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Mortgage Lenders and Brokers in Silver Springs Shores, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Silver Springs Shores, Florida mortgage lenders include Florida Credit UnionFlorida Credit Union10303 SE US Highway 441, Belleview, FL 34420A+5.0 ★Texas Ratio: 4.76%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Campus USA Credit UnionCampus USA Credit Union14759 NW 157th Ln, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.45%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, VyStar Credit UnionVyStar Credit Union16201 NW US Highway 441, Alachua, FL 32615 6399A5.0 ★Texas Ratio: 9.56%, and First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Silver Springs Shores, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Silver Springs Shores are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Silver Springs Shores, Florida

Market share is the lender's share of all home loans closed in Silver Springs Shores, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	Conventional, HELOC	14 +40 HELOCs	1.4%	38.6%	$92,857	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	14 +8 HELOCs	1.4%	61.8%	$96,428	View
Campus USA Credit Union 14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45%	Conventional, HELOC	13 +6 HELOCs	1.3%	86.7%	$85,000	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	11	1.1%	91.7%	$165,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	9 +2 HELOCs	0.9%	100%	$149,444	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	6 +3 HELOCs	0.6%	38.9%	$43,333	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	5	0.5%	62.5%	$207,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional, FHA, HELOC	4 +1 HELOCs	0.4%	80%	$375,000	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	4 +1 HELOCs	0.4%	66.7%	$75,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	4	0.4%	80%	$150,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +4 HELOCs	0.3%	100%	$181,666	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	FHA	3	0.3%	100%	$191,666	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional	3	0.3%	42.9%	$55,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	3	0.3%	75%	$248,333	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$140,000	View
Brannen Bank 3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63%	Conventional	2	0.2%	100%	$215,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional	2	0.2%	100%	$20,000	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional	2	0.2%	100%	$450,000	View
Mainstreet Community Bank of Florida 1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27%	Conventional	2	0.2%	33.3%	$150,000	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +6 HELOCs	0.1%	20%	$165,000	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$165,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$215,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$165,000	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	1	0.1%	75%	$85,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional	1	0.1%	66.7%	$15,000	View
Publix Employees Federal Credit Union 482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50%	Conventional	1	0.1%	100%	$215,000	View
Millennium Bank 7515 Sw 24th Ave, Gainesville, FL 32607 A5.0 ★Texas Ratio: 7.27%	Conventional	1	0.1%	100%	$85,000	View
Capital Bank, N.A. 550 South Andrews Avenue Suite 640, Fort Lauderdale, FL 33301 A-5.0 ★Texas Ratio: 15.49%	Conventional	1	0.1%	100%	$225,000	View
Encore Bank 2501 N Rocky Point Dr, Tampa, FL 33607 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$185,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional	1	0.1%	100%	$355,000	View
Radiant Credit Union 14520 NW US Highway 441, Alachua, FL 32615 8204 A+5.0 ★Texas Ratio: 3.03%	HELOC	0 +2 HELOCs	0%	0%		View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Freedom Mortgage Corporation	Conventional, FHA, VA	22	2.2%	92%	$227,272
Mortgage Financial Group Inc	Conventional, FHA, VA, USDA	17	1.7%	100%	$240,294
American Bancshares Mortgage, LLC	Conventional, FHA	16	1.6%	100%	$115,000
Acrisure Mortgage, LLC	Conventional, FHA	5	0.5%	83.3%	$269,000
The Mortgage Firm	Conventional, VA	4	0.4%	100%	$255,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	3	0.3%	100%	$295,000	View
New Day Financial, LLC.	VA	3	0.3%	26.7%	$351,666
Reliable Holdings Manager dba Lendz Financial	Conventional	3	0.3%	100%	$205,000
Citizens First Bank	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$110,000
Lakeview Loan Servicing, LLC	Conventional	2	0.2%	23.1%	$130,000
Mortgage Lenders Investment Tr	Conventional, FHA	2	0.2%	100%	$200,000
Alkan Mortgage Corporation	Conventional	1	0.1%	100%	$215,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$195,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$85,000
Community First Credit Union of FLorida A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0.1%	100%	$325,000	View
Metroplex Mortgage Services	FHA	1	0.1%	100%	$225,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	122 +1 HELOCs	12.2%	87%	$234,344
Rocket Mortgage	Conventional, FHA, VA	85	8.5%	78.8%	$172,058
DHI Mortgage Company, LTD.	Conventional, FHA, VA	36	3.6%	72%	$295,000
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	24 +2 HELOCs	2.4%	92.3%	$271,666
American Financial Network, Inc.	Conventional, FHA, VA	24	2.4%	80%	$232,500
Pennymac Loan Services LLC	Conventional, FHA, VA	23	2.3%	70.6%	$200,217
Success Mortgage Partners, Inc	Conventional, FHA, VA	23	2.3%	88.5%	$225,869
Mortgage Research Center	Conventional, VA	21	2.1%	63.6%	$241,666
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	18	1.8%	90%	$191,111	View
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	17	1.7%	70.8%	$216,176	View
Everett Financial, Inc.	Conventional, FHA	16	1.6%	100%	$168,125
CrossCountry Mortgage, LLC	Conventional, FHA, VA	16	1.6%	100%	$287,500
loanDepot.com LLC	Conventional, FHA, VA	15	1.5%	65.2%	$149,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	14 +1 HELOCs	1.4%	100%	$162,857
Primelending	Conventional, FHA, VA	13	1.3%	87.5%	$246,538
New American Funding, LLC.	Conventional, FHA, VA	13	1.3%	81.2%	$224,230
Zillow Home Loans, LLC	Conventional, FHA, VA	12	1.2%	100%	$228,333
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	11 +1 HELOCs	1.1%	91.7%	$272,272	View
Inspire Home Loans Inc.	Conventional, FHA	11	1.1%	66.7%	$229,545
Equity Prime Mortgage LLC	FHA, VA	10	1%	90.9%	$195,000
Guaranteed Rate, Inc.	Conventional, FHA	9	0.9%	90%	$200,555
Nationstar Mortgage	Conventional, FHA, VA	9	0.9%	81.8%	$147,222
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	8	0.8%	100%	$153,750	View
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	8	0.8%	100%	$295,000
American Financial Resources LLC	Conventional, FHA	7	0.7%	87.5%	$170,714
Kind Lending, LLC	Conventional, FHA, VA	7	0.7%	77.8%	$236,428
Amerisave Mortgage Company	Conventional, FHA	6	0.6%	27.3%	$91,666
Cornerstone First Mortgage, LLC	Conventional, FHA	5	0.5%	100%	$185,000
RMC Home Mortgage, LLC	Conventional, FHA	5	0.5%	100%	$291,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	5	0.5%	71.4%	$131,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	5	0.5%	100%	$155,000	View
Geneva Financial LLC	Conventional, FHA, VA	5	0.5%	83.3%	$159,000
Planet Home Lending, LLC	FHA, VA	5	0.5%	85.7%	$235,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	5	0.5%	37.5%	$221,000	View
Spring Eq, LLC	Conventional, HELOC	4 +3 HELOCs	0.4%	40%	$72,500
The Loan Store, Inc	Conventional, FHA, HELOC	4 +1 HELOCs	0.4%	66.7%	$190,000
EMM Loans LLC	Conventional, FHA	4	0.4%	80%	$187,500
Affordable Mortgage Advisors	FHA	4	0.4%	100%	$262,500
Movement Mortgage, LLC	Conventional, FHA	4	0.4%	66.7%	$215,000
Guild Mortgage Company	Conventional, FHA	4	0.4%	100%	$127,500
AdvantageFirst Lending Inc	FHA, VA	4	0.4%	80%	$242,500
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA	4	0.4%	100%	$185,000	View
Bayshore Mortgage Funding	FHA, USDA	4	0.4%	100%	$242,500
Sun West Mortgage Company, Inc	FHA, VA	4	0.4%	80%	$312,500
Click n' Close, Inc.	Conventional, FHA	4	0.4%	100%	$130,000
Mid-Continent Funding, Inc.	Conventional, VA	4	0.4%	80%	$182,500
Wolfe Financial Inc	FHA	4	0.4%	100%	$237,500
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA	4	0.4%	100%	$325,000	View
Fairway Independent Mort Corp	Conventional, FHA	4	0.4%	100%	$172,500
Paramount Residential Mortgage	Conventional, FHA, VA	4	0.4%	100%	$240,000
Top Flite Financial, Inc.	Conventional, FHA	4	0.4%	100%	$147,500
Goodleap, LLC	Conventional, FHA, VA, HELOC	3 +1 HELOCs	0.3%	100%	$178,333
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$198,333
First Community Mortgage, Inc.	Conventional, FHA	3	0.3%	100%	$188,333
AmeriHome Mortgage Company, LLC	FHA	3	0.3%	75%	$245,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.3%	60%	$371,666	View
Waterstone Mortgage Corporation	Conventional, FHA	3	0.3%	100%	$135,000
American Pacific Mortgage Corporation	FHA	3	0.3%	100%	$238,333
Stockton Mortgage Corporation	FHA	3	0.3%	100%	$285,000
Prosperity Home Mortgage, LLC	Conventional, FHA	3	0.3%	100%	$158,333
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA	3	0.3%	100%	$218,333	View
21St Mortgage	Conventional	3	0.3%	60%	$138,333
Primary Residential Mortgage, INC.	FHA, USDA	2	0.2%	100%	$295,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.2%	100%	$460,000
United Trust Bank	VA	2	0.2%	100%	$260,000
Deephaven Mortgage LLC	Conventional	2	0.2%	100%	$265,000
Discover Bank	Conventional	2	0.2%	16.7%	$80,000
Flexpoint, Inc.	Conventional, FHA	2	0.2%	100%	$140,000
Nextmortgage, LLC	FHA	2	0.2%	100%	$230,000
American Financing Corporation	Conventional, FHA	2	0.2%	50%	$150,000
Nfm, Inc	Conventional	2	0.2%	100%	$155,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.2%	100%	$145,000
Nations Lending Corporation	FHA	2	0.2%	66.7%	$215,000
Mortgage Equity Partners LLC	Conventional, FHA	2	0.2%	100%	$205,000
BoxCar Mortgage, LLC	FHA	2	0.2%	100%	$205,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	2	0.2%	100%	$175,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.2%	100%	$155,000	View
Summit Funding.Inc	Conventional	2	0.2%	100%	$175,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0.2%	100%	$290,000	View
Vanderbilt Mortgage and Finance, Inc	VA	2	0.2%	37.5%	$310,000
Plaza Home Mortgage, Inc	Conventional	2	0.2%	50%	$140,000
Village Capital & Investment	VA	2	0.2%	100%	$270,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +8 HELOCs	0.1%	100%	$255,000
Ruoff Mortgage Company	FHA	1	0.1%	100%	$235,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$245,000	View
Dart Bank	FHA	1	0.1%	100%	$245,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$175,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	FHA	1	0.1%	100%	$225,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$465,000	View
ResMac Inc	Conventional	1	0.1%	100%	$165,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$205,000
Michigan Mutual, Inc	FHA	1	0.1%	66.7%	$175,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$225,000
First Alliance Home Mortgage, LLC	FHA	1	0.1%	100%	$275,000
City 1st Mortgage Services, LC	FHA	1	0.1%	100%	$245,000
Absolute Home Mortgage	Conventional	1	0.1%	100%	$145,000
Ross Mortgage Corporation	FHA	1	0.1%	100%	$295,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$185,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$165,000	View
Network Capital Funding Corporation	FHA	1	0.1%	100%	$325,000
ClearPath Lending	VA	1	0.1%	100%	$215,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$185,000
Total Mortgage Services, LLC	VA	1	0.1%	100%	$335,000
My Mortgage, Inc	Conventional	1	0.1%	100%	$195,000
Churchill Mortgage Corporation	VA	1	0.1%	100%	$185,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$485,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$255,000	View
Milend, Inc	FHA	1	0.1%	100%	$185,000
Saygo Home Loans, LLC	VA	1	0.1%	100%	$225,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$55,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$165,000	View
Self Help Credit Union	Conventional	1	0.1%	100%	$205,000
Better Mortgage Corporation	Conventional	1	0.1%	33.3%	$235,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$95,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$125,000
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	Conventional	1	0.1%	100%	$605,000	View
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional	1	0.1%	100%	$305,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$155,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$295,000
Operating Engineers Federal Credit Union	Conventional	1	0.1%	100%	$65,000
Ark-La-Tex Financial Services LLC	FHA	1	0.1%	100%	$265,000
Polish & Slavic Federal Credit	Conventional	1	0.1%	100%	$55,000
Leaderone Financial Corp.	Conventional	1	0.1%	50%	$485,000
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$175,000
JMAC Lending, Inc.	Conventional	1	0.1%	50%	$215,000
Coastal Community Bank	HELOC	0 +7 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Dort Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Silver Springs Shores Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Silver Springs Shores, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Silver Springs Shores? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Silver Springs Shores in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Silver Springs Shores, FL

Use these to narrow the list above. Each category shows how many Silver Springs Shores, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 121 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 41 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 89 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 47 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in FL 31 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Silver Springs Shores, FL

Independent mortgage companies closed 79.7 percent of home loans in Silver Springs Shores, Florida in 2025, banks 14.1 percent and credit unions 6.2 percent. Triad Financial Services, Inc. was the largest mortgage company, Regions Bank the largest bank and Florida Credit Union the largest credit union. Among lenders headquartered in Florida, Florida Credit Union led with 14 loans.

79.7%

Mortgage companies

14.1%

Banks

6.2%

Credit unions

36%

FHA loans

15%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Silver Springs Shores, FL

Who is the largest mortgage lender in Silver Springs Shores, FL?

By home loans closed in 2025, Florida Credit Union was the largest mortgage lender in Silver Springs Shores, Florida with 14 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Silver Springs Shores, FL have the highest approval rates?

Among lenders with meaningful volume in Silver Springs Shores, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87 percent, against a 77.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Silver Springs Shores, FL mortgage lenders offer FHA, VA and USDA loans?

89 lenders closed FHA loans in Silver Springs Shores, Florida in 2025, led by United Wholesale Mortgage with 48. 47 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Silver Springs Shores, FL lender list?

Yes. 41 banks and 20 credit unions closed home loans in Silver Springs Shores, Florida in 2025, alongside 121 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Silver Springs Shores, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Silver Springs Shores, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Silver Springs Shores, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Silver Springs Shores. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.