Appling, Georgia mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Queensborough National Bank and TrustQueensborough National Bank and Trust1450 Greene St, Augusta, GA 30901A+5.0 ★Texas Ratio: 4.52%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Security Federal BankSecurity Federal Bank1109 Broad St, Augusta, GA 30901A+5.0 ★Texas Ratio: 4.39%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, and First Community BankFirst Community Bank771 Broad St Ste 100, Augusta, GA 30901A+5.0 ★Texas Ratio: 0.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Appling, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Appling are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Appling, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, VA, Jumbo, HELOC | 13 +7 HELOCs |
3.2% | 92.9% | $344,230 | View |
|
2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA, VA | 12 | 3% | 100% | $373,333 | View |
|
1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA | 11 | 2.7% | 100% | $314,090 | View |
|
1450 Greene St, Augusta, GA 30901 A+5.0 ★Texas Ratio: 4.52% |
Conventional, VA | 11 | 2.7% | 100% | $420,454 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 5 | 1.2% | 100% | $283,000 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +3 HELOCs |
1% | 80% | $190,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA, VA | 3 | 0.7% | 75% | $398,333 | |
|
1109 Broad St, Augusta, GA 30901 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 3 | 0.7% | 100% | $605,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, FHA | 3 | 0.7% | 100% | $171,666 | |
|
771 Broad St Ste 100, Augusta, GA 30901 A+5.0 ★Texas Ratio: 0.38% |
Conventional, VA | 3 | 0.7% | 100% | $595,000 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $215,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $185,000 | View |
|
10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $35,000 | View |
|
11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
123 Broad Street, Crawfordville, GA 30631 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Choice Mortgage, Inc.
|
Conventional, FHA, VA | 3 | 0.7% | 100% | $328,333 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.5% | 100% | $185,000 | |
Acu
|
Conventional | 2 | 0.5% | 66.7% | $245,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.2% | 100% | $355,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 29 | 7.2% | 78.6% | $225,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 25 | 6.2% | 100% | $355,000 | |
Mortgage Research Center
|
Conventional, VA | 25 | 6.2% | 78.8% | $299,800 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 24 +1 HELOCs |
5.9% | 100% | $325,833 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 23 +8 HELOCs |
5.7% | 76.7% | $278,478 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 22 | 5.4% | 96% | $275,454 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 15 | 3.7% | 100% | $264,333 | |
PHH Mortgage Corporation
|
Conventional | 10 | 2.5% | 100% | $211,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 9 | 2.2% | 78.6% | $336,111 | |
Planet Home Lending, LLC
|
Conventional, VA | 9 | 2.2% | 100% | $320,555 | |
SRP Federal Credit Union
|
Conventional | 8 | 2% | 72.7% | $113,750 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 8 | 2% | 100% | $268,750 | |
Newrez LLC
|
Conventional, VA | 6 | 1.5% | 66.7% | $410,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 6 | 1.5% | 87.5% | $271,666 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 6 | 1.5% | 75% | $405,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, VA | 6 | 1.5% | 85.7% | $216,666 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.2% | 71.4% | $277,000 | |
Towne Mortgage Company
|
FHA, VA | 5 | 1.2% | 100% | $397,000 | |
Cardinal Financial Company, Li
|
FHA, VA | 4 | 1% | 100% | $300,000 | |
Nationstar Mortgage
|
Conventional | 4 | 1% | 80% | $207,500 | |
Village Capital & Investment
|
VA | 4 | 1% | 83.3% | $417,500 | |
AmeriHome Mortgage Company, LLC
|
FHA, VA | 3 | 0.7% | 100% | $281,666 | |
New Day Financial, LLC.
|
VA | 3 | 0.7% | 80% | $401,666 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 3 | 0.7% | 100% | $265,000 | View |
Mortgage Solutions of Colorado
|
VA | 3 | 0.7% | 100% | $308,333 | |
Pentagon Federal Credit Union
|
Conventional, VA, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $265,000 | |
Cadence Bank
|
Conventional, FHA | 2 | 0.5% | 100% | $240,000 | |
Guaranteed Rate Affinity, LLC
|
VA | 2 | 0.5% | 100% | $355,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.5% | 33.3% | $70,000 | |
AdvantageFirst Lending Inc
|
Conventional | 2 | 0.5% | 66.7% | $295,000 | |
Valon Mortgage
|
FHA | 2 | 0.5% | 100% | $225,000 | |
Discover Bank
|
Conventional | 2 | 0.5% | 100% | $60,000 | |
Union Home Mortgage Corp.
|
FHA, VA | 2 | 0.5% | 100% | $335,000 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 2 | 0.5% | 100% | $315,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $130,000 | |
Paramount Residential Mortgage
|
VA | 2 | 0.5% | 100% | $350,000 | |
Carrington Mortgage Services LLC
|
VA | 2 | 0.5% | 33.3% | $385,000 | |
Top Flite Financial, Inc.
|
FHA, VA | 2 | 0.5% | 100% | $415,000 | |
State Employees' Credit Union
|
Conventional, Jumbo | 1 | 0.2% | 100% | $815,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Canopy Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $275,000 | |
Kind Lending, LLC
|
VA | 1 | 0.2% | 50% | $275,000 | |
Acre Mortgage & Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $435,000 | |
Carolina One Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $275,000 | |
Cmg Mortgage Inc
|
FHA | 1 | 0.2% | 100% | $265,000 | |
American Financing Corporation
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $325,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $5,000 | |
Intelliloan, Inc.
|
VA | 1 | 0.2% | 100% | $385,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $375,000 | View |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $465,000 | View |
Gardner Financial Services
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
New Story Lending LLC
|
VA | 1 | 0.2% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
Endeavor Capital, LLC
|
FHA | 1 | 0.2% | 100% | $225,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Lower, LLC
|
VA | 1 | 0.2% | 100% | $305,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $335,000 | View |
Fairway Independent Mort Corp
|
VA | 1 | 0.2% | 100% | $345,000 | |
Mortgage Investors Group
|
FHA | 1 | 0.2% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
Texana Bank
|
VA | 1 | 0.2% | 100% | $315,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 25% | $35,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
American Neighborhood Mortgage Acceptance Company
|
VA | 1 | 0.2% | 100% | $285,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Appling? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Appling in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Appling, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.3 percent of home loans in Appling, Georgia in 2025, banks 22.8 percent and credit unions 8.9 percent. First Choice Mortgage, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and Acu the largest credit union. Among lenders headquartered in Georgia, Colony Bank led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Appling, Georgia with 13 loans, about 3.2 percent of the market. The largest lender headquartered in Georgia was Colony Bank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Appling, Georgia in 2025, led by CrossCountry Mortgage, LLC with 5. 50 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 6 credit unions closed home loans in Appling, Georgia in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Appling, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Appling, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Appling. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.