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Mortgage Lenders and Brokers in Hiram, Georgia

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Hiram, Georgia mortgage lenders include Regions BankRegions Bank4271 Jimmy Lee Smith Pkwy, Hiram, GA 30141A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5218 Jimmy Lee Smith Pkwy Ste 11, Hiram, GA 30141A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank42 Metromont Rd, Hiram, GA 30141A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA4900 Jimmy Lee Smith Pkwy, Hiram, GA 30141A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA4580 Jimmy Lee Smith Pkwy, Hiram, GA 30141A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.1430 Pace Rd, Hiram, GA 30141A+5.0 ★Texas Ratio: 4.24%, United Bank VaUnited Bank Va56 Hiram Dr, Hiram, GA 30141A+5.0 ★Texas Ratio: 2.15%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, and BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Hiram, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hiram are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Hiram, Georgia

Market share is the lender's share of all home loans closed in Hiram, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 1 office in Hiram 4271 Jimmy Lee Smith Pkwy, Hiram, GA 30141 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	13 +5 HELOCs	1.5%	51.7%	$131,923	View
JPMorgan Chase Bank, NA 1 office in Hiram 5218 Jimmy Lee Smith Pkwy Ste 11, Hiram, GA 30141 A+5.0 ★Texas Ratio: 3.68%	Conventional	7	0.8%	100%	$243,571	View
Truist Bank ★ 1 stars, 1 review 1 office in Hiram 42 Metromont Rd, Hiram, GA 30141 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +11 HELOCs	0.3%	75%	$308,333	View
Bank of America NA 1 office in Hiram 4900 Jimmy Lee Smith Pkwy, Hiram, GA 30141 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +10 HELOCs	0.3%	100%	$181,666	View
Wells Fargo Bank NA 1 office in Hiram 4580 Jimmy Lee Smith Pkwy, Hiram, GA 30141 A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.3%	37.5%	$218,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Hiram 1430 Pace Rd, Hiram, GA 30141 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$320,000	View
United Bank Va 1 office in Hiram 56 Hiram Dr, Hiram, GA 30141 A+5.0 ★Texas Ratio: 2.15%	Conventional, VA	2	0.2%	66.7%	$250,000	View
Ameris Bank ★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	20 +1 HELOCs	2.3%	100%	$266,500	View
Southeast Mortgage of Georgia, Inc. 5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06%	Conventional, FHA, VA	10	1.2%	100%	$268,000	View
BankSouth Mortgage Company LLC 3290 Northside Pkwy Nw, Atlanta, GA 30327	Conventional, FHA, VA, Jumbo	8	0.9%	100%	$351,250
LGE Community Credit Union 5875 Wendy Bagwell Pkwy, Hiram, GA 30141 A+5.0 ★Texas Ratio: 2.70%	Conventional	8	0.9%	61.5%	$147,500	View
Credit Union of Georgia 140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49%	Conventional, HELOC	7 +3 HELOCs	0.8%	70%	$87,857	View
Delta Community Credit Union 11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24%	Conventional, HELOC	4 +1 HELOCs	0.5%	66.7%	$310,000	View
Fifth Third Bank, National Association 2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$245,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$210,000	View
Georgia'S Own Credit Union 2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$275,000	View
Renasant Bank 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$465,000	View
Robins Financial Credit Union 2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27%	Conventional	1	0.1%	100%	$275,000	View
East West Bank 2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84%	Conventional	1	0.1%	100%	$285,000	View
United Community Bank 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +10 HELOCs	0%	0%		View
Atlanta Postal Credit Union 3916 Tradeport Blvd, Atlanta, GA 30354	HELOC	0 +2 HELOCs	0%	n/a
Synovus Bank 75 Metromont Rd, Hiram, GA 30141	HELOC	0 +1 HELOCs	0%	n/a
Georgia United Credit Union 190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Equity Prime Mortgage LLC	FHA, VA	6	0.7%	100%	$263,333
Amerisave Mortgage Company	Conventional, FHA	6	0.7%	42.9%	$178,333
Direct Lenders, LLC.	Conventional, FHA	3	0.3%	100%	$201,666
First Option Mortgage, LLC	Conventional, FHA	3	0.3%	100%	$178,333
Milend, Inc	FHA	3	0.3%	60%	$318,333
Loanunited.Com, LLC	Conventional, FHA	2	0.2%	66.7%	$290,000
Credit Union Financial Services, LLC	Conventional	2	0.2%	100%	$315,000
BoxCar Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$330,000
Acu	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$65,000
Mortgage Assurance Inc	FHA	1	0.1%	100%	$355,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$465,000
Rocket Mortgage	Conventional, FHA, VA	123	14.2%	83.4%	$214,024
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	63 +1 HELOCs	7.3%	85.5%	$326,269
DHI Mortgage Company, LTD.	Conventional, FHA, VA	41	4.7%	93.2%	$447,195
loanDepot.com LLC	Conventional, FHA, VA, HELOC	29 +1 HELOCs	3.3%	46%	$251,896
Victory Mortgage, LLC	Conventional, FHA, VA	26	3%	86.7%	$382,692
Pennymac Loan Services LLC	Conventional, FHA, VA	23	2.7%	83.3%	$244,130
Nationstar Mortgage	Conventional, FHA, VA	22	2.5%	95.7%	$180,000
Freedom Mortgage Corporation	Conventional, FHA, VA	20	2.3%	71.4%	$291,000
Mortgage Research Center	VA	19	2.2%	73.1%	$334,473
New American Funding, LLC.	Conventional, FHA, VA	18	2.1%	90%	$253,333
Everett Financial, Inc.	Conventional, FHA	15	1.7%	88.9%	$227,666
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	14 +4 HELOCs	1.6%	66.7%	$167,857
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	14 +2 HELOCs	1.6%	100%	$331,428
Newrez LLC	Conventional, FHA, VA	13	1.5%	66.7%	$155,000
Movement Mortgage, LLC	Conventional, FHA, VA	13	1.5%	100%	$259,615
American Pacific Mortgage Corporation	Conventional, FHA, VA	11	1.3%	91.7%	$324,090
Homeowners Financial Group, LLC	Conventional, FHA, VA	10	1.2%	100%	$336,000
Atlantic Bay Mortgage Group	Conventional, FHA, VA	10	1.2%	100%	$269,000
Fairway Independent Mort Corp	Conventional, FHA, VA	10	1.2%	100%	$289,000
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	10	1.2%	84.6%	$369,000
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional, FHA, VA	9	1%	90%	$413,888	View
Zillow Home Loans, LLC	Conventional, FHA, VA	8	0.9%	100%	$325,000
Canopy Mortgage, LLC	Conventional, FHA, VA	7	0.8%	100%	$280,714
Kind Lending, LLC	Conventional, FHA, VA	7	0.8%	87.5%	$345,000
Guild Mortgage Company	Conventional, FHA	7	0.8%	58.3%	$232,142
Spring Eq, LLC	Conventional, HELOC	6 +2 HELOCs	0.7%	41.2%	$66,666
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.7%	66.7%	$360,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	6	0.7%	85.7%	$281,666	View
Securitynational Mortgage Company	Conventional, FHA	5	0.6%	100%	$147,000
Planet Home Lending, LLC	Conventional, FHA	5	0.6%	83.3%	$151,000
Nations Lending Corporation	FHA, VA	5	0.6%	100%	$271,000
Prosperity Home Mortgage, LLC	FHA, VA	5	0.6%	100%	$343,000
Carrington Mortgage Services LLC	Conventional, FHA	5	0.6%	55.6%	$193,000
The Loan Store, Inc	Conventional, HELOC	4 +1 HELOCs	0.5%	100%	$377,500
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	4	0.5%	100%	$420,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	4	0.5%	25%	$170,000
American Financing Corporation	Conventional, FHA	4	0.5%	33.3%	$212,500
Cardinal Financial Company, Li	Conventional, FHA	4	0.5%	50%	$185,000
Mutual of Omaha Mortgage	FHA, VA	4	0.5%	66.7%	$347,500
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA, VA	4	0.5%	100%	$265,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.3%	100%	$378,333	View
AmeriHome Mortgage Company, LLC	Conventional, FHA	3	0.3%	75%	$345,000
AdvantageFirst Lending Inc	FHA, VA	3	0.3%	75%	$348,333
Cmg Mortgage Inc	Conventional, FHA, VA	3	0.3%	100%	$331,666
Acopia, LLC	Conventional, FHA	3	0.3%	100%	$225,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA, VA	3	0.3%	100%	$361,666	View
Lower, LLC	Conventional, VA	3	0.3%	75%	$218,333
Guaranteed Rate Affinity, LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$370,000
Better Mortgage Corporation	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	66.7%	$320,000
American Financial Resources LLC	Conventional, FHA	2	0.2%	100%	$270,000
Goodleap, LLC	Conventional, VA	2	0.2%	100%	$215,000
SWBC Mortgage Corporation	Conventional	2	0.2%	50%	$275,000
ALCOVA Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$245,000
American Financial Network, Inc.	Conventional, FHA	2	0.2%	100%	$300,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$225,000
HomeBridge Financial Services, Inc	Conventional, FHA	2	0.2%	100%	$325,000
Success Mortgage Partners, Inc	Conventional, FHA	2	0.2%	100%	$195,000
Discover Bank	Conventional	2	0.2%	33.3%	$95,000
Sun West Mortgage Company, Inc	FHA, VA	2	0.2%	100%	$250,000
Click n' Close, Inc.	FHA	2	0.2%	100%	$300,000
ClearPath Lending	VA	2	0.2%	100%	$380,000
Nfm, Inc	Conventional	2	0.2%	100%	$220,000
Stockton Mortgage Corporation	Conventional	2	0.2%	100%	$350,000
Towne Mortgage Company	Conventional	2	0.2%	100%	$220,000
Tjc Mortgage Inc	FHA	2	0.2%	100%	$230,000
Geo-Corp, Inc.	FHA	2	0.2%	100%	$340,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.2%	75%	$370,000	View
Paramount Residential Mortgage	Conventional, VA	2	0.2%	100%	$245,000
Texana Bank	Conventional, FHA	2	0.2%	100%	$490,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	2	0.2%	100%	$230,000
Family Savings Credit Union	Conventional, HELOC	1 +15 HELOCs	0.1%	50%	$55,000
Liberty Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$435,000
Cadence Bank	FHA	1	0.1%	100%	$375,000
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$305,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.38%	Conventional	1	0.1%	100%	$245,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$55,000
Primelending	FHA	1	0.1%	100%	$245,000
RMC Home Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$195,000
Atlantic Union Bank A+5.0 ★Texas Ratio: 2.51%	Conventional	1	0.1%	100%	$305,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	FHA	1	0.1%	100%	$435,000	View
Envoy Mortgage, Ltd	VA	1	0.1%	100%	$245,000
Loansteady LLC	VA	1	0.1%	100%	$425,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	33.3%	$305,000	View
Home Mortgage Alliance Corp (Hmac)	FHA	1	0.1%	100%	$305,000
Fidelity Lending Solutions Inc	Conventional	1	0.1%	100%	$315,000
Chartway FCU	Conventional	1	0.1%	100%	$145,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	VA	1	0.1%	100%	$285,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$275,000	View
Instamortgage, Inc	Conventional	1	0.1%	100%	$215,000
Onward Home Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
NJ Lenders Corp	Conventional	1	0.1%	100%	$245,000
Royal Pacific Funding	FHA	1	0.1%	100%	$395,000
East Coast Capital Corp.	FHA	1	0.1%	100%	$335,000
Corporate America Family CU	Conventional	1	0.1%	100%	$25,000
American Federal Mortgage Corporation A+5.0 ★Texas Ratio: 0.00%	FHA	1	0.1%	100%	$155,000	View
Union Home Mortgage Corp.	Conventional	1	0.1%	100%	$335,000
Bay Equity LLC	Conventional	1	0.1%	100%	$215,000
First Bank of Alabama C+4.0 ★Texas Ratio: 26.59%	Conventional	1	0.1%	100%	$265,000	View
Calcon Mutual Mortgage LLC	FHA	1	0.1%	50%	$375,000
New Day Financial, LLC.	VA	1	0.1%	25%	$305,000
Provident Funding Associates	Conventional	1	0.1%	33.3%	$465,000
Franklin Loan Corporation	FHA	1	0.1%	100%	$225,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$175,000
Community Mortgage Corporation	Conventional	1	0.1%	100%	$225,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$325,000
Member First Mortgage, LLC A+5.0 ★Texas Ratio: 1.12%	FHA	1	0.1%	100%	$305,000	View
Mission Loans, LLC	Conventional	1	0.1%	100%	$145,000
Grow Financial Federal Credit Union	Conventional	1	0.1%	100%	$105,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$295,000	View
Radius Financial Group Inc	VA	1	0.1%	100%	$435,000
First Continental Mortgage, Ltd.	FHA	1	0.1%	100%	$295,000
Endeavor Capital, LLC	FHA	1	0.1%	100%	$195,000
Nations Direct Mortgage, LLC	FHA	1	0.1%	100%	$345,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$255,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	1	0.1%	66.7%	$105,000	View
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$185,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$295,000	View
Mortgage Investors Group	FHA	1	0.1%	100%	$265,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	25%	$55,000	View
Reliance First Capital, LLC	FHA	1	0.1%	100%	$225,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$415,000	View
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$335,000	View
Geneva Financial LLC	Conventional	1	0.1%	100%	$325,000
Plaza Home Mortgage, Inc	VA	1	0.1%	33.3%	$325,000
Ark-La-Tex Financial Services LLC	FHA	1	0.1%	100%	$365,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$55,000
Village Capital & Investment	VA	1	0.1%	50%	$485,000
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Bank Ozk	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Allegacy Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Hiram Mortgage Rate Trends

Daily average mortgage rates for Georgia compared with the national average, updated every evening.

30-Year Fixed GA Avg

7.447%

▲ 0.116 vs 7 days ago

15-Year Fixed GA Avg

7.042%

▲ 0.088 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Hiram, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Hiram? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hiram in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Hiram, GA

Use these to narrow the list above. Each category shows how many Hiram, GA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 113 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 39 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 22 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 82 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 49 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in GA 23 lenders headquartered in Georgia, the closest thing to a mortgage lender near you

Who Lends in Hiram, GA

Independent mortgage companies closed 83.8 percent of home loans in Hiram, Georgia in 2025, banks 11.1 percent and credit unions 5.1 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Regions Bank the largest bank and LGE Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 20 loans.

83.8%

Mortgage companies

11.1%

Banks

5.1%

Credit unions

35%

FHA loans

15%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

All Georgia lenders 951 lenders Atlanta 389 lenders Savannah 272 lenders Augusta-Richmond County consolidated government 200 lenders Columbus 191 lenders Warner Robins 205 lenders South Fulton 212 lenders Macon-Bibb County 224 lenders Woodstock 221 lenders Marietta 234 lenders Roswell 225 lenders McDonough 187 lenders Smyrna 220 lenders

Frequently Asked Questions About Mortgage Lenders in Hiram, GA

Who is the largest mortgage lender in Hiram, GA?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Hiram, Georgia with 13 loans, about 1.5 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 20 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Hiram, GA have the highest approval rates?

Among lenders with meaningful volume in Hiram, Georgia, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 85.5 percent, against a 78.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Hiram, GA mortgage lenders offer FHA, VA and USDA loans?

82 lenders closed FHA loans in Hiram, Georgia in 2025, led by United Wholesale Mortgage with 31. 49 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Hiram, GA lender list?

Yes. 39 banks and 22 credit unions closed home loans in Hiram, Georgia in 2025, alongside 113 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Hiram, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Hiram, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hiram, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hiram. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.