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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Clermont, Georgia

Clermont, Georgia mortgage lenders include United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, MyGeorgia Credit UnionMyGeorgia Credit Union205 Collins Industrial Blvd, Athens, GA 30601A+5.0 ★Texas Ratio: 2.90%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, and Peoples Bank & TrustPeoples Bank & Trust1899 Buford Hwy, Buford, GA 30518. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Clermont, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clermont are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Clermont, Georgia

Market share is the lender's share of all home loans closed in Clermont, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
7400 Adairsville Hwy, Adairsville, GA 30103
A+5.0 ★Texas Ratio: 2.97%
Conventional, HELOC 10
+21 HELOCs
5.8% 83.3% $236,000 View
4590 Morningside Dr, Acworth, GA 30101
A+5.0 ★Texas Ratio: 4.37%
Conventional, HELOC 5
+7 HELOCs
2.9% 71.4% $247,000 View
1081 Parkway Blvd, Athens, GA 30606
A+5.0 ★Texas Ratio: 3.22%
Conventional 4 2.3% 100% $122,500 View
★ 4 stars, 1 review
5895 Jeff Davis Ln Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 1.82%
Conventional, HELOC 3
+1 HELOCs
1.7% 100% $448,333 View
205 Collins Industrial Blvd, Athens, GA 30601
A+5.0 ★Texas Ratio: 2.90%
Conventional 2 1.2% 66.7% $125,000 View
★ 1 stars, 1 review
3340 Cobb Pkwy Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 1
+3 HELOCs
0.6% 100% $425,000 View
4460 Cobb Parkway North Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 1
+2 HELOCs
0.6% 100% $255,000 View
2101 Rosebrier Ave, Albany, GA 31705
A5.0 ★Texas Ratio: 7.35%
Conventional, HELOC 1
+1 HELOCs
0.6% 100% $775,000 View
3350 Cobb Pkwy Nw, Acworth, GA 30101
A+5.0 ★Texas Ratio: 3.68%
Conventional, HELOC 1
+1 HELOCs
0.6% 100% $255,000 View
Peoples Bank & Trust
1899 Buford Hwy, Buford, GA 30518
Conventional 1 0.6% 100% $95,000
301 W 4th St, Adel, GA 31620
A+5.0 ★Texas Ratio: 4.72%
Conventional 1 0.6% 100% $275,000 View
11575 Haynes Bridge Rd, Alpharetta, GA 30009
A+5.0 ★Texas Ratio: 1.24%
Conventional 1 0.6% 100% $385,000 View
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705
Conventional, Jumbo 1 0.6% 100% $1,995,000
★ 5 stars, 1 review
11760 Haynes Bridge Rd, Alpharetta, GA 30009
A+5.0 ★Texas Ratio: 2.27%
HELOC 0
+2 HELOCs
0% n/a View
Loanunited.Com, LLC
Conventional, VA 2 1.2% 100% $535,000
Amerisave Mortgage Company
Conventional, FHA 2 1.2% 50% $335,000
Credit Union Financial Services, LLC
Conventional 2 1.2% 100% $385,000
BoxCar Mortgage, LLC
VA 1 0.6% 100% $365,000
Rocket Mortgage
Conventional, FHA 21 12.2% 91.3% $188,809
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo, HELOC 20
+1 HELOCs
11.6% 91.7% $441,000
Fairway Independent Mort Corp
Conventional, FHA 9 5.2% 100% $295,000
Nationstar Mortgage
Conventional, FHA 6 3.5% 100% $160,000
Premier Mortgage Resources, LLC
Conventional, FHA 4 2.3% 100% $242,500
Pennymac Loan Services LLC
Conventional, FHA 4 2.3% 80% $425,000
American Pacific Mortgage Corporation
Conventional, FHA 4 2.3% 100% $230,000
21St Mortgage
Conventional 4 2.3% 50% $192,500
Homeowners Financial Group, LLC
FHA, VA 3 1.7% 100% $455,000
Vanderbilt Mortgage and Finance, Inc
Conventional 3 1.7% 100% $375,000
Guaranteed Rate Affinity, LLC
Conventional 2 1.2% 100% $240,000
Lakeview Loan Servicing, LLC
Conventional 2 1.2% 66.7% $425,000
Freedom Mortgage Corporation
Conventional, FHA 2 1.2% 100% $265,000
Canopy Mortgage, LLC
Conventional, FHA 2 1.2% 100% $455,000
Newrez LLC
Conventional, FHA 2 1.2% 50% $400,000
loanDepot.com LLC
Conventional 2 1.2% 100% $55,000
AmeriHome Mortgage Company, LLC
FHA, VA 2 1.2% 100% $465,000
Movement Mortgage, LLC
Conventional, VA 2 1.2% 100% $370,000
Discover Bank
Conventional 2 1.2% 66.7% $140,000
First Heritage Mortgage, LLC
Conventional 2 1.2% 100% $280,000
Spring Eq, LLC
Conventional 2 1.2% 100% $235,000
A+5.0 ★Texas Ratio: 0.38%
Conventional 1 0.6% 100% $325,000 View
Alameda Mortgage Corporation
FHA 1 0.6% 100% $275,000
American Financial Resources LLC
Conventional 1 0.6% 100% $225,000
Guaranteed Rate, Inc.
FHA 1 0.6% 100% $335,000
Primelending
Conventional 1 0.6% 100% $125,000
Goodleap, LLC
FHA 1 0.6% 100% $295,000
A-4.9 ★Texas Ratio: 16.48%
Conventional 1 0.6% 50% $805,000 View
SWBC Mortgage Corporation
Conventional 1 0.6% 100% $265,000
Everett Financial, Inc.
Conventional 1 0.6% 100% $225,000
Sage Home Loans Corporation
Conventional 1 0.6% 100% $515,000
CrossCountry Mortgage, LLC
VA 1 0.6% 100% $365,000
Kind Lending, LLC
FHA 1 0.6% 100% $425,000
A+5.0 ★Texas Ratio: 4.11%
VA 1 0.6% 100% $275,000 View
Filo Mortgage, LLC
Conventional 1 0.6% 100% $515,000
Oaktree Funding Corp
Conventional, Jumbo 1 0.6% 100% $1,255,000
Guild Mortgage Company
Conventional 1 0.6% 100% $225,000
Guaranty Mortgage Services, LLC
FHA 1 0.6% 100% $215,000
Onward Home Mortgage, LLC
Conventional 1 0.6% 100% $375,000
Nations Lending Corporation
FHA 1 0.6% 100% $195,000
Mortgage Research Center
VA 1 0.6% 66.7% $625,000
Stockton Mortgage Corporation
Conventional 1 0.6% 100% $115,000
Towne Mortgage Company
FHA 1 0.6% 100% $375,000
Better Mortgage Corporation
FHA 1 0.6% 100% $325,000
Sente Mortgage, Inc.
VA 1 0.6% 100% $745,000
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.6% 100% $295,000 View
Mortgage Solutions of Colorado
FHA 1 0.6% 100% $185,000
Zillow Home Loans, LLC
Conventional 1 0.6% 100% $255,000
Prosperity Home Mortgage, LLC
VA 1 0.6% 100% $485,000
Mutual of Omaha Mortgage
Conventional 1 0.6% 25% $465,000
A+5.0 ★Texas Ratio: 2.32%
Conventional 1 0.6% 100% $95,000 View
Lower, LLC
Conventional 1 0.6% 100% $65,000
A4.8 ★Texas Ratio: 2.45%
Conventional 1 0.6% 100% $325,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.6% 100% $135,000 View
Lendage, LLC dba Achieve Loans
HELOC 0
+5 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+4 HELOCs
0% n/a
The Loan Store, Inc
HELOC 0
+2 HELOCs
0% n/a
Family Savings Credit Union
HELOC 0
+1 HELOCs
0% n/a
A-4.8 ★Texas Ratio: 12.33%
HELOC 0
+1 HELOCs
0% n/a View
Bank Ozk
HELOC 0
+1 HELOCs
0% n/a
A5.0 ★Texas Ratio: 8.14%
HELOC 0
+1 HELOCs
0% 0%
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Clermont, Georgia

Looking for mortgage lenders near me or mortgage brokers near me in Clermont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clermont in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Clermont, GA

Use these to narrow the list above. Each category shows how many Clermont, GA lenders fit and what that kind of lender is usually best for.

Who Lends in Clermont, GA

Independent mortgage companies closed 74.4 percent of home loans in Clermont, Georgia in 2025, banks 22.1 percent and credit unions 3.5 percent. Loanunited.Com, LLC was the largest mortgage company, United Community Bank the largest bank and MyGeorgia Credit Union the largest credit union. Among lenders headquartered in Georgia, Pinnacle Bank led with 4 loans.

74.4%
Mortgage companies
22.1%
Banks
3.5%
Credit unions
23%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.

More Georgia Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Clermont, GA

Who is the largest mortgage lender in Clermont, GA?

By home loans closed in 2025, United Community Bank was the largest mortgage lender in Clermont, Georgia with 10 loans, about 5.8 percent of the market. The largest lender headquartered in Georgia was Pinnacle Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Clermont, GA mortgage lenders offer FHA, VA and USDA loans?

22 lenders closed FHA loans in Clermont, Georgia in 2025, led by United Wholesale Mortgage with 8. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Clermont, GA lender list?

Yes. 22 banks and 6 credit unions closed home loans in Clermont, Georgia in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Clermont, GA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Clermont, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clermont, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clermont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.