Samoset, Florida mortgage lenders include Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Achieva Credit UnionAchieva Credit Union4254 53rd Ave E, Bradenton, FL 34203A+5.0 ★Texas Ratio: 2.57%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Grow Financial Federal Credit UnionGrow Financial Federal Credit Union11008 Arcade Pl, Bradenton, FL 34211A+5.0 ★Texas Ratio: 3.70%, and Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Samoset, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Samoset are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Samoset, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 3 +7 HELOCs |
2.1% | 100% | $225,000 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.4% | 100% | $255,000 | View |
|
4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $95,000 | View |
|
★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.7% | 100% | $175,000 | View |
|
2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
FHA | 1 | 0.7% | 100% | $405,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.7% | 100% | $445,000 | View |
|
11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
|
22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.7% | 100% | $375,000 | View |
|
★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 2 | 1.4% | 100% | $425,000 | |
Acrisure Mortgage, LLC
|
FHA | 2 | 1.4% | 100% | $320,000 | |
|
A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $65,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.7% | 66.7% | $405,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.7% | 100% | $275,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 52 | 36.4% | 71.2% | $316,538 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 7% | 73.3% | $297,000 | |
Rocket Mortgage
|
Conventional, FHA | 7 | 4.9% | 63.6% | $292,142 | |
Nfm, Inc
|
Conventional, FHA | 5 | 3.5% | 100% | $257,000 | |
T2 Financial LLC
|
Conventional, FHA | 5 | 3.5% | 100% | $281,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 2.1% | 100% | $195,000 | |
Paramount Residential Mortgage
|
Conventional | 3 | 2.1% | 100% | $391,666 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 1.4% | 100% | $365,000 | |
Goodleap, LLC
|
FHA | 2 | 1.4% | 100% | $235,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 1.4% | 40% | $260,000 | View |
Pennymac Loan Services LLC
|
FHA, VA | 2 | 1.4% | 66.7% | $340,000 | |
Credit Union 1
|
Conventional | 2 | 1.4% | 100% | $130,000 | |
Associated Mortgage Bankers Inc.
|
Conventional, FHA | 2 | 1.4% | 100% | $240,000 | |
Genisys Credit Union
|
Conventional | 1 | 0.7% | 100% | $555,000 | |
Panorama Mortgage Group, LLC
|
Conventional | 1 | 0.7% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
Everett Financial, Inc.
|
Conventional | 1 | 0.7% | 100% | $365,000 | |
loanDepot.com LLC
|
FHA | 1 | 0.7% | 50% | $125,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.7% | 100% | $305,000 | |
Fidelity Lending Solutions Inc
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.7% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.7% | 100% | $465,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $375,000 | View |
Discover Bank
|
Conventional | 1 | 0.7% | 100% | $105,000 | |
My Mortgage, Inc
|
FHA | 1 | 0.7% | 100% | $405,000 | |
Ameritrust Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $285,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.7% | 100% | $365,000 | |
Integrity Home Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
Mortgage Research Center
|
VA | 1 | 0.7% | 50% | $485,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.7% | 100% | $265,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.7% | 100% | $335,000 | |
New American Funding, LLC.
|
VA | 1 | 0.7% | 50% | $415,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
Nmsi, Inc.
|
Conventional | 1 | 0.7% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
JMAC Lending, Inc.
|
FHA | 1 | 0.7% | 100% | $355,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Samoset? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Samoset in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Samoset, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 83.2 percent of home loans in Samoset, Florida in 2025, banks 9.1 percent and credit unions 7.7 percent. Consumer Real Estate Finance Co DBA Society Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Suncoast Credit Union was the largest mortgage lender in Samoset, Florida with 3 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Samoset, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 71.2 percent, against a 79.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Samoset, Florida in 2025, led by DHI Mortgage Company, LTD. with 43. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Samoset, Florida in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Samoset, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Samoset, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Samoset. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.