Mortgage Lenders and Brokers in Lovejoy, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lovejoy, Georgia mortgage lenders include Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, and United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lovejoy, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lovejoy are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lovejoy, Georgia
Market share is the lender's share of all home loans closed in Lovejoy, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA | 10 | 2.1% | 100% | $197,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 7 | 1.4% | 75% | $270,714 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +4 HELOCs |
1% | 100% | $303,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1% | 100% | $217,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 5 | 1% | 100% | $203,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 4 +2 HELOCs |
0.8% | 66.7% | $185,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 4 | 0.8% | 100% | $205,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $130,000 | |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 2 | 0.4% | 100% | $325,000 | |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 2 | 0.4% | 100% | $135,000 | View |
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2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $285,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
FHA | 1 | 0.2% | 100% | $345,000 | View |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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1701 Columbia Ave Ste 135, College Park, GA 30337 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.2% | 50% | $175,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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710 Glynn St N, Fayetteville, GA 30214 F1.0 ★Texas Ratio: 33.51% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 0.6% | 100% | $305,000 | |
Amerisave Mortgage Company
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Conventional, VA | 3 | 0.6% | 30% | $188,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
Mortgage Assurance Inc
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FHA | 1 | 0.2% | 100% | $195,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.2% | 50% | $255,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 40 | 8.3% | 64.1% | $332,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 37 +2 HELOCs |
7.6% | 63.9% | $289,594 | |
Rocket Mortgage
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Conventional, FHA, VA | 37 | 7.6% | 68.5% | $233,918 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 23 +4 HELOCs |
4.8% | 69.7% | $212,826 | |
loanDepot.com LLC
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Conventional, FHA, VA | 22 | 4.5% | 71% | $244,545 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 18 | 3.7% | 75.9% | $274,444 | |
Guild Mortgage Company
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Conventional, FHA, VA | 16 | 3.3% | 96% | $236,250 | |
Mortgage Research Center
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Conventional, FHA, VA | 14 | 2.9% | 66.7% | $277,142 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 12 | 2.5% | 92.9% | $223,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 2.5% | 72.2% | $182,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +10 HELOCs |
2.3% | 47.8% | $146,818 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 11 | 2.3% | 100% | $279,545 | |
Everett Financial, Inc.
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Conventional, FHA | 10 | 2.1% | 76.9% | $192,000 | |
Nationstar Mortgage
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Conventional, FHA | 9 | 1.9% | 75% | $125,000 | |
Newrez LLC
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FHA, VA | 7 | 1.4% | 44.4% | $309,285 | |
Movement Mortgage, LLC
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Conventional, FHA | 7 | 1.4% | 75% | $190,714 | |
American Financial Network, Inc.
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Conventional, FHA | 7 | 1.4% | 70% | $207,857 | |
Residential Wholesale Mortgage
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Conventional, FHA, VA | 6 | 1.2% | 100% | $178,333 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 5 | 1% | 100% | $241,000 | View |
American Financing Corporation
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Conventional, FHA, VA | 5 | 1% | 36.8% | $213,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 4 | 0.8% | 80% | $297,500 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 4 | 0.8% | 80% | $267,500 | |
Lower, LLC
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Conventional, FHA, VA | 4 | 0.8% | 57.1% | $260,000 | |
Village Capital & Investment
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FHA, VA | 4 | 0.8% | 54.5% | $315,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 0.6% | 75% | $275,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 3 | 0.6% | 75% | $301,666 | |
Lennar Mortgage, LLC
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Conventional, FHA | 3 | 0.6% | 75% | $348,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.6% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.6% | 75% | $225,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 3 | 0.6% | 37.5% | $238,333 | |
Paramount Residential Mortgage
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FHA, VA | 3 | 0.6% | 100% | $308,333 | |
Carrington Mortgage Services LLC
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FHA, VA | 3 | 0.6% | 36.4% | $268,333 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $295,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $270,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.4% | 100% | $315,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $200,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.4% | 100% | $230,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $150,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.4% | 66.7% | $160,000 | |
Homeowners Financial Group, LLC
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FHA, VA | 2 | 0.4% | 100% | $305,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.4% | 40% | $170,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 33.3% | $305,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 0.4% | 66.7% | $110,000 | |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.4% | 50% | $245,000 | |
Mission Loans, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $140,000 | |
Pentagon Federal Credit Union
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VA | 2 | 0.4% | 66.7% | $300,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.4% | 100% | $330,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $295,000 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 2 | 0.4% | 40% | $340,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.4% | 100% | $220,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.4% | 100% | $230,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 0.4% | 100% | $170,000 | View |
Top Flite Financial, Inc.
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FHA | 2 | 0.4% | 100% | $225,000 | |
Southwest Airlines FCU
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 12.5% | $245,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.2% | 100% | $335,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.2% | 100% | $215,000 | |
HomeXpress Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $255,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.2% | 100% | $265,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $515,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Loanleaders of America, Inc
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FHA | 1 | 0.2% | 100% | $205,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $345,000 | View |
Acopia, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Towne Mortgage Company
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FHA | 1 | 0.2% | 100% | $385,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.2% | 100% | $305,000 | |
Radius Financial Group Inc
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VA | 1 | 0.2% | 100% | $235,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.2% | 50% | $275,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.2% | 100% | $395,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 100% | $125,000 | |
The Loan Store, Inc
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FHA | 1 | 0.2% | 50% | $285,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
Texana Bank
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VA | 1 | 0.2% | 100% | $385,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 50% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ithink Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lovejoy Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lovejoy, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Lovejoy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lovejoy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lovejoy, GA
Use these to narrow the list above. Each category shows how many Lovejoy, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Lovejoy, GA
Independent mortgage companies closed 85.1 percent of home loans in Lovejoy, Georgia in 2025, banks 10.5 percent and credit unions 4.3 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Renasant Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lovejoy, GA
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Lovejoy, Georgia with 10 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
69 lenders closed FHA loans in Lovejoy, Georgia in 2025, led by DHI Mortgage Company, LTD. with 30. 38 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 10 credit unions closed home loans in Lovejoy, Georgia in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lovejoy, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lovejoy, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lovejoy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
