Mortgage Lenders and Brokers in Sugarmill Woods, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sugarmill Woods, Florida mortgage lenders include Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Brannen BankBrannen Bank3930 N Lecanto Hwy, Beverly Hills, FL 34465D1.6 ★Texas Ratio: 7.63%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, and Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sugarmill Woods, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sugarmill Woods are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sugarmill Woods, Florida
Market share is the lender's share of all home loans closed in Sugarmill Woods, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 9 +10 HELOCs |
2.4% | 85.7% | $151,666 | View |
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3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63% |
Conventional | 9 | 2.4% | 100% | $271,666 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 4 +12 HELOCs |
1.1% | 100% | $210,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 4 | 1.1% | 50% | $107,500 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +12 HELOCs |
0.8% | 75% | $388,333 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +19 HELOCs |
0.5% | 66.7% | $125,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $275,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $190,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $225,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $445,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 40% | $245,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $140,000 | View |
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8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.3% | 20% | $75,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $55,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $355,000 | View |
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790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.9% | 80% | $413,571 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 4 | 1.1% | 100% | $242,500 | |
Metroplex Mortgage Services
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Conventional, VA, USDA | 3 | 0.8% | 100% | $235,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 33.3% | $385,000 | |
Alkan Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $125,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
American Bancshares Mortgage, LLC
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VA | 1 | 0.3% | 100% | $405,000 | |
Mortgage Financial Group Inc
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VA | 1 | 0.3% | 100% | $425,000 | |
The Mortgage Firm
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FHA | 1 | 0.3% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 43 +1 HELOCs |
11.5% | 78.9% | $294,767 | |
RMC Home Mortgage, LLC
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Conventional, FHA, VA | 35 | 9.4% | 97.2% | $289,571 | |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 8.3% | 71.7% | $157,580 | |
Mortgage Research Center
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FHA, VA | 14 | 3.8% | 73.7% | $385,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 10 | 2.7% | 100% | $274,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 9 | 2.4% | 90.9% | $329,444 | View |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 9 | 2.4% | 90% | $255,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 9 | 2.4% | 81.8% | $158,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +2 HELOCs |
2.1% | 88.9% | $191,250 | |
Everett Financial, Inc.
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Conventional, FHA | 8 | 2.1% | 100% | $182,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 2.1% | 72.7% | $282,500 | |
Movement Mortgage, LLC
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Conventional, USDA, HELOC | 6 +2 HELOCs |
1.6% | 100% | $185,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.3% | 100% | $277,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 5 | 1.3% | 100% | $291,000 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 1.1% | 100% | $362,500 | |
JMAC Lending, Inc.
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Conventional, VA, USDA | 4 | 1.1% | 100% | $282,500 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 0.8% | 100% | $371,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, USDA | 3 | 0.8% | 100% | $178,333 | View |
Gershman Investment Corp.
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Conventional, FHA | 3 | 0.8% | 100% | $248,333 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $355,000 | |
Primelending
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Conventional | 2 | 0.5% | 100% | $390,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.5% | 100% | $430,000 | |
Resicentral LLC
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Conventional | 2 | 0.5% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 0.5% | 100% | $335,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.5% | 33.3% | $180,000 | |
American Financial Network, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $410,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 0.5% | 100% | $360,000 | View |
Planet Home Lending, LLC
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Conventional | 2 | 0.5% | 100% | $170,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $280,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.5% | 100% | $290,000 | View |
Keystone Funding, Inc
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Conventional | 2 | 0.5% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $335,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.5% | 66.7% | $260,000 | |
21St Mortgage
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Conventional | 2 | 0.5% | 66.7% | $120,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.5% | 100% | $310,000 | |
Leaderone Financial Corp.
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Conventional, VA | 2 | 0.5% | 100% | $340,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 25% | $55,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $285,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
Tidewater Mortgage Services, Inc
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VA | 1 | 0.3% | 50% | $335,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $235,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.3% | 100% | $155,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.3% | 100% | $375,000 | |
Fundloans Capital
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.3% | 100% | $305,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.3% | 100% | $265,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $295,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.3% | 100% | $165,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 25% | $45,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Valon Mortgage
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Conventional | 1 | 0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.3% | 100% | $245,000 | View |
Air Academy Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 20% | $35,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Congressional Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Capital Center LLC
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FHA | 1 | 0.3% | 100% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $265,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
Teachers Federal Credit Union
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VA | 1 | 0.3% | 100% | $305,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Gardner Financial Services
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FHA | 1 | 0.3% | 100% | $335,000 | |
Communityamerica Federal Credit Union
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FHA | 1 | 0.3% | 100% | $105,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $105,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.3% | 33.3% | $105,000 | |
Union Savings Bank
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Conventional | 1 | 0.3% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 50% | $235,000 | View |
Legacy Home Loans, LLC
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VA | 1 | 0.3% | 100% | $385,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $315,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $405,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 16.7% | $65,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.3% | 100% | $325,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 60% | $405,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sugarmill Woods Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sugarmill Woods, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Sugarmill Woods? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sugarmill Woods in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sugarmill Woods, FL
Use these to narrow the list above. Each category shows how many Sugarmill Woods, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Sugarmill Woods, FL
Independent mortgage companies closed 78 percent of home loans in Sugarmill Woods, Florida in 2025, banks 16.9 percent and credit unions 5.1 percent. Triad Financial Services, Inc. was the largest mortgage company, Regions Bank the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Brannen Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sugarmill Woods, FL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Sugarmill Woods, Florida with 9 loans, about 2.4 percent of the market. The largest lender headquartered in Florida was Brannen Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Sugarmill Woods, Florida in 2025, led by RMC Home Mortgage, LLC with 8. 30 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 9 credit unions closed home loans in Sugarmill Woods, Florida in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sugarmill Woods, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sugarmill Woods, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sugarmill Woods. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
