Mortgage Lenders and Brokers in Vero Beach South, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vero Beach South, Florida mortgage lenders include Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, and TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vero Beach South, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vero Beach South are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vero Beach South, Florida
Market share is the lender's share of all home loans closed in Vero Beach South, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 10 +10 HELOCs |
2.2% | 50% | $179,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, Jumbo, HELOC | 8 +17 HELOCs |
1.7% | 69.2% | $273,750 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 6 +4 HELOCs |
1.3% | 100% | $466,666 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 6 +2 HELOCs |
1.3% | 100% | $150,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 75% | $308,333 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $118,333 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 3 | 0.6% | 100% | $208,333 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 100% | $258,333 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +17 HELOCs |
0.4% | 100% | $455,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
0.4% | 66.7% | $50,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $230,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $400,000 | View |
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790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $470,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.4% | 100% | $490,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.4% | 66.7% | $65,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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634 NE 3rd Ave, Fort Lauderdale, FL 33304 A+5.0 ★Texas Ratio: 3.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 12 | 2.6% | 70.6% | $314,166 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.6% | 100% | $478,333 | View |
New Day Financial, LLC.
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VA | 3 | 0.6% | 75% | $275,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 3 | 0.6% | 100% | $295,000 | |
Coastal Loans, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Alkan Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 50% | $365,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
The Mortgage Firm
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FHA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 53 | 11.4% | 82.9% | $221,981 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 45 +1 HELOCs |
9.7% | 90% | $356,555 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 41 +1 HELOCs |
8.8% | 82.4% | $292,804 | |
Guild Mortgage Company
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Conventional, FHA, VA | 26 | 5.6% | 96.4% | $323,846 | |
Contour Mortgage Corporation
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Conventional, FHA, VA | 20 | 4.3% | 100% | $277,500 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, Jumbo | 19 | 4.1% | 90.5% | $322,368 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 13 | 2.8% | 56.5% | $171,153 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 11 +2 HELOCs |
2.4% | 84.6% | $223,181 | |
Nationstar Mortgage
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Conventional, FHA | 10 | 2.2% | 83.3% | $243,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 9 | 1.9% | 81.8% | $368,333 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 9 | 1.9% | 75% | $313,888 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.7% | 100% | $306,250 | |
Everett Financial, Inc.
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Conventional | 6 | 1.3% | 66.7% | $236,666 | |
Mortgage Research Center
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Conventional, VA | 6 | 1.3% | 54.5% | $316,666 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 1.3% | 85.7% | $245,000 | |
T2 Financial LLC
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Conventional, FHA | 5 | 1.1% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.9% | 80% | $265,000 | |
Total Mortgage Services, LLC
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Conventional | 4 | 0.9% | 100% | $402,500 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 3 +2 HELOCs |
0.6% | 100% | $338,333 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 30% | $81,666 | |
Provident Funding Associates
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Conventional | 3 | 0.6% | 75% | $358,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 100% | $278,333 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 0.6% | 100% | $178,333 | View |
First Community Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $505,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $180,000 | |
Resicentral LLC
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FHA | 2 | 0.4% | 100% | $300,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 33.3% | $55,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.4% | 66.7% | $475,000 | View |
Bayshore Mortgage Funding
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FHA | 2 | 0.4% | 100% | $340,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $205,000 | |
Bay Capital Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $330,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.4% | 100% | $500,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $210,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.4% | 100% | $295,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $300,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.4% | 66.7% | $450,000 | |
Fourleaf Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $525,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 50% | $75,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.2% | 100% | $285,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.2% | 50% | $185,000 | |
Primelending
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FHA | 1 | 0.2% | 100% | $435,000 | |
Nbkc Bank
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VA | 1 | 0.2% | 100% | $455,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $335,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $35,000 | |
TEG Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Apci Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Capital Partners Mortgage Services, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $585,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $225,000 | |
Nfm, Inc
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VA | 1 | 0.2% | 50% | $295,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 33.3% | $365,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $545,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Victorian Finance, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.2% | 100% | $235,000 | |
Farm Credit East ACA
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 50% | $95,000 | |
DHI Mortgage Company, LTD.
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FHA | 1 | 0.2% | 100% | $385,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 50% | $335,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 60% | $265,000 | |
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Firefighters First Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Vero Beach South Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vero Beach South, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Vero Beach South? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vero Beach South in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vero Beach South, FL
Use these to narrow the list above. Each category shows how many Vero Beach South, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Vero Beach South, FL
Independent mortgage companies closed 79.1 percent of home loans in Vero Beach South, Florida in 2025, banks 14.7 percent and credit unions 6.2 percent. Freedom Mortgage Corporation was the largest mortgage company, Southstate Bank, National Association the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Midflorida Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vero Beach South, FL
By home loans closed in 2025, Midflorida Credit Union was the largest mortgage lender in Vero Beach South, Florida with 10 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Vero Beach South, Florida, Rocket Mortgage approved the highest share of completed applications in 2025 at 82.9 percent, against a 81.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Vero Beach South, Florida in 2025, led by loanDepot.com LLC with 14. 21 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 13 credit unions closed home loans in Vero Beach South, Florida in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vero Beach South, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vero Beach South, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vero Beach South. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
