Mortgage Lenders and Brokers in Jackson, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jackson, Georgia mortgage lenders include Ameris BankAmeris Bank210 S Oak St, Jackson, GA 30233A+5.0 ★Texas Ratio: 1.82%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, United BankUnited Bank150 Covington St, Jackson, GA 30233A+5.0 ★Texas Ratio: 2.15%, Bank of MonticelloBank of Monticello141 E Greene St, Monticello, GA 31064A+5.0 ★Texas Ratio: 5.63%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A+5.0 ★Texas Ratio: 5.53%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, and Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jackson, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jackson are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jackson, Georgia
Market share is the lender's share of all home loans closed in Jackson, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 1 office in Jackson 210 S Oak St, Jackson, GA 30233 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 3 +1 HELOCs |
1.5% | 100% | $148,333 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 5 +1 HELOCs |
2.4% | 100% | $223,000 | View |
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150 Covington St, Jackson, GA 30233 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA, HELOC | 4 +13 HELOCs |
2% | 66.7% | $122,500 | View |
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141 E Greene St, Monticello, GA 31064 A+5.0 ★Texas Ratio: 5.63% |
Conventional | 4 | 2% | 100% | $180,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 3 | 1.5% | 100% | $208,333 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 2 | 1% | 100% | $245,000 | |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1% | 100% | $270,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $235,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 0.5% | 50% | $255,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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103 N Broad St, Buena Vista, GA 31803 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.5% | 100% | $555,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1% | 28.6% | $75,000 | |
First Option Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $140,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.5% | 100% | $255,000 | |
Acu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Inspire Home Loans Inc.
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Conventional, FHA, VA, USDA | 28 | 13.7% | 80% | $243,571 | |
Rocket Mortgage
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Conventional, FHA | 14 | 6.8% | 77.8% | $165,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 5.9% | 80% | $215,000 | |
New American Funding, LLC.
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Conventional, FHA | 12 | 5.9% | 100% | $205,833 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 10 | 4.9% | 90.9% | $220,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 8 | 3.9% | 100% | $373,750 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.4% | 75% | $219,000 | |
Mortgage Research Center
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VA | 5 | 2.4% | 71.4% | $325,000 | |
Paramount Residential Mortgage
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FHA, USDA | 4 | 2% | 100% | $247,500 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 1.5% | 100% | $195,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.5% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 3 | 1.5% | 100% | $211,666 | |
Lower, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $258,333 | |
Right Start Mortgage, Inc
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Conventional, FHA | 3 | 1.5% | 100% | $201,666 | |
Carrington Mortgage Services LLC
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FHA, VA | 3 | 1.5% | 60% | $308,333 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, USDA | 3 | 1.5% | 100% | $185,000 | |
Premier Mortgage Resources, LLC
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FHA, VA | 2 | 1% | 100% | $285,000 | |
American Financial Resources LLC
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FHA, USDA | 2 | 1% | 100% | $155,000 | |
Newrez LLC
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Conventional, VA | 2 | 1% | 50% | $140,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 1% | 66.7% | $250,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1% | 100% | $395,000 | |
Movement Mortgage, LLC
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FHA | 2 | 1% | 100% | $245,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1% | 100% | $125,000 | |
The Loan Store, Inc
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Conventional | 2 | 1% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1% | 50% | $130,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 2 | 1% | 100% | $150,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 1% | 100% | $320,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.5% | 100% | $495,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Goodleap, LLC
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FHA | 1 | 0.5% | 100% | $215,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
ALCOVA Mortgage, LLC
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VA | 1 | 0.5% | 50% | $275,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.5% | 100% | $165,000 | View |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 33.3% | $505,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $215,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 25% | $265,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $495,000 | |
Nfm, Inc
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FHA | 1 | 0.5% | 100% | $285,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 50% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $255,000 | View |
Beeline Loans, Inc.
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.5% | 100% | $185,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $225,000 | |
Iserve Residential Lending
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FHA | 1 | 0.5% | 100% | $275,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.5% | 50% | $255,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Gmfs, LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
Mortgage Investors Group
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FHA | 1 | 0.5% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.5% | 100% | $225,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Jackson Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jackson, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Jackson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jackson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jackson, GA
Use these to narrow the list above. Each category shows how many Jackson, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Jackson, GA
Independent mortgage companies closed 83.4 percent of home loans in Jackson, Georgia in 2025, banks 12.2 percent and credit unions 4.4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jackson, GA
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Jackson, Georgia with 3 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Jackson, Georgia in 2025, led by Inspire Home Loans Inc. with 20. 15 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in Jackson, Georgia in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jackson, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jackson, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jackson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
