Mortgage Lenders and Brokers in South Daytona, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Daytona, Florida mortgage lenders include Truist BankTruist Bank2580 S Ridgewood Ave, South Daytona, FL 32119A+5.0 ★Texas Ratio: 2.87%, Launch Credit UnionLaunch Credit Union2290 S Ridgewood Ave, South Daytona, FL 32119A5.0 ★Texas Ratio: 7.61%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Daytona, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Daytona are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Daytona, Florida
Market share is the lender's share of all home loans closed in South Daytona, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in South Daytona 2580 S Ridgewood Ave, South Daytona, FL 32119 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 3 +4 HELOCs |
1.4% | 75% | $185,000 | View |
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2290 S Ridgewood Ave, South Daytona, FL 32119 A5.0 ★Texas Ratio: 7.61% |
Conventional | 7 | 3.2% | 63.6% | $65,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, VA | 4 | 1.8% | 100% | $115,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 3 +12 HELOCs |
1.4% | 60% | $191,666 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 3 | 1.4% | 100% | $211,666 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 3 | 1.4% | 100% | $158,333 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 2 | 0.9% | 66.7% | $135,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.9% | 100% | $145,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 100% | $110,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 0.9% | 100% | $145,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $105,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional | 1 | 0.5% | 100% | $55,000 | |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.5% | 50% | $105,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, FHA | 6 | 2.7% | 85.7% | $235,000 | |
PHH Mortgage Corporation
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VA | 2 | 0.9% | 100% | $305,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 66.7% | $290,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.5% | 100% | $175,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 75% | $235,000 | |
Alkan Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Mortgage Financial Group Inc
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VA | 1 | 0.5% | 100% | $275,000 | |
Mortgage Lenders Investment Tr
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Conventional | 1 | 0.5% | 100% | $215,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 23 | 10.4% | 82.8% | $265,869 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 10.4% | 73.5% | $204,565 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, USDA, HELOC | 17 +1 HELOCs |
7.7% | 100% | $202,647 | View |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 8 | 3.6% | 40% | $242,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 2.7% | 85.7% | $256,666 | |
Mortgage Research Center
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VA | 6 | 2.7% | 60% | $283,333 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA, VA | 5 | 2.3% | 100% | $221,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 5 | 2.3% | 83.3% | $191,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.3% | 100% | $363,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 1.8% | 100% | $210,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.8% | 100% | $165,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 3 | 1.4% | 60% | $155,000 | |
Bay Equity LLC
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Conventional, FHA | 3 | 1.4% | 100% | $201,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 1.4% | 100% | $208,333 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 3 | 1.4% | 100% | $238,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $230,000 | |
Kind Lending, LLC
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FHA, VA | 2 | 0.9% | 100% | $210,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.9% | 100% | $405,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.9% | 50% | $130,000 | |
Mid-Continent Funding, Inc.
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VA | 2 | 0.9% | 100% | $300,000 | |
Loanpeople, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $200,000 | |
Pentagon Federal Credit Union
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VA | 2 | 0.9% | 100% | $285,000 | |
Summit Funding.Inc
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Conventional | 2 | 0.9% | 100% | $200,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.9% | 100% | $105,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 2 | 0.9% | 100% | $365,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.5% | 50% | $285,000 | |
Arc Home LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Bar Harbor Bank & Trust
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Conventional | 1 | 0.5% | 100% | $285,000 | |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
Primelending
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VA | 1 | 0.5% | 100% | $265,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Contour Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $245,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $245,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.5% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.5% | 100% | $385,000 | View |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 25% | $95,000 | |
American Financing Corporation
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $255,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 0.5% | 100% | $275,000 | |
Evergreen Moneysource Mortgage Company
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FHA | 1 | 0.5% | 100% | $385,000 | |
Atlantic Bay Mortgage Group
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VA | 1 | 0.5% | 100% | $245,000 | |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
FHA | 1 | 0.5% | 100% | $265,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.5% | 100% | $345,000 | View |
Texana Bank
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FHA | 1 | 0.5% | 100% | $265,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 25% | $55,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.5% | 50% | $305,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $305,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.5% | 100% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Daytona Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Daytona, Florida
Looking for mortgage lenders near me or mortgage brokers near me in South Daytona? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Daytona in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Daytona, FL
Use these to narrow the list above. Each category shows how many South Daytona, FL lenders fit and what that kind of lender is usually best for.
Who Lends in South Daytona, FL
Independent mortgage companies closed 76.1 percent of home loans in South Daytona, Florida in 2025, banks 14.9 percent and credit unions 9 percent. The Mortgage Firm was the largest mortgage company, Truist Bank the largest bank and Launch Credit Union the largest credit union. Among lenders headquartered in Florida, Launch Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Daytona, FL
By home loans closed in 2025, Truist Bank was the largest mortgage lender in South Daytona, Florida with 3 loans, about 1.4 percent of the market. The largest lender headquartered in Florida was Launch Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in South Daytona, Florida in 2025, led by United Wholesale Mortgage with 5. 28 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 10 credit unions closed home loans in South Daytona, Florida in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Daytona, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Daytona, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Daytona. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
