The Crossings, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, and Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in The Crossings, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in The Crossings are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in The Crossings, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 11 +2 HELOCs |
4.2% | 92.3% | $521,363 | View |
|
16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 6 | 2.3% | 60% | $210,000 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +7 HELOCs |
1.5% | 80% | $375,000 | View |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
1.5% | 100% | $355,000 | View |
|
★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 4 | 1.5% | 100% | $560,000 | View |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 3 +13 HELOCs |
1.2% | 50% | $231,666 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 3 +6 HELOCs |
1.2% | 60% | $255,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.2% | 75% | $331,666 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $535,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
|
8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
|
2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.4% | 100% | $695,000 | View |
|
1111 NW 7th St, Miami, FL 33136 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 0.4% | 100% | $85,000 | |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
|
12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
|
18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 1.5% | 100% | $600,000 | View |
Freedom Mortgage Corporation
|
FHA | 4 | 1.5% | 80% | $435,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.8% | 15.4% | $60,000 | |
Lennar Mortgage, LLC
|
Conventional, VA, Jumbo | 2 | 0.8% | 100% | $830,000 | |
Ready Mortgage Lenders, LLC
|
FHA | 1 | 0.4% | 100% | $165,000 | |
Foundation Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $335,000 | |
United Wholesale Mortgage
|
Conventional, FHA, Jumbo, HELOC | 54 +3 HELOCs |
20.8% | 83.6% | $481,111 | |
Rocket Mortgage
|
Conventional, FHA, Jumbo | 40 | 15.4% | 84% | $304,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 15 | 5.8% | 73.9% | $533,000 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA, Jumbo | 9 | 3.5% | 100% | $480,555 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 8 | 3.1% | 53.3% | $258,750 | View |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 6 +2 HELOCs |
2.3% | 100% | $346,666 | |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
1.9% | 100% | $541,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional | 4 | 1.5% | 100% | $617,500 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 100% | $595,000 | View |
Point Mortgage Corp
|
Conventional | 3 | 1.2% | 100% | $651,666 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 1.2% | 75% | $265,000 | |
AmWest Funding Corp
|
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.8% | 100% | $980,000 | |
Everett Financial, Inc.
|
Conventional | 2 | 0.8% | 100% | $255,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 0.8% | 66.7% | $280,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 0.8% | 50% | $255,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 0.8% | 100% | $200,000 | |
Discover Bank
|
Conventional | 2 | 0.8% | 33.3% | $80,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 0.8% | 50% | $390,000 | |
Citadel Servicing Corporation
|
Conventional | 2 | 0.8% | 100% | $465,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 66.7% | $375,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 50% | $305,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $335,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $485,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
Goodleap, LLC
|
VA | 1 | 0.4% | 100% | $545,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $435,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.4% | 100% | $485,000 | |
Resicentral LLC
|
Conventional | 1 | 0.4% | 100% | $635,000 | |
|
A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.4% | 50% | $135,000 | View |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $455,000 | |
Capital Partners Mortgage Services, LLC
|
Conventional | 1 | 0.4% | 100% | $435,000 | |
First Savings Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
East Coast Capital Corp.
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional | 1 | 0.4% | 100% | $615,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 100% | $335,000 | |
Hometown Equity Mortgage, LLC
|
FHA | 1 | 0.4% | 50% | $665,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $395,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.4% | 100% | $445,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.4% | 100% | $625,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.4% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 100% | $235,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.4% | 100% | $475,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $615,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Bank Ozk
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Coastal Community Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in The Crossings? The list below shows the banks, credit unions and mortgage brokers that closed home loans in The Crossings in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many The Crossings, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 79.2 percent of home loans in The Crossings, Florida in 2025, banks 16.2 percent and credit unions 4.6 percent. A&D Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Educational Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Educational Federal Credit Union led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in The Crossings, Florida with 11 loans, about 4.2 percent of the market. The largest lender headquartered in Florida was Educational Federal Credit Union with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in The Crossings, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 83.6 percent, against a 78.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in The Crossings, Florida in 2025, led by United Wholesale Mortgage with 7. 3 lenders closed VA loans, led by Lennar Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 9 credit unions closed home loans in The Crossings, Florida in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in The Crossings, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in The Crossings, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up The Crossings. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.