Mortgage Lenders and Brokers in South Miami Heights, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Miami Heights, Florida mortgage lenders include Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, Miami Firefighters Federal Credit UnionMiami Firefighters Federal Credit Union1111 NW 7th St, Miami, FL 33136A+5.0 ★Texas Ratio: 2.26%, Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%, and Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Miami Heights, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Miami Heights are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Miami Heights, Florida
Market share is the lender's share of all home loans closed in South Miami Heights, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 8 +15 HELOCs |
2.6% | 45% | $215,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
2.3% | 70% | $445,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.3% | 80% | $245,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
FHA, HELOC | 2 +3 HELOCs |
0.7% | 85.7% | $430,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $155,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $865,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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1111 NW 7th St, Miami, FL 33136 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 0.3% | 100% | $255,000 | |
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16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 1 | 0.3% | 33.3% | $165,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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634 NE 3rd Ave, Fort Lauderdale, FL 33304 A+5.0 ★Texas Ratio: 3.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lennar Mortgage, LLC
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Conventional | 15 | 4.9% | 75% | $743,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 1.6% | 62.5% | $353,000 | View |
Freedom Mortgage Corporation
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FHA, VA, Jumbo | 5 | 1.6% | 100% | $555,000 | |
Ready Mortgage Lenders, LLC
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FHA | 2 | 0.7% | 66.7% | $450,000 | |
Obsidian Financial Services
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Conventional, FHA | 2 | 0.7% | 100% | $505,000 | |
Nqm Funding, LLC
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Conventional | 2 | 0.7% | 80% | $725,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 23.1% | $65,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $395,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Home Financing Center, Inc.
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Conventional | 1 | 0.3% | 100% | $565,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 66 +3 HELOCs |
21.5% | 77.6% | $493,939 | |
Rocket Mortgage
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Conventional, FHA | 32 | 10.4% | 79.1% | $371,875 | |
Pennymac Loan Services LLC
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Conventional, FHA | 16 | 5.2% | 76.2% | $433,750 | |
The Loan Store, Inc
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Conventional, FHA, Jumbo, HELOC | 13 +3 HELOCs |
4.2% | 100% | $550,384 | |
Paramount Residential Mortgage
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Conventional, FHA | 9 | 2.9% | 90% | $421,666 | |
My Mortgage, Inc
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Conventional, FHA | 8 | 2.6% | 100% | $476,250 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 6 | 2% | 77.8% | $511,666 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 5 | 1.6% | 27.8% | $609,000 | View |
Kind Lending, LLC
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Conventional, FHA | 5 | 1.6% | 83.3% | $557,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 5 | 1.6% | 100% | $413,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA, VA | 4 | 1.3% | 100% | $425,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 4 | 1.3% | 100% | $432,500 | |
American Financial Network, Inc.
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FHA | 4 | 1.3% | 80% | $492,500 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 1% | 100% | $361,666 | |
Amerisave Mortgage Company
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Conventional | 3 | 1% | 50% | $91,666 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA, Jumbo | 3 | 1% | 100% | $558,333 | View |
Geneva Financial LLC
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Conventional | 3 | 1% | 100% | $415,000 | |
Citadel Servicing Corporation
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Conventional | 3 | 1% | 100% | $435,000 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 50% | $260,000 | |
Arc Home LLC
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Conventional, FHA | 2 | 0.7% | 100% | $400,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo | 2 | 0.7% | 100% | $740,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.7% | 66.7% | $340,000 | |
Absolute Home Mortgage
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FHA | 2 | 0.7% | 100% | $540,000 | |
Flexpoint, Inc.
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Conventional, Jumbo | 2 | 0.7% | 100% | $1,020,000 | |
Stg Mortgage Inc
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Conventional, FHA | 2 | 0.7% | 100% | $475,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 0.7% | 50% | $290,000 | |
Summit Funding.Inc
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Conventional | 2 | 0.7% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 100% | $70,000 | View |
JMAC Lending, Inc.
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FHA | 2 | 0.7% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $775,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $685,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $95,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 12.5% | $185,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $485,000 | |
All Credit Considered Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $885,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 50% | $225,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $585,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 50% | $225,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 33.3% | $545,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $565,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.3% | 100% | $625,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $635,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $655,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $205,000 | View |
Belem Servicing, LLC dba Patriot Home Mortgage
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FHA | 1 | 0.3% | 100% | $545,000 | |
1st Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Waterstone Mortgage Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $905,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Ardri LLC
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Conventional | 1 | 0.3% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.3% | 100% | $505,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.3% | 100% | $565,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.3% | 50% | $75,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 50% | $315,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.3% | 50% | $285,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 66.7% | $485,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +9 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Miami Heights Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Miami Heights, Florida
Looking for mortgage lenders near me or mortgage brokers near me in South Miami Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Miami Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Miami Heights, FL
Use these to narrow the list above. Each category shows how many South Miami Heights, FL lenders fit and what that kind of lender is usually best for.
Who Lends in South Miami Heights, FL
Independent mortgage companies closed 88.6 percent of home loans in South Miami Heights, Florida in 2025, banks 7.8 percent and credit unions 3.6 percent. Lennar Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Miami Heights, FL
By home loans closed in 2025, Space Coast Credit Union was the largest mortgage lender in South Miami Heights, Florida with 8 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in South Miami Heights, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 77.6 percent, against a 73.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in South Miami Heights, Florida in 2025, led by United Wholesale Mortgage with 25. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 10 credit unions closed home loans in South Miami Heights, Florida in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Miami Heights, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Miami Heights, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Miami Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
