Dahlonega, Georgia mortgage lenders include United Community BankUnited Community Bank206 Morrison Moore Pkwy W, Dahlonega, GA 30533A+5.0 ★Texas Ratio: 2.97%, Pinnacle BankPinnacle Bank81 Crown Mountain Pl, Dahlonega, GA 30533A+5.0 ★Texas Ratio: 3.22%, Wells Fargo Bank NAWells Fargo Bank NA312 E Main St, Dahlonega, GA 30533A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank148 Memorial Dr, Dahlonega, GA 30533A+5.0 ★Texas Ratio: 2.87%, First Horizon BankFirst Horizon Bank111 S Chestatee St, Dahlonega, GA 30533A+5.0 ★Texas Ratio: 5.76%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, The Citizens Bank of GeorgiaThe Citizens Bank of Georgia5140 Highway 9 N, Alpharetta, GA 30004A+5.0 ★Texas Ratio: 0.00%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, and Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dahlonega, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dahlonega are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Dahlonega, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Dahlonega 206 Morrison Moore Pkwy W, Dahlonega, GA 30533 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 16 +33 HELOCs |
3.3% | 72.7% | $341,250 | View |
|
1 office in Dahlonega 81 Crown Mountain Pl, Dahlonega, GA 30533 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 11 | 2.3% | 100% | $445,000 | View |
|
1 office in Dahlonega 312 E Main St, Dahlonega, GA 30533 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.8% | 80% | $297,500 | View |
|
★ 1 stars, 1 review 1 office in Dahlonega 148 Memorial Dr, Dahlonega, GA 30533 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +11 HELOCs |
0.6% | 75% | $348,333 | View |
|
★ 5 stars, 1 review 1 office in Dahlonega 111 S Chestatee St, Dahlonega, GA 30533 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $198,333 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, Jumbo, HELOC | 18 +1 HELOCs |
3.8% | 100% | $533,888 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA, VA | 6 | 1.3% | 100% | $453,333 | |
|
5140 Highway 9 N, Alpharetta, GA 30004 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 5 | 1% | 83.3% | $277,000 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 50% | $205,000 | View |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 50% | $481,666 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.6% | 100% | $178,333 | View |
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 3 | 0.6% | 100% | $361,666 | View |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $160,000 | View |
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $450,000 | View |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $465,000 | View |
|
2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $455,000 | View |
|
★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $235,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $585,000 | |
|
5938 Buford Hwy Ne, Doraville, GA 30340 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
|
1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
FHA | 1 | 0.2% | 100% | $345,000 | View |
|
3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
205 Collins Industrial Blvd, Athens, GA 30601 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Acu
|
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 100% | $365,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 0.6% | 21.4% | $125,000 | |
Mortgage Assurance Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $350,000 | |
BoxCar Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $445,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 62 | 12.9% | 79% | $236,612 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 48 | 10% | 92.5% | $352,083 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 25 | 5.2% | 100% | $367,800 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 16 | 3.3% | 72.7% | $295,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 14 | 2.9% | 93.8% | $197,142 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 10 | 2.1% | 91.7% | $331,000 | |
Nationstar Mortgage
|
Conventional, FHA | 10 | 2.1% | 90.9% | $160,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 9 | 1.9% | 90% | $706,111 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 7 | 1.5% | 100% | $290,714 | |
Mortgage Research Center
|
VA | 7 | 1.5% | 72.7% | $379,285 | |
21St Mortgage
|
Conventional | 7 | 1.5% | 63.6% | $182,142 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +6 HELOCs |
1.3% | 75% | $341,666 | |
Sente Mortgage, Inc.
|
Conventional, FHA | 6 | 1.3% | 100% | $248,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 5 +4 HELOCs |
1% | 45.5% | $43,000 | |
loanDepot.com LLC
|
Conventional, FHA | 5 | 1% | 60% | $113,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 4 +2 HELOCs |
0.8% | 80% | $347,500 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 4 | 0.8% | 100% | $537,500 | |
Newrez LLC
|
Conventional, FHA | 4 | 0.8% | 57.1% | $207,500 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 4 | 0.8% | 100% | $455,000 | |
Homeowners Financial Group, LLC
|
Conventional | 4 | 0.8% | 100% | $275,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.8% | 62.5% | $372,500 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional, FHA | 4 | 0.8% | 100% | $292,500 | View |
Lower, LLC
|
Conventional, FHA, VA | 4 | 0.8% | 100% | $220,000 | |
Right Start Mortgage, Inc
|
Conventional, FHA | 4 | 0.8% | 100% | $297,500 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.8% | 100% | $192,500 | View |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 0.6% | 100% | $221,666 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $201,666 | |
PHH Mortgage Corporation
|
Conventional | 3 | 0.6% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 3 | 0.6% | 100% | $295,000 | View |
Guild Mortgage Company
|
Conventional | 3 | 0.6% | 100% | $218,333 | |
Towne Mortgage Company
|
Conventional, VA | 3 | 0.6% | 100% | $328,333 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 3 | 0.6% | 100% | $261,666 | View |
Goodleap, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $115,000 | |
New American Funding, LLC.
|
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $430,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $355,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $430,000 | |
Assurance Financial Group, L.L.C.
|
Conventional, Jumbo | 2 | 0.4% | 66.7% | $750,000 | |
Onward Home Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $270,000 | |
|
A5.0 ★Texas Ratio: 7.12% |
FHA | 2 | 0.4% | 100% | $340,000 | View |
Click n' Close, Inc.
|
Conventional, VA | 2 | 0.4% | 100% | $475,000 | |
New Day Financial, LLC.
|
VA, Jumbo | 2 | 0.4% | 66.7% | $645,000 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 0.4% | 100% | $175,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.4% | 100% | $270,000 | |
American Pacific Mortgage Corporation
|
FHA | 2 | 0.4% | 66.7% | $355,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $530,000 | |
Mortgage Investors Group
|
FHA | 2 | 0.4% | 66.7% | $325,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.4% | 66.7% | $255,000 | |
Bank Ozk
|
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 20% | $805,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $445,000 | View |
|
A5.0 ★Texas Ratio: 12.33% |
VA | 1 | 0.2% | 100% | $365,000 | View |
|
A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.2% | 100% | $335,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
MortgageOne, Inc
|
FHA | 1 | 0.2% | 100% | $355,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.2% | 100% | $235,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.2% | 50% | $405,000 | |
Norwich Commercial Group Inc
|
FHA | 1 | 0.2% | 100% | $335,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 50% | $285,000 | View |
Filo Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $195,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Valon Mortgage
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Cmg Mortgage Inc
|
VA | 1 | 0.2% | 100% | $425,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Success Mortgage Partners, Inc
|
VA | 1 | 0.2% | 100% | $305,000 | |
AAFMAA Mortgage Services LLC
|
VA | 1 | 0.2% | 100% | $305,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 50% | $75,000 | |
Connexus Credit Union
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $535,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Capital Center LLC
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Family Savings Credit Union
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
Loanleaders of America, Inc
|
FHA | 1 | 0.2% | 100% | $445,000 | |
Atlantic Bay Mortgage Group
|
FHA | 1 | 0.2% | 100% | $285,000 | |
UNMB Home Loans Inc
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
T2 Financial LLC
|
FHA | 1 | 0.2% | 100% | $235,000 | |
Community Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
The Mortgage Firm
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Saygo Home Loans, LLC
|
FHA | 1 | 0.2% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Acopia, LLC
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Stockton Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Better Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $505,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.2% | 100% | $735,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.2% | 50% | $345,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.2% | 50% | $435,000 | |
Liberty Home Mortgage Corp
|
FHA | 1 | 0.2% | 100% | $135,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $285,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.2% | 33.3% | $55,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.2% | 100% | $445,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Village Capital & Investment
|
VA | 1 | 0.2% | 100% | $375,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Figure Lending LLC
|
HELOC | 0 +9 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fairwinds Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ithink Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Dahlonega? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dahlonega in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Dahlonega, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.4 percent of home loans in Dahlonega, Georgia in 2025, banks 23.8 percent and credit unions 3.8 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Community Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Pinnacle Bank led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Dahlonega, Georgia with 16 loans, about 3.3 percent of the market. The largest lender headquartered in Georgia was Pinnacle Bank with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Dahlonega, Georgia, Rocket Mortgage approved the highest share of completed applications in 2025 at 79 percent, against a 82.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
46 lenders closed FHA loans in Dahlonega, Georgia in 2025, led by United Wholesale Mortgage with 9. 28 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 14 credit unions closed home loans in Dahlonega, Georgia in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dahlonega, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dahlonega, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dahlonega. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.