Mortgage Lenders and Brokers in South Patrick Shores, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Patrick Shores, Florida mortgage lenders include Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Community Credit Union of FloridaCommunity Credit Union of Florida660 West Ave, Cocoa, FL 32927 4971A+5.0 ★Texas Ratio: 1.43%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, and Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Patrick Shores, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Patrick Shores are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Patrick Shores, Florida
Market share is the lender's share of all home loans closed in South Patrick Shores, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 8 +16 HELOCs |
6.8% | 80% | $90,000 | View |
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14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 3 | 2.6% | 57.1% | $81,666 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.7% | 66.7% | $155,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.9% | 100% | $555,000 | View |
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660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
FHA, HELOC | 1 +4 HELOCs |
0.9% | 100% | $505,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $505,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $85,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $295,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.9% | 100% | $425,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.9% | 100% | $405,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.9% | 50% | $2,005,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DYBN Financial Corporation dba Morgan Financial
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Conventional | 3 | 2.6% | 100% | $761,666 | |
The Mortgage Firm
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Conventional, FHA, Jumbo | 3 | 2.6% | 100% | $678,333 | |
Freedom Mortgage Corporation
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VA | 2 | 1.7% | 100% | $440,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA, Jumbo | 2 | 1.7% | 66.7% | $510,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.9% | 100% | $615,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 14 +2 HELOCs |
12% | 93.3% | $424,285 | |
Rocket Mortgage
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Conventional, VA | 13 | 11.1% | 87.5% | $320,384 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 6 | 5.1% | 85.7% | $570,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 3 +1 HELOCs |
2.6% | 100% | $481,666 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA, Jumbo | 3 | 2.6% | 100% | $621,666 | View |
Nationstar Mortgage
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Conventional | 3 | 2.6% | 75% | $325,000 | |
Cadence Bank
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Conventional, VA, Jumbo | 2 | 1.7% | 100% | $885,000 | |
Cornerstone First Mortgage, LLC
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Conventional, VA, Jumbo | 2 | 1.7% | 100% | $840,000 | |
Primelending
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Conventional | 2 | 1.7% | 100% | $305,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.7% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 1.7% | 100% | $345,000 | View |
Embrace Home Loans, Inc.
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Conventional | 2 | 1.7% | 100% | $470,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 1.7% | 100% | $485,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,185,000 | View |
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A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Royal Pacific Funding
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Conventional | 1 | 0.9% | 100% | $305,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.9% | 100% | $625,000 | View |
T2 Financial LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,115,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.9% | 100% | $685,000 | View |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.9% | 100% | $375,000 | |
Union Savings Bank
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 100% | $195,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $535,000 | |
Radius Financial Group Inc
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VA | 1 | 0.9% | 100% | $335,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.9% | 100% | $355,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.9% | 100% | $135,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.9% | 100% | $115,000 | |
Grand Bank for Savings, FSB
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Conventional | 1 | 0.9% | 100% | $335,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,165,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.9% | 100% | $505,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.9% | 100% | $425,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.9% | 100% | $335,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.9% | 100% | $505,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +3 HELOCs |
0% | 0% | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Patrick Shores Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Patrick Shores, Florida
Looking for mortgage lenders near me or mortgage brokers near me in South Patrick Shores? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Patrick Shores in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Patrick Shores, FL
Use these to narrow the list above. Each category shows how many South Patrick Shores, FL lenders fit and what that kind of lender is usually best for.
Who Lends in South Patrick Shores, FL
Independent mortgage companies closed 69.2 percent of home loans in South Patrick Shores, Florida in 2025, banks 19.7 percent and credit unions 11.1 percent. DYBN Financial Corporation dba Morgan Financial was the largest mortgage company, Wells Fargo Bank NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Patrick Shores, FL
By home loans closed in 2025, Space Coast Credit Union was the largest mortgage lender in South Patrick Shores, Florida with 8 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in South Patrick Shores, Florida in 2025, led by Community Credit Union of Florida with 1. 14 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 7 credit unions closed home loans in South Patrick Shores, Florida in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Patrick Shores, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Patrick Shores, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Patrick Shores. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
