Mortgage Lenders and Brokers in Treasure Island, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Treasure Island, Florida mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association180 Treasure Island Causeway, Treasure Island, FL 33706A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10699 Gulf Blvd, Treasure Island, FL 33706A+5.0 ★Texas Ratio: 3.68%, The Bank of TampaThe Bank of Tampa10650 Boardwalk Loop, Bradenton, FL 34202A+5.0 ★Texas Ratio: 2.04%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank8889 Pelican Bay Blvd, Naples, FL 34108A+5.0 ★Texas Ratio: 3.66%, Florida Credit UnionFlorida Credit Union10303 SE US Highway 441, Belleview, FL 34420A+5.0 ★Texas Ratio: 4.76%, and Bank Of Central FloridaBank Of Central Florida101 South Florida Avenue, Lakeland, FL 33801A+5.0 ★Texas Ratio: 1.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Treasure Island, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Treasure Island are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Treasure Island, Florida
Market share is the lender's share of all home loans closed in Treasure Island, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Treasure Island 180 Treasure Island Causeway, Treasure Island, FL 33706 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
2.5% | 100% | $550,000 | View |
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1 office in Treasure Island 10699 Gulf Blvd, Treasure Island, FL 33706 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 1.2% | 33.3% | $2,345,000 | View |
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10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04% |
Conventional, Jumbo | 4 | 5% | 66.7% | $730,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
3.8% | 100% | $1,931,666 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.5% | 66.7% | $1,000,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 2 +1 HELOCs |
2.5% | 100% | $115,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.2% | 50% | $545,000 | View |
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8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.2% | 100% | $785,000 | View |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,305,000 | View |
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101 South Florida Avenue, Lakeland, FL 33801 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 1.2% | 100% | $495,000 | View |
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6699 N Federal Highway Suite 104, Boca Raton, FL 33487 A5.0 ★Texas Ratio: 6.07% |
Conventional, Jumbo | 1 | 1.2% | 100% | $2,005,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,105,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.2% | 100% | $365,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.2% | 100% | $285,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 1.2% | 100% | $615,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 13 | 16.2% | 76.5% | $1,012,692 | |
Rocket Mortgage
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Conventional, Jumbo | 5 | 6.2% | 62.5% | $735,000 | |
Everett Financial, Inc.
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Conventional | 2 | 2.5% | 100% | $170,000 | |
Go Mortgage, LLC
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Conventional | 2 | 2.5% | 100% | $355,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 2 | 2.5% | 66.7% | $700,000 | |
Lake Michigan Credit Union
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Conventional, Jumbo | 2 | 2.5% | 100% | $1,040,000 | |
Towne Mortgage Company
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Conventional | 2 | 2.5% | 100% | $480,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, VA | 2 | 2.5% | 100% | $270,000 | View |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $375,000 | |
Bank Ozk
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 33.3% | $465,000 | |
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A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 1.2% | 100% | $285,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 5.16% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,505,000 | View |
American Financial Resources LLC
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Conventional | 1 | 1.2% | 100% | $205,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.2% | 100% | $655,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 50% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,475,000 | View |
American Financial Network, Inc.
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Conventional, Jumbo | 1 | 1.2% | 100% | $1,145,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 1 | 1.2% | 100% | $845,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 1.2% | 100% | $425,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $185,000 | |
Legend Lending Corporation
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Conventional | 1 | 1.2% | 100% | $385,000 | |
First Colony Mortgage Corporat
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Conventional, Jumbo | 1 | 1.2% | 100% | $1,765,000 | |
Capital Center LLC
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Conventional | 1 | 1.2% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 6.44% |
Conventional | 1 | 1.2% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.2% | 100% | $755,000 | View |
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A+5.0 ★Texas Ratio: 5.85% |
Conventional | 1 | 1.2% | 100% | $375,000 | View |
Wings Financial Credit Union
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Conventional | 1 | 1.2% | 100% | $265,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 1.2% | 100% | $225,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 1.2% | 100% | $485,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 1.2% | 100% | $345,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.2% | 100% | $625,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 1.2% | 100% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 25% |
Treasure Island Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Treasure Island, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Treasure Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Treasure Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Treasure Island, FL
Use these to narrow the list above. Each category shows how many Treasure Island, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Treasure Island, FL
Independent mortgage companies closed 58.8 percent of home loans in Treasure Island, Florida in 2025, banks 32.5 percent and credit unions 8.8 percent. A&D Mortgage LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, The Bank of Tampa led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Treasure Island, FL
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Treasure Island, Florida with 2 loans, about 2.5 percent of the market. The largest lender headquartered in Florida was The Bank of Tampa with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 6 credit unions closed home loans in Treasure Island, Florida in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Treasure Island, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Treasure Island, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Treasure Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
