Mortgage Lenders and Brokers in Lithia Springs, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lithia Springs, Georgia mortgage lenders include Regions BankRegions Bank10565 Veterans Memorial Hwy, Lithia Springs, GA 30122A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA610 Thornton Rd, Lithia Springs, GA 30122A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank1855 Thornton Rd, Lithia Springs, GA 30122A+5.0 ★Texas Ratio: 2.87%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Wells Fargo Bank NAWells Fargo Bank NA2795 Lee Rd, Lithia Springs, GA 30122A+5.0 ★Texas Ratio: 5.36%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, and United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lithia Springs, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lithia Springs are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lithia Springs, Georgia
Market share is the lender's share of all home loans closed in Lithia Springs, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lithia Springs 10565 Veterans Memorial Hwy, Lithia Springs, GA 30122 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 8 +1 HELOCs |
1.9% | 69.2% | $185,000 | View |
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1 office in Lithia Springs 610 Thornton Rd, Lithia Springs, GA 30122 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 1.7% | 77.8% | $209,285 | View |
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★ 1 stars, 1 review 1 office in Lithia Springs 1855 Thornton Rd, Lithia Springs, GA 30122 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
2.9% | 100% | $218,333 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 6 | 1.4% | 100% | $210,000 | View |
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2795 Lee Rd, Lithia Springs, GA 30122 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 6 | 1.4% | 75% | $153,333 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 3 | 0.7% | 100% | $165,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 3 | 0.7% | 100% | $298,333 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $185,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $190,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 2 | 0.5% | 33.3% | $80,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 0.5% | 100% | $295,000 | View |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $35,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $285,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $35,000 | View |
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300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 1 | 0.2% | 100% | $265,000 | |
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200 W Jackson St, Dublin, GA 31021 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Option Mortgage, LLC
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Conventional | 5 | 1.2% | 83.3% | $233,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1% | 33.3% | $172,500 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.5% | 100% | $215,000 | |
Loanunited.Com, LLC
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FHA | 2 | 0.5% | 100% | $345,000 | |
Direct Lenders, LLC.
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Conventional, FHA | 2 | 0.5% | 100% | $165,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 68 | 16.4% | 75.8% | $207,058 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 29 | 7% | 83.8% | $311,206 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 23 | 5.6% | 76.7% | $375,869 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +8 HELOCs |
2.4% | 68.8% | $270,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 2.4% | 84.6% | $383,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2.4% | 76.9% | $262,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 9 | 2.2% | 90% | $168,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.9% | 81.8% | $306,250 | |
loanDepot.com LLC
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Conventional, FHA, VA | 8 | 1.9% | 72.7% | $208,750 | |
Everett Financial, Inc.
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Conventional, FHA | 7 | 1.7% | 77.8% | $216,428 | |
American Financing Corporation
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Conventional, FHA | 7 | 1.7% | 58.3% | $166,428 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 7 | 1.7% | 100% | $276,428 | |
Mortgage Research Center
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VA | 7 | 1.7% | 63.6% | $312,142 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.4% | 100% | $298,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 1.2% | 83.3% | $219,000 | |
Zippy Loans, LLC
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Conventional | 5 | 1.2% | 100% | $47,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1.2% | 66.7% | $329,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 1.2% | 83.3% | $233,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, VA | 4 | 1% | 100% | $245,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 1% | 100% | $122,500 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 1% | 80% | $172,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1% | 44.4% | $195,000 | |
21St Mortgage
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Conventional | 4 | 1% | 11.1% | $42,500 | |
Envoy Mortgage, Ltd
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FHA | 3 | 0.7% | 100% | $275,000 | |
Kind Lending, LLC
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Conventional, VA | 3 | 0.7% | 100% | $358,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 3 | 0.7% | 100% | $298,333 | View |
Acopia, LLC
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Conventional, FHA | 3 | 0.7% | 75% | $185,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.7% | 100% | $245,000 | View |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.7% | 75% | $235,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.7% | 100% | $198,333 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 28.6% | $50,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $110,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $120,000 | |
Diamond Residential Mtg Corp
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Conventional, FHA | 2 | 0.5% | 100% | $175,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.5% | 50% | $160,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 40% | $470,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.5% | 100% | $270,000 | |
T2 Financial LLC
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Conventional, FHA | 2 | 0.5% | 100% | $375,000 | |
Pentagon Federal Credit Union
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Conventional, VA | 2 | 0.5% | 100% | $395,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.5% | 100% | $250,000 | |
Vanderbilt Mortgage and Finance, Inc
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FHA | 2 | 0.5% | 40% | $250,000 | |
Reliance First Capital, LLC
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Conventional | 2 | 0.5% | 100% | $210,000 | |
Village Capital & Investment
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VA | 2 | 0.5% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $245,000 | |
The Loan Store, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $425,000 | |
Cadence Bank
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FHA | 1 | 0.2% | 100% | $285,000 | |
Ruoff Mortgage Company
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FHA | 1 | 0.2% | 100% | $235,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
American Financial Resources LLC
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VA | 1 | 0.2% | 100% | $315,000 | |
Primelending
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FHA | 1 | 0.2% | 100% | $345,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 40% | $265,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $465,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Advancial Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $265,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
Onward Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
Sanctuary Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.2% | 100% | $215,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Bay Equity LLC
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FHA | 1 | 0.2% | 100% | $525,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.2% | 100% | $335,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Credence Funding Corporation
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VA | 1 | 0.2% | 100% | $215,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $295,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Gardner Financial Services
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Towne Mortgage Company
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FHA | 1 | 0.2% | 100% | $325,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 50% | $215,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.2% | 100% | $255,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 25% | $235,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.2% | 100% | $425,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 36.4% | $195,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumers Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lithia Springs Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lithia Springs, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Lithia Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lithia Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lithia Springs, GA
Use these to narrow the list above. Each category shows how many Lithia Springs, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Lithia Springs, GA
Independent mortgage companies closed 81.2 percent of home loans in Lithia Springs, Georgia in 2025, banks 14.5 percent and credit unions 4.3 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Regions Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lithia Springs, GA
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Lithia Springs, Georgia with 8 loans, about 1.9 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lithia Springs, Georgia, Rocket Mortgage approved the highest share of completed applications in 2025 at 75.8 percent, against a 73.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
62 lenders closed FHA loans in Lithia Springs, Georgia in 2025, led by Rocket Mortgage with 21. 21 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 9 credit unions closed home loans in Lithia Springs, Georgia in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lithia Springs, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lithia Springs, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lithia Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
