Adairsville, Georgia mortgage lenders include United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, LGE Community Credit UnionLGE Community Credit Union3891 Cobb Pkwy NW, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.70%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Credit Union of GeorgiaCredit Union of Georgia140 Riverstone Pkwy, Canton, GA 30114 6421A5.0 ★Texas Ratio: 6.49%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, and Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Adairsville, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Adairsville are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Adairsville, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Adairsville 7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 5 +17 HELOCs |
1.5% | 100% | $203,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA, USDA | 20 | 6% | 100% | $267,000 | |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, HELOC | 9 +2 HELOCs |
2.7% | 90% | $253,888 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, Jumbo, HELOC | 5 +1 HELOCs |
1.5% | 100% | $515,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 5 | 1.5% | 100% | $273,000 | View |
|
3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 5 | 1.5% | 83.3% | $191,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 66.7% | $205,000 | View |
|
140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 2 | 0.6% | 100% | $85,000 | View |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 2 | 0.6% | 100% | $245,000 | View |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
|
3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 33.3% | $205,000 | View |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
|
FHA, VA | 3 | 0.9% | 100% | $341,666 | |
Amerisave Mortgage Company
|
Conventional | 3 | 0.9% | 33.3% | $71,666 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.6% | 100% | $315,000 | View |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $245,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 26 | 7.8% | 82.4% | $222,307 | |
SWBC Mortgage Corporation
|
Conventional, FHA, VA, USDA | 21 | 6.3% | 100% | $222,619 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
6% | 83.3% | $310,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 16 | 4.8% | 100% | $222,500 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 15 | 4.5% | 100% | $227,666 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 11 +2 HELOCs |
3.3% | 84.6% | $220,454 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 9 | 2.7% | 86.7% | $332,777 | |
Lennar Mortgage, LLC
|
Conventional, FHA, USDA | 9 | 2.7% | 100% | $259,444 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 2.4% | 66.7% | $131,250 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 8 | 2.4% | 80% | $242,500 | |
Everett Financial, Inc.
|
Conventional, FHA | 6 | 1.8% | 100% | $196,666 | |
Nationstar Mortgage
|
Conventional, FHA | 6 | 1.8% | 85.7% | $115,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 5 +1 HELOCs |
1.5% | 83.3% | $277,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, USDA | 5 | 1.5% | 100% | $237,000 | |
Canopy Mortgage, LLC
|
FHA, VA, USDA | 5 | 1.5% | 83.3% | $299,000 | |
Planet Home Lending, LLC
|
FHA, VA | 5 | 1.5% | 100% | $303,000 | |
Nvr Mortgage Finance, Inc.
|
FHA | 5 | 1.5% | 55.6% | $235,000 | |
Newrez LLC
|
Conventional, FHA, VA | 4 | 1.2% | 80% | $237,500 | |
Kind Lending, LLC
|
Conventional, FHA, USDA | 4 | 1.2% | 100% | $432,500 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 4 | 1.2% | 80% | $307,500 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 4 | 1.2% | 100% | $115,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 3 | 0.9% | 100% | $375,000 | |
Homeowners Financial Group, LLC
|
VA | 3 | 0.9% | 100% | $228,333 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 3 | 0.9% | 100% | $265,000 | |
Mortgage Research Center
|
VA | 3 | 0.9% | 50% | $318,333 | |
Towne Mortgage Company
|
Conventional | 3 | 0.9% | 100% | $205,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA | 3 | 0.9% | 42.9% | $275,000 | |
Family Savings Credit Union
|
Conventional, HELOC | 2 +13 HELOCs |
0.6% | 66.7% | $105,000 | |
Liberty Federal Credit Union
|
Conventional | 2 | 0.6% | 100% | $435,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.6% | 100% | $65,000 | View |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.6% | 50% | $230,000 | View |
AdvantageFirst Lending Inc
|
Conventional, FHA | 2 | 0.6% | 100% | $310,000 | |
Discover Bank
|
Conventional | 2 | 0.6% | 66.7% | $150,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.6% | 100% | $120,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.6% | 100% | $215,000 | View |
Acopia, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $225,000 | |
Carrington Mortgage Services LLC
|
FHA, VA | 2 | 0.6% | 66.7% | $275,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 2 | 0.6% | 100% | $225,000 | |
Cmg Mortgage Inc
|
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $315,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $45,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
|
A+5.0 ★Texas Ratio: 4.98% |
VA | 1 | 0.3% | 100% | $365,000 | View |
Royal United Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $155,000 | |
Skyone Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.3% | 100% | $305,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
Valon Mortgage
|
Conventional | 1 | 0.3% | 100% | $175,000 | |
NJ Lenders Corp
|
USDA | 1 | 0.3% | 100% | $315,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.3% | 100% | $295,000 | |
East Coast Capital Corp.
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
American Financing Corporation
|
FHA | 1 | 0.3% | 33.3% | $295,000 | |
Highlands Residential Mortgage, Ltd.
|
USDA | 1 | 0.3% | 100% | $305,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 1.12% |
Conventional, Jumbo | 1 | 0.3% | 100% | $875,000 | View |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
Iserve Residential Lending
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
New American Funding, LLC.
|
VA | 1 | 0.3% | 50% | $275,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
Mortgage Investors Group
|
VA | 1 | 0.3% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
Loan Simple, Inc.
|
FHA | 1 | 0.3% | 100% | $265,000 | |
Geneva Financial LLC
|
FHA | 1 | 0.3% | 100% | $275,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Bank Ozk
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Adairsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Adairsville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Adairsville, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 74.5 percent of home loans in Adairsville, Georgia in 2025, banks 18.6 percent and credit unions 6.9 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Community Bank the largest bank and LGE Community Credit Union the largest credit union. Among lenders headquartered in Georgia, BankSouth Mortgage Company LLC led with 20 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Adairsville, Georgia with 5 loans, about 1.5 percent of the market. The largest lender headquartered in Georgia was BankSouth Mortgage Company LLC with 20 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
46 lenders closed FHA loans in Adairsville, Georgia in 2025, led by BankSouth Mortgage Company LLC with 10. 22 lenders closed VA loans, led by United Wholesale Mortgage, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 10 credit unions closed home loans in Adairsville, Georgia in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Adairsville, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Adairsville, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Adairsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.