Mortgage Lenders and Brokers in Temple Terrace, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Temple Terrace, Florida mortgage lenders include Usf Credit UnionUsf Credit Union13101 Telecom Park Drive Suite 100, Temple Terrace, FL 33637A+5.0 ★Texas Ratio: 5.76%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA9385 N 56th St, Temple Terrace, FL 33617A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank11253 N 56th St, Temple Terrace, FL 33617A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank9400 N 56th St, Temple Terrace, FL 33617A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA9775 N 56th St, Temple Terrace, FL 33617A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.9300 N 56th St, Temple Terrace, FL 33617A+5.0 ★Texas Ratio: 4.24%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, and Gte Federal Credit UnionGte Federal Credit Union9380 N 56th St, Temple Terrace, FL 33617A5.0 ★Texas Ratio: 7.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Temple Terrace, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Temple Terrace are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Temple Terrace, Florida
Market share is the lender's share of all home loans closed in Temple Terrace, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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13101 Telecom Park Drive Suite 100, Temple Terrace, FL 33637 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 6 +4 HELOCs |
2% | 85.7% | $128,333 | View |
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1 office in Temple Terrace 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 6 | 2% | 100% | $343,333 | View |
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1 office in Temple Terrace 9385 N 56th St, Temple Terrace, FL 33617 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +8 HELOCs |
1.3% | 80% | $205,000 | View |
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★ 1 stars, 1 review 1 office in Temple Terrace 11253 N 56th St, Temple Terrace, FL 33617 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.3% | 100% | $885,000 | View |
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1 office in Temple Terrace 9400 N 56th St, Temple Terrace, FL 33617 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 50% | $825,000 | View |
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1 office in Temple Terrace 9775 N 56th St, Temple Terrace, FL 33617 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Temple Terrace 9300 N 56th St, Temple Terrace, FL 33617 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 10 +24 HELOCs |
3.3% | 83.3% | $338,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 8 +2 HELOCs |
2.6% | 69.2% | $102,500 | View |
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9380 N 56th St, Temple Terrace, FL 33617 A5.0 ★Texas Ratio: 7.65% |
Conventional | 5 | 1.6% | 71.4% | $227,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 3 +4 HELOCs |
1% | 75% | $131,666 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 2 +5 HELOCs |
0.7% | 66.7% | $105,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.7% | 66.7% | $455,000 | View |
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12125 N 56th St, Temple Terrace, FL 33617 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 0.7% | 33.3% | $65,000 | View |
Tampa Bay Federal Credit Union
11210 E Martin Luther King Blvd, Seffner, FL 33584 8359 |
Conventional | 2 | 0.7% | 100% | $95,000 | |
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5250 E Busch Blvd, Temple Terrace, FL 33617 5404 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 2 | 0.7% | 50% | $230,000 | View |
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10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04% |
Conventional | 2 | 0.7% | 100% | $215,000 | View |
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12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $335,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $65,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $145,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 50% | $45,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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345 E James Lee Blvd, Crestview, FL 32539 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 2.6% | 88.9% | $261,250 | |
The Mortgage Firm
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Conventional, FHA | 3 | 1% | 100% | $295,000 | |
New Day Financial, LLC.
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VA | 2 | 0.7% | 40% | $330,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 44.4% | $175,000 | |
First Equity Mortgage Bankers Inc.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 10.20% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
Home Access Financial, LLC
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Conventional | 1 | 0.3% | 100% | $755,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 45 +1 HELOCs |
14.7% | 85.2% | $377,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 8.8% | 78.4% | $174,259 | |
Click n' Close, Inc.
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Conventional, FHA | 16 | 5.2% | 100% | $217,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 10 | 3.3% | 100% | $217,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +1 HELOCs |
2.6% | 66.7% | $290,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 2.6% | 53.3% | $270,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 6 +1 HELOCs |
2% | 85.7% | $366,666 | |
Mortgage Research Center
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VA | 6 | 2% | 66.7% | $343,333 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.6% | 71.4% | $295,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 4 | 1.3% | 50% | $177,500 | View |
Ameritrust Mortgage Corporation
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FHA | 4 | 1.3% | 100% | $390,000 | |
Nfm, Inc
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Conventional, VA | 4 | 1.3% | 80% | $400,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.3% | 80% | $117,500 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 4 | 1.3% | 80% | $352,500 | View |
Top Flite Financial, Inc.
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Conventional, FHA | 4 | 1.3% | 100% | $257,500 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $265,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 3 | 1% | 100% | $198,333 | View |
Paramount Residential Mortgage
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Conventional | 3 | 1% | 75% | $405,000 | |
Kind Lending, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $320,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $405,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.7% | 100% | $285,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.7% | 100% | $300,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.7% | 100% | $235,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.7% | 100% | $390,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 0.7% | 100% | $325,000 | View |
My Mortgage, Inc
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FHA | 2 | 0.7% | 100% | $215,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.7% | 100% | $270,000 | |
Embrace Home Loans, Inc.
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Conventional, VA | 2 | 0.7% | 100% | $360,000 | |
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A+5.0 ★Texas Ratio: 1.48% |
Conventional | 2 | 0.7% | 100% | $125,000 | View |
Zillow Home Loans, LLC
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Conventional | 2 | 0.7% | 100% | $165,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.7% | 100% | $240,000 | |
Lake Michigan Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $145,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.3% | 33.3% | $385,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $145,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 25% | $65,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 33.3% | $395,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,605,000 | View |
NJ Lenders Corp
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FHA | 1 | 0.3% | 100% | $315,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $85,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $205,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 50% | $15,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $415,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 50% | $175,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $325,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $385,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
DHI Mortgage Company, LTD.
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FHA | 1 | 0.3% | 100% | $495,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.3% | 100% | $205,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
DFCU Financial
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Temple Terrace Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Temple Terrace, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Temple Terrace? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Temple Terrace in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Temple Terrace, FL
Use these to narrow the list above. Each category shows how many Temple Terrace, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Temple Terrace, FL
Independent mortgage companies closed 73.6 percent of home loans in Temple Terrace, Florida in 2025, banks 12.4 percent and credit unions 14 percent. Triad Financial Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Usf Credit Union the largest credit union. Among lenders headquartered in Florida, Usf Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Temple Terrace, FL
By home loans closed in 2025, Usf Credit Union was the largest mortgage lender in Temple Terrace, Florida with 6 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Temple Terrace, Florida in 2025, led by United Wholesale Mortgage with 14. 14 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 13 credit unions closed home loans in Temple Terrace, Florida in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Temple Terrace, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Temple Terrace, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Temple Terrace. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
