athens, GA 30606A+5.0 ★Texas Ratio: 2.27%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, and Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Nicholson, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Nicholson are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Nicholson, Georgia
Market share is the lender's share of all home loans closed in Nicholson, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, Jumbo | 4 | 3.3% | 50% | $540,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
FHA | 3 | 2.5% | 100% | $305,000 | |
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1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44% |
Conventional | 2 | 1.6% | 100% | $525,000 | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 1.6% | 100% | $360,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +5 HELOCs |
0.8% | 100% | $145,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $485,000 | View |
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3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
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155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.8% | 100% | $135,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.8% | 50% | $445,000 | View |
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35 N 4th St, Colbert, GA 30628 A+5.0 ★Texas Ratio: 1.44% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Loanunited.Com, LLC
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VA | 1 | 0.8% | 100% | $475,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, USDA | 18 | 14.8% | 85.7% | $259,444 | |
Rocket Mortgage
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Conventional | 13 | 10.7% | 68.4% | $182,692 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 8 | 6.6% | 100% | $296,250 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 5.7% | 87.5% | $383,571 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 4.9% | 100% | $240,000 | |
Cornerstone First Mortgage, LLC
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Conventional, USDA | 3 | 2.5% | 100% | $225,000 | |
CrossCountry Mortgage, LLC
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FHA | 3 | 2.5% | 100% | $301,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1.6% | 100% | $275,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 1.6% | 100% | $310,000 | |
Newrez LLC
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VA | 2 | 1.6% | 75% | $340,000 | |
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A5.0 ★Texas Ratio: 7.12% |
Conventional, VA | 2 | 1.6% | 66.7% | $290,000 | View |
Planet Home Lending, LLC
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FHA | 2 | 1.6% | 100% | $210,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.6% | 100% | $420,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.6% | 100% | $165,000 | View |
Top Flite Financial, Inc.
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FHA | 2 | 1.6% | 100% | $180,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.8% | 100% | $265,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.8% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $105,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $445,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.8% | 100% | $795,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.8% | 100% | $315,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.8% | 100% | $205,000 | |
American Financing Corporation
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FHA | 1 | 0.8% | 66.7% | $245,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $235,000 | |
Nfm, Inc
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FHA | 1 | 0.8% | 100% | $325,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.8% | 100% | $345,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $355,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 50% | $45,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 50% | $225,000 | |
Acopia, LLC
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Conventional | 1 | 0.8% | 100% | $675,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.8% | 100% | $75,000 | |
Sente Mortgage, Inc.
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FHA | 1 | 0.8% | 100% | $315,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.8% | 100% | $435,000 | View |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $425,000 | |
Summit Funding.Inc
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FHA | 1 | 0.8% | 100% | $325,000 | |
New American Funding, LLC.
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FHA | 1 | 0.8% | 100% | $275,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.8% | 33.3% | $525,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.8% | 50% | $255,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.8% | 100% | $395,000 | View |
Village Capital & Investment
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FHA | 1 | 0.8% | 50% | $215,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allegacy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Nicholson Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Nicholson, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Nicholson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Nicholson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Nicholson, GA
Use these to narrow the list above. Each category shows how many Nicholson, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Nicholson, GA
Independent mortgage companies closed 72.1 percent of home loans in Nicholson, Georgia in 2025, banks 27 percent and credit unions 0.8 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Regions Bank the largest bank and Peach State Federal Credit Union the largest credit union. Among lenders headquartered in Georgia, BankSouth Mortgage Company LLC led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Nicholson, GA
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Nicholson, Georgia with 4 loans, about 3.3 percent of the market. The largest lender headquartered in Georgia was BankSouth Mortgage Company LLC with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Nicholson, Georgia in 2025, led by United Wholesale Mortgage with 8. 6 lenders closed VA loans, led by Newrez LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 5 credit unions closed home loans in Nicholson, Georgia in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Nicholson, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Nicholson, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Nicholson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
