Mortgage Lenders and Brokers in LaFayette, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
LaFayette, Georgia mortgage lenders include Bank of LafayetteBank of LafayetteLafayette, GAD2.1 ★Texas Ratio: 14.02%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A+5.0 ★Texas Ratio: 5.53%, Pinnacle BankPinnacle Bank2102 E Oglethorpe Blvd, Albany, GA 31705A+5.0 ★Texas Ratio: 3.04%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Bank of DadeBank of Dade12660 N Main St, Trenton, GA 30752A-4.4 ★Texas Ratio: 2.48%, and Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in LaFayette, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in LaFayette are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in LaFayette, Georgia
Market share is the lender's share of all home loans closed in LaFayette, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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D2.1 ★Texas Ratio: 14.02% |
Conventional, Jumbo | 55 | 15.6% | 91.9% | $157,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 4 +3 HELOCs |
1.1% | 57.1% | $140,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $165,000 | View |
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2102 E Oglethorpe Blvd, Albany, GA 31705 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 0.6% | 66.7% | $305,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $175,000 | |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $245,000 | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $195,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $185,000 | View |
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12660 N Main St, Trenton, GA 30752 A-4.4 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.3% | 66.7% | $275,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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100 Red Bud Rd Ne, Calhoun, GA 30701 A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.1% | 26.7% | $90,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.6% | 100% | $255,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 35 | 9.9% | 86% | $230,714 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA | 22 | 6.2% | 100% | $195,454 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 22 | 6.2% | 100% | $167,727 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 19 | 5.4% | 76% | $242,894 | |
Summit Funding.Inc
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Conventional, FHA, VA | 17 | 4.8% | 89.5% | $146,176 | |
Leaderone Financial Corp.
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Conventional, FHA, USDA | 14 | 4% | 87.5% | $152,142 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 13 | 3.7% | 92.9% | $316,538 | |
Mortgage Research Center
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Conventional, FHA, VA | 13 | 3.7% | 61.9% | $201,153 | |
Tennessee Valley Federal C U
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Conventional, HELOC | 9 +1 HELOCs |
2.5% | 52.9% | $198,333 | |
Freedom Mortgage Corporation
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FHA, VA | 9 | 2.5% | 90.9% | $170,555 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
2% | 100% | $223,571 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
2% | 100% | $169,285 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 2% | 30.8% | $266,428 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.4% | 62.5% | $271,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 1.4% | 83.3% | $141,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 5 | 1.4% | 70% | $263,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.1% | 50% | $157,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 4 | 1.1% | 100% | $160,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 0.8% | 66.7% | $171,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 75% | $125,000 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.8% | 100% | $181,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.8% | 100% | $255,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $190,000 | |
Primelending
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Conventional, FHA | 2 | 0.6% | 100% | $195,000 | |
Newrez LLC
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Conventional, VA | 2 | 0.6% | 66.7% | $155,000 | |
Builtwell Bank
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Conventional | 2 | 0.6% | 100% | $165,000 | |
Filo Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $175,000 | |
Guaranty Mortgage Services, LLC
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Conventional, VA | 2 | 0.6% | 100% | $330,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 2 | 0.6% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 1.12% |
Conventional, FHA | 2 | 0.6% | 100% | $100,000 | View |
Better Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 33.3% | $135,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.6% | 100% | $215,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.6% | 100% | $350,000 | View |
State Employees' Credit Union
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Conventional | 1 | 0.3% | 100% | $315,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 100% | $185,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $205,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
United Trust Bank
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FHA | 1 | 0.3% | 100% | $215,000 | |
Capital Concepts Inc
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Conventional | 1 | 0.3% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.3% | 100% | $255,000 | View |
Success Mortgage Partners, Inc
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USDA | 1 | 0.3% | 100% | $195,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 20% | $75,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.3% | 100% | $175,000 | |
Highlands Residential Mortgage, Ltd.
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VA | 1 | 0.3% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Wolfe Financial Inc
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FHA | 1 | 0.3% | 100% | $255,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.3% | 100% | $175,000 | View |
Mortgage Investors Group
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USDA | 1 | 0.3% | 100% | $195,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.3% | 100% | $285,000 | |
Southwest Funding LP
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FHA | 1 | 0.3% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
LaFayette Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in LaFayette, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in LaFayette? The list below shows the banks, credit unions and mortgage brokers that closed home loans in LaFayette in 2025, with lenders based there listed first.
Types of Mortgage Lenders in LaFayette, GA
Use these to narrow the list above. Each category shows how many LaFayette, GA lenders fit and what that kind of lender is usually best for.
Who Lends in LaFayette, GA
Independent mortgage companies closed 73.1 percent of home loans in LaFayette, Georgia in 2025, banks 22.9 percent and credit unions 4 percent. Amerisave Mortgage Company was the largest mortgage company, Bank of Lafayette the largest bank and Georgia United Credit Union the largest credit union. Among lenders headquartered in Georgia, Bank of Lafayette led with 55 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in LaFayette, GA
By home loans closed in 2025, Bank of Lafayette was the largest mortgage lender in LaFayette, Georgia with 55 loans, about 15.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in LaFayette, Georgia, Bank of Lafayette approved the highest share of completed applications in 2025 at 91.9 percent, against a 79 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in LaFayette, Georgia in 2025, led by Rocket Mortgage with 10. 21 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 7 credit unions closed home loans in LaFayette, Georgia in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in LaFayette, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in LaFayette, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up LaFayette. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
