Mortgage Lenders and Brokers in Winter Garden, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Winter Garden, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13730 W Colonial Dr, Winter Garden, FL 34787A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank15967 New Independence Pkwy, Winter Garden, FL 34787A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank14075 W Colonial Dr, Winter Garden, FL 34787A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA5708 Hamlin Groves Trl, Winter Garden, FL 34787A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association3004 Daniels Rd, Winter Garden, FL 34787A+5.0 ★Texas Ratio: 3.22%, TD BankTD Bank12200 W Colonial Dr, Winter Garden, FL 34787A+5.0 ★Texas Ratio: 3.71%, Trustco BankTrustco Bank16118 Marsh Rd, Winter Garden, FL 34787A+5.0 ★Texas Ratio: 4.14%, Seacoast National BankSeacoast National Bank13207 W Colonial Dr, Winter Garden, FL 34787A+5.0 ★Texas Ratio: 2.72%, Ameris BankAmeris Bank12901 W Colonial Dr, Winter Garden, FL 34787A+5.0 ★Texas Ratio: 1.82%, and Valley National BankValley National Bank16026 New Independence Pkwy, Winter Garden, FL 34787A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Winter Garden, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winter Garden are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Winter Garden, Florida
Market share is the lender's share of all home loans closed in Winter Garden, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Winter Garden 13730 W Colonial Dr, Winter Garden, FL 34787 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 16 +1 HELOCs |
2.4% | 94.1% | $455,000 | View |
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★ 1 stars, 1 review 3 offices in Winter Garden 15967 New Independence Pkwy, Winter Garden, FL 34787 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, Jumbo, HELOC | 11 +14 HELOCs |
1.7% | 100% | $635,000 | View |
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2 offices in Winter Garden 14075 W Colonial Dr, Winter Garden, FL 34787 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 11 +12 HELOCs |
1.7% | 70% | $422,272 | View |
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3 offices in Winter Garden 5708 Hamlin Groves Trl, Winter Garden, FL 34787 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 11 | 1.7% | 84.6% | $298,636 | View |
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2 offices in Winter Garden 3004 Daniels Rd, Winter Garden, FL 34787 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, Jumbo, HELOC | 9 +12 HELOCs |
1.4% | 83.3% | $503,888 | View |
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1 office in Winter Garden 12200 W Colonial Dr, Winter Garden, FL 34787 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.6% | 100% | $397,500 | View |
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★ 1.8 stars, 5 reviews 1 office in Winter Garden 16118 Marsh Rd, Winter Garden, FL 34787 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +6 HELOCs |
0.3% | 100% | $505,000 | View |
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★ 5 stars, 1 review 1 office in Winter Garden 13207 W Colonial Dr, Winter Garden, FL 34787 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 1 +8 HELOCs |
0.2% | 100% | $585,000 | View |
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★ 4 stars, 1 review 1 office in Winter Garden 12901 W Colonial Dr, Winter Garden, FL 34787 A+5.0 ★Texas Ratio: 1.82% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $445,000 | View |
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1 office in Winter Garden 16026 New Independence Pkwy, Winter Garden, FL 34787 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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13580 W Colonial Dr, Winter Garden, FL 34787 3918 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 11 +7 HELOCs |
1.7% | 57.9% | $245,000 | View |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 7 +13 HELOCs |
1.1% | 77.8% | $305,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +14 HELOCs |
0.9% | 100% | $378,333 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 6 | 0.9% | 75% | $715,000 | View |
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14130 W Colonial Dr, Winter Garden, FL 34787 4205 A5.0 ★Texas Ratio: 9.56% |
Conventional | 6 | 0.9% | 100% | $216,666 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 3 | 0.5% | 62.5% | $88,333 | View |
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15402 Waterbird Rd, Winter Garden, FL 34787 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 3 | 0.5% | 60% | $158,333 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +7 HELOCs |
0.3% | 50% | $75,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +7 HELOCs |
0.3% | 100% | $185,000 | View |
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950 9th St, Winter Garden, FL 34787 A5.0 ★Texas Ratio: 6.85% |
Conventional, HELOC | 2 +6 HELOCs |
0.3% | 66.7% | $85,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 50% | $385,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.3% | 100% | $405,000 | View |
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2755 E Orange Ave, Eustis, FL 32726 A+5.0 ★Texas Ratio: 1.15% |
Conventional | 2 | 0.3% | 66.7% | $395,000 | View |
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999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01% |
Conventional | 2 | 0.3% | 100% | $280,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional | 2 | 0.3% | 100% | $505,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 0.3% | 100% | $360,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $705,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.2% | 100% | $1,645,000 | View |
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331 Raintree Dr, Altoona, FL 32702 A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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21 E 3rd St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,005,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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959 E Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 0.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 11 | 1.7% | 100% | $427,727 | View |
Acrisure Mortgage, LLC
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Conventional, FHA, Jumbo | 8 | 1.2% | 100% | $571,250 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 7 | 1.1% | 77.8% | $583,571 | |
Trailblazer Mortgage L.L.C.
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Conventional, FHA | 5 | 0.8% | 100% | $409,000 | |
Alkan Mortgage Corporation
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Conventional | 4 | 0.6% | 100% | $545,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 3 | 0.5% | 100% | $265,000 | |
The Mortgage Firm
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Conventional | 3 | 0.5% | 100% | $335,000 | |
Nqm Funding, LLC
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Conventional, VA | 2 | 0.3% | 66.7% | $585,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 20% | $405,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $375,000 | |
FineMark National Bank & Trust
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Conventional, Jumbo | 1 | 0.2% | 100% | $2,265,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 95 +4 HELOCs |
14.4% | 88.1% | $458,894 | |
Rocket Mortgage
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Conventional, FHA, VA | 71 | 10.8% | 96.1% | $266,267 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 21 | 3.2% | 71% | $327,857 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 18 +2 HELOCs |
2.7% | 100% | $428,333 | |
Pulte Mortgage LLC
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Conventional, Jumbo | 16 | 2.4% | 57.1% | $721,875 | |
Spring Eq, LLC
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Conventional, HELOC | 11 +8 HELOCs |
1.7% | 52.4% | $116,818 | |
New American Funding, LLC.
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Conventional, FHA | 10 | 1.5% | 76.9% | $353,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo, HELOC | 9 +2 HELOCs |
1.4% | 100% | $478,333 | |
Nationstar Mortgage
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Conventional | 8 | 1.2% | 100% | $211,250 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 8 | 1.2% | 80% | $321,250 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 7 | 1.1% | 100% | $465,000 | View |
Everett Financial, Inc.
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Conventional, FHA, Jumbo | 6 | 0.9% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 5 +17 HELOCs |
0.8% | 55.6% | $325,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 5 +3 HELOCs |
0.8% | 100% | $335,000 | |
Union Home Mortgage Corp.
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Conventional | 5 | 0.8% | 100% | $389,000 | |
Provident Funding Associates
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Conventional | 5 | 0.8% | 100% | $523,000 | |
Zillow Home Loans, LLC
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Conventional | 5 | 0.8% | 100% | $483,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA, Jumbo, HELOC | 4 +1 HELOCs |
0.6% | 100% | $635,000 | |
Movement Mortgage, LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
0.6% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 4 +1 HELOCs |
0.6% | 100% | $285,000 | View |
Primelending
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Conventional, FHA | 4 | 0.6% | 66.7% | $370,000 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 0.6% | 80% | $212,500 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA, Jumbo | 4 | 0.6% | 100% | $615,000 | View |
The Loan Store, Inc
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Conventional, FHA | 4 | 0.6% | 100% | $292,500 | |
Fairway Independent Mort Corp
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Conventional | 4 | 0.6% | 100% | $322,500 | |
21St Mortgage
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Conventional | 4 | 0.6% | 50% | $80,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 4 | 0.6% | 83.3% | $357,500 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 4 | 0.6% | 100% | $330,000 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 3 | 0.5% | 100% | $625,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 3 | 0.5% | 42.9% | $358,333 | View |
Resicentral LLC
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Conventional, Jumbo | 3 | 0.5% | 100% | $648,333 | |
General Mortgage Capital Corporation
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Conventional | 3 | 0.5% | 100% | $328,333 | |
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A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 3 | 0.5% | 100% | $411,666 | View |
Discover Bank
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Conventional | 3 | 0.5% | 23.1% | $128,333 | |
Nfm, Inc
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Conventional | 3 | 0.5% | 100% | $248,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.5% | 50% | $291,666 | |
ClearEdge Lending LLC
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Conventional | 3 | 0.5% | 100% | $495,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 3 | 0.5% | 100% | $921,666 | |
HomeBridge Financial Services, Inc
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Conventional, VA, Jumbo, HELOC | 2 +4 HELOCs |
0.3% | 100% | $740,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 2 | 0.3% | 66.7% | $500,000 | |
Canopy Mortgage, LLC
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Conventional, VA | 2 | 0.3% | 100% | $365,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.3% | 100% | $265,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.3% | 22.2% | $285,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.3% | 100% | $215,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $550,000 | |
Success Mortgage Partners, Inc
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Conventional | 2 | 0.3% | 100% | $280,000 | |
Bay Equity LLC
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Conventional | 2 | 0.3% | 100% | $470,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $515,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 0.3% | 100% | $530,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 2 | 0.3% | 100% | $460,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.3% | 50% | $315,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.3% | 100% | $395,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $420,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $405,000 | View |
Wings Financial Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $295,000 | |
Cadence Bank
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Conventional, Jumbo | 1 | 0.2% | 100% | $875,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $795,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Cliffco, Inc.
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Conventional | 1 | 0.2% | 100% | $495,000 | |
RMC Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,345,000 | View |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $465,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,105,000 | View |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $495,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.2% | 100% | $485,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Bridgeway Lending Partners, LLC
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,205,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 50% | $515,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Sfmc, LP
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VA | 1 | 0.2% | 100% | $545,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 50% | $375,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.2% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Capital Partners Mortgage Services, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Northwest Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Click n' Close, Inc.
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VA | 1 | 0.2% | 100% | $525,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Acu
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Conventional | 1 | 0.2% | 100% | $405,000 | |
SIRVA Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $615,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $335,000 | |
Chevron Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $505,000 | |
Point Mortgage Corp
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FHA | 1 | 0.2% | 100% | $425,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $685,000 | View |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Loanpeople, LLC
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VA | 1 | 0.2% | 100% | $565,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 50% | $835,000 | |
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A+5.0 ★Texas Ratio: 2.61% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
A+ Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $415,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,655,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
TowneBank
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Conventional | 1 | 0.2% | 100% | $805,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
VA | 1 | 0.2% | 100% | $575,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.2% | 50% | $175,000 | View |
First Central Savings Bank
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Conventional | 1 | 0.2% | 100% | $625,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $865,000 | View |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $665,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 100% | $255,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Royal Credit Union
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Village Capital & Investment
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VA, Jumbo | 1 | 0.2% | 100% | $935,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Figure Lending LLC
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HELOC | 0 +11 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Affinity Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Winter Garden Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Winter Garden, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Winter Garden? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winter Garden in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Winter Garden, FL
Use these to narrow the list above. Each category shows how many Winter Garden, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Winter Garden, FL
Independent mortgage companies closed 71.2 percent of home loans in Winter Garden, Florida in 2025, banks 21.5 percent and credit unions 7.3 percent. Triad Financial Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Seacoast National Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Winter Garden, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Winter Garden, Florida with 16 loans, about 2.4 percent of the market. The largest lender headquartered in Florida was Seacoast National Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Winter Garden, Florida, Rocket Mortgage approved the highest share of completed applications in 2025 at 96.1 percent, against a 82.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Winter Garden, Florida in 2025, led by United Wholesale Mortgage with 17. 27 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 29 credit unions closed home loans in Winter Garden, Florida in 2025, alongside 108 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Winter Garden, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winter Garden, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winter Garden. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
