Mortgage Lenders and Brokers in Blue Ridge, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Blue Ridge, Georgia mortgage lenders include United Community BankUnited Community Bank5679 Appalachian Hwy, Blue Ridge, GA 30513A+5.0 ★Texas Ratio: 2.97%, Truist BankTruist Bank3831 Appalachian Hwy, Blue Ridge, GA 30513A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va111 Collins Ave, Blue Ridge, GA 30513A+5.0 ★Texas Ratio: 2.15%, Southstate Bank, National AssociationSouthstate Bank, National Association220 Orvin Lance Connector, Blue Ridge, GA 30513A+5.0 ★Texas Ratio: 2.27%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Blue Ridge, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Blue Ridge are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Blue Ridge, Georgia
Market share is the lender's share of all home loans closed in Blue Ridge, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Blue Ridge 5679 Appalachian Hwy, Blue Ridge, GA 30513 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo, HELOC | 10 +31 HELOCs |
5.3% | 73.3% | $534,000 | View |
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★ 1 stars, 1 review 1 office in Blue Ridge 3831 Appalachian Hwy, Blue Ridge, GA 30513 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $605,000 | View |
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1 office in Blue Ridge 111 Collins Ave, Blue Ridge, GA 30513 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1.1% | 66.7% | $335,000 | View |
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★ 5 stars, 1 review 1 office in Blue Ridge 220 Orvin Lance Connector, Blue Ridge, GA 30513 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +9 HELOCs |
0.5% | 100% | $305,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 5 | 2.6% | 83.3% | $393,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
2.1% | 100% | $777,500 | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional, Jumbo | 4 | 2.1% | 100% | $832,500 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.6% | 100% | $665,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA, VA | 3 | 1.6% | 100% | $415,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $635,000 | View |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.5% | 100% | $635,000 | View |
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3050 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,225,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.5% | 100% | $805,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,255,000 | View |
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206 Highway 515 E, Blairsville, GA 30512 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,045,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
Conventional | 1 | 0.5% | 100% | $195,000 | |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,415,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Credit Union Financial Services, LLC
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Conventional | 2 | 1.1% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.5% | 50% | $305,000 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 22 | 11.6% | 100% | $343,181 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 10 | 5.3% | 90.9% | $486,000 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 7 +1 HELOCs |
3.7% | 77.8% | $523,571 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 4 | 2.1% | 100% | $535,000 | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 2.1% | 100% | $407,500 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 4 | 2.1% | 66.7% | $475,000 | |
The Loan Store, Inc
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Conventional | 4 | 2.1% | 80% | $315,000 | |
Plaza Home Mortgage, Inc
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Conventional | 4 | 2.1% | 100% | $470,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.6% | 100% | $301,666 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.6% | 100% | $415,000 | |
Peoples Bank of East Tennessee
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Conventional | 3 | 1.6% | 100% | $98,333 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 1.6% | 100% | $555,000 | View |
Mutual of Omaha Mortgage
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Conventional, Jumbo | 3 | 1.6% | 100% | $811,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.6% | 100% | $235,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $45,000 | |
Premier Mortgage Resources, LLC
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Conventional | 2 | 1.1% | 100% | $565,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.1% | 100% | $390,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 1.1% | 100% | $540,000 | View |
Newrez LLC
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Conventional, FHA | 2 | 1.1% | 100% | $265,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.1% | 66.7% | $235,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $665,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $325,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $340,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.1% | 100% | $645,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 1.1% | 100% | $415,000 | |
Everett Financial, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $305,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Arc Home LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Fundloans Capital
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,805,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 100% | $475,000 | |
Canopy Mortgage, LLC
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USDA | 1 | 0.5% | 100% | $175,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $995,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.5% | 100% | $575,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $965,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.5% | 100% | $535,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 100% | $35,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $395,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 8.03% |
Conventional | 1 | 0.5% | 100% | $595,000 | View |
Family Savings Credit Union
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.5% | 100% | $465,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $685,000 | |
Community First Credit Union of FLorida
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Conventional | 1 | 0.5% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
Ithink Financial Credit Union
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Conventional | 1 | 0.5% | 100% | $505,000 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $825,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
Mortgage Research Center
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VA | 1 | 0.5% | 50% | $635,000 | |
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A+5.0 ★Texas Ratio: 1.12% |
Conventional, Jumbo | 1 | 0.5% | 100% | $965,000 | View |
CU Community, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Better Mortgage Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,415,000 | |
Iserve Residential Lending
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Conventional | 1 | 0.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $665,000 | |
Carrington Mortgage Services LLC
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Conventional, Jumbo | 1 | 0.5% | 33.3% | $995,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.5% | 100% | $995,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Bank Ozk
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Blue Ridge Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Blue Ridge, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Blue Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Blue Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Blue Ridge, GA
Use these to narrow the list above. Each category shows how many Blue Ridge, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Blue Ridge, GA
Independent mortgage companies closed 62.1 percent of home loans in Blue Ridge, Georgia in 2025, banks 30.5 percent and credit unions 7.4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Community Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Blue Ridge, GA
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Blue Ridge, Georgia with 10 loans, about 5.3 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Blue Ridge, Georgia in 2025, led by Southeast Mortgage of Georgia, Inc. with 1. 7 lenders closed VA loans, led by Navy Federal Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 12 credit unions closed home loans in Blue Ridge, Georgia in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Blue Ridge, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Blue Ridge, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Blue Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
