Mortgage Lenders and Brokers in Lithonia, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lithonia, Georgia mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA6756 Covington Hwy, Lithonia, GA 30058A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA3040 Panola Rd, Lithonia, GA 30038A+5.0 ★Texas Ratio: 4.14%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A+5.0 ★Texas Ratio: 5.53%, First Option Mortgage, LLCFirst Option Mortgage, LLCSuwanee, GA, Equity Prime Mortgage LLCEquity Prime Mortgage LLCAtlanta, GA, and AcuAcuPeachtree Corners, GA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lithonia, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lithonia are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lithonia, Georgia
Market share is the lender's share of all home loans closed in Lithonia, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lithonia 6756 Covington Hwy, Lithonia, GA 30058 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.6% | 100% | $220,000 | View |
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2 offices in Lithonia 3040 Panola Rd, Lithonia, GA 30038 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $95,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA, VA | 5 | 3.9% | 100% | $179,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 4 | 3.1% | 100% | $190,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 3 | 2.3% | 100% | $241,666 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
First Option Mortgage, LLC
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Conventional, FHA | 3 | 2.3% | 100% | $191,666 | |
Equity Prime Mortgage LLC
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FHA | 2 | 1.6% | 100% | $270,000 | |
Acu
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.8% | 50% | $425,000 | View |
Credit Union Financial Services, LLC
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 16.3% | 84.6% | $227,857 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 5.4% | 61.5% | $313,571 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 6 +1 HELOCs |
4.7% | 66.7% | $156,666 | |
Mortgage Research Center
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VA | 5 | 3.9% | 100% | $309,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 3.1% | 100% | $177,500 | |
Guaranteed Rate Affinity, LLC
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FHA | 3 | 2.3% | 100% | $318,333 | |
Newrez LLC
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Conventional, VA | 3 | 2.3% | 37.5% | $221,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2.3% | 75% | $148,333 | |
Zillow Home Loans, LLC
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FHA, VA | 3 | 2.3% | 100% | $331,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 2.3% | 100% | $181,666 | |
Guaranteed Rate, Inc.
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FHA | 2 | 1.6% | 66.7% | $485,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 1.6% | 100% | $230,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.6% | 100% | $390,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 1.6% | 100% | $280,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.6% | 66.7% | $190,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 1.6% | 100% | $370,000 | |
Nfm, Inc
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FHA | 2 | 1.6% | 100% | $265,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.6% | 100% | $125,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $130,000 | |
New American Funding, LLC.
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FHA | 2 | 1.6% | 100% | $305,000 | |
Fairway Independent Mort Corp
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VA | 2 | 1.6% | 50% | $285,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 20% | $45,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $255,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $475,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $145,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.8% | 50% | $365,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.8% | 100% | $275,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.8% | 100% | $345,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.8% | 50% | $235,000 | |
American Financing Corporation
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FHA | 1 | 0.8% | 28.6% | $155,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.8% | 50% | $65,000 | |
ClearPath Lending
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VA | 1 | 0.8% | 100% | $345,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.8% | 100% | $225,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.8% | 100% | $385,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 0.8% | 100% | $375,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.8% | 100% | $385,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.8% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.8% | 100% | $325,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.8% | 100% | $85,000 | |
Sente Mortgage, Inc.
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FHA | 1 | 0.8% | 100% | $355,000 | |
The Loan Store, Inc
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FHA | 1 | 0.8% | 50% | $365,000 | |
21St Mortgage
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Conventional | 1 | 0.8% | 11.1% | $85,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.8% | 100% | $155,000 | |
Texana Bank
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Conventional | 1 | 0.8% | 100% | $165,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.8% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ithink Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lithonia Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lithonia, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Lithonia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lithonia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lithonia, GA
Use these to narrow the list above. Each category shows how many Lithonia, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Lithonia, GA
Independent mortgage companies closed 81.4 percent of home loans in Lithonia, Georgia in 2025, banks 11.6 percent and credit unions 7 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Georgia United Credit Union the largest credit union. Among lenders headquartered in Georgia, Southeast Mortgage of Georgia, Inc. led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lithonia, GA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Lithonia, Georgia with 2 loans, about 1.6 percent of the market. The largest lender headquartered in Georgia was Southeast Mortgage of Georgia, Inc. with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Lithonia, Georgia in 2025, led by Rocket Mortgage with 9. 17 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 8 credit unions closed home loans in Lithonia, Georgia in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lithonia, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lithonia, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lithonia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
