Mortgage Lenders and Brokers in San Carlos Park, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
San Carlos Park, Florida mortgage lenders include Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, and First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in San Carlos Park, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Carlos Park are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in San Carlos Park, Florida
Market share is the lender's share of all home loans closed in San Carlos Park, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 18 +44 HELOCs |
5.7% | 81.8% | $303,888 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 6 | 1.9% | 85.7% | $243,333 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.6% | 100% | $245,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $255,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 0.6% | 100% | $360,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $145,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $65,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $295,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.3% | 33.3% | $55,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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2524 Del Prado Blvd S, Cape Coral, FL 33904 A+5.0 ★Texas Ratio: 2.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 2.2% | 100% | $349,285 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.6% | 42.9% | $315,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Nqm Funding, LLC
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FHA | 1 | 0.3% | 50% | $365,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $115,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 46 | 14.5% | 85.2% | $345,652 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 12% | 81.2% | $231,842 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 25 | 7.9% | 89.3% | $336,600 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 15 | 4.7% | 93.8% | $342,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 12 | 3.8% | 76.5% | $288,333 | |
Lake Michigan Credit Union
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Conventional, FHA, HELOC | 11 +3 HELOCs |
3.5% | 100% | $287,727 | |
loanDepot.com LLC
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Conventional, FHA | 8 | 2.5% | 100% | $221,250 | |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 2.5% | 90% | $315,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1.6% | 100% | $247,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 5 | 1.6% | 62.5% | $247,000 | View |
American Financial Network, Inc.
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Conventional | 4 | 1.3% | 100% | $340,000 | |
Mortgage Research Center
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VA | 4 | 1.3% | 66.7% | $355,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.3% | 66.7% | $300,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA | 4 | 1.3% | 100% | $300,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.9% | 23.1% | $165,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.9% | 75% | $135,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $300,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $275,000 | |
Nextmortgage, LLC
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FHA, USDA | 2 | 0.6% | 100% | $220,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $260,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.6% | 100% | $315,000 | |
Intelliloan, Inc.
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FHA | 2 | 0.6% | 66.7% | $280,000 | |
Provident Funding Associates
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Conventional | 2 | 0.6% | 66.7% | $365,000 | |
Synovus Bank
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Conventional | 2 | 0.6% | 100% | $255,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $385,000 | |
Summit Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $370,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 0.6% | 100% | $370,000 | |
Paramount Residential Mortgage
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FHA | 2 | 0.6% | 100% | $380,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.6% | 50% | $205,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.6% | 66.7% | $240,000 | |
Top Flite Financial, Inc.
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Conventional | 2 | 0.6% | 100% | $170,000 | |
Village Capital & Investment
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FHA | 2 | 0.6% | 100% | $405,000 | |
Delta Community Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $35,000 | |
The Loan Store, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
First Community Mortgage, Inc.
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VA | 1 | 0.3% | 100% | $505,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 50% | $365,000 | |
MortgageOne, Inc
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FHA | 1 | 0.3% | 100% | $425,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $405,000 | |
Norwich Commercial Group Inc
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Conventional | 1 | 0.3% | 25% | $405,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.3% | 50% | $425,000 | View |
Valley West Corporation
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VA | 1 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.3% | 100% | $295,000 | View |
Mortgage 1 Incorporated
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.3% | 100% | $365,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $325,000 | |
American Financing Corporation
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FHA | 1 | 0.3% | 50% | $445,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 50% | $355,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Ardri LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Tjc Mortgage Inc
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VA | 1 | 0.3% | 100% | $375,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.3% | 33.3% | $385,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $465,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 33.3% | $185,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.3% | 100% | $465,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 50% | $105,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
San Carlos Park Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in San Carlos Park, Florida
Looking for mortgage lenders near me or mortgage brokers near me in San Carlos Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Carlos Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in San Carlos Park, FL
Use these to narrow the list above. Each category shows how many San Carlos Park, FL lenders fit and what that kind of lender is usually best for.
Who Lends in San Carlos Park, FL
Independent mortgage companies closed 79.2 percent of home loans in San Carlos Park, Florida in 2025, banks 9.5 percent and credit unions 11.4 percent. Triad Financial Services, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in San Carlos Park, FL
By home loans closed in 2025, Suncoast Credit Union was the largest mortgage lender in San Carlos Park, Florida with 18 loans, about 5.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in San Carlos Park, Florida in 2025, led by United Wholesale Mortgage with 19. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 6 credit unions closed home loans in San Carlos Park, Florida in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in San Carlos Park, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Carlos Park, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Carlos Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
