Mortgage Lenders and Brokers in Punta Gorda, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Punta Gorda, Florida mortgage lenders include Crews Bank & TrustCrews Bank & Trust2331 Tamiami Trl, Punta Gorda, FL 33950A+5.0 ★Texas Ratio: 0.31%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA911 Tamiami Trl, Punta Gorda, FL 33950A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA10001 Burnt Store Rd, Punta Gorda, FL 33950A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank2390 Tamiami Trl, Punta Gorda, FL 33950A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank1401 Tamiami Trl, Punta Gorda, FL 33950A+5.0 ★Texas Ratio: 4.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Suncoast Credit UnionSuncoast Credit Union2310 Tamiami Trl, Punta Gorda, FL 33950A5.0 ★Texas Ratio: 6.26%, Bank of America NABank of America NA126 E Olympia Ave, Punta Gorda, FL 33950A+5.0 ★Texas Ratio: 4.14%, Achieva Credit UnionAchieva Credit Union3105 Tamiami Trl, Punta Gorda, FL 33950 7235A+5.0 ★Texas Ratio: 2.57%, and US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Punta Gorda, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Punta Gorda are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Punta Gorda, Florida
Market share is the lender's share of all home loans closed in Punta Gorda, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Punta Gorda 2331 Tamiami Trl, Punta Gorda, FL 33950 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 10 | 1.7% | 90.9% | $283,000 | View |
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1 office in Punta Gorda 911 Tamiami Trl, Punta Gorda, FL 33950 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 8 | 1.4% | 88.9% | $408,750 | View |
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2 offices in Punta Gorda 10001 Burnt Store Rd, Punta Gorda, FL 33950 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 1% | 85.7% | $370,000 | View |
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★ 1 stars, 1 review 1 office in Punta Gorda 2390 Tamiami Trl, Punta Gorda, FL 33950 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +7 HELOCs |
0.7% | 100% | $420,000 | View |
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1 office in Punta Gorda 1401 Tamiami Trl, Punta Gorda, FL 33950 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +2 HELOCs |
0.7% | 42.9% | $220,000 | View |
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1 office in Punta Gorda 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 3 | 0.5% | 100% | $618,333 | View |
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2310 Tamiami Trl, Punta Gorda, FL 33950 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 7 +28 HELOCs |
1.2% | 70% | $270,714 | View |
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126 E Olympia Ave, Punta Gorda, FL 33950 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +9 HELOCs |
0.9% | 100% | $485,000 | View |
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3105 Tamiami Trl, Punta Gorda, FL 33950 7235 A+5.0 ★Texas Ratio: 2.57% |
Conventional, Jumbo, HELOC | 4 +12 HELOCs |
0.7% | 80% | $482,500 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 0.7% | 100% | $430,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 3 | 0.5% | 50% | $255,000 | View |
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1001 S Fort Harrison Ave, Clearwater, FL 33756 A5.0 ★Texas Ratio: 12.55% |
Conventional | 2 | 0.3% | 100% | $465,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $555,000 | View |
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8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $505,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $75,000 | View |
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1100 5th Ave S, Naples, FL 34102 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $215,000 | View |
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325 S Main St, Belle Glade, FL 33430 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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10010 Coconut Rd, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,025,000 | View |
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2512 Skyline Blvd, Cape Coral, FL 33914 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
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16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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2524 Del Prado Blvd S, Cape Coral, FL 33904 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 0.2% | 50% | $335,000 | View |
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801 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,075,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +9 HELOCs |
0% | 0% | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1800 2nd St, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 5.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 100 | 17.2% | 80% | $267,600 | |
Taylor Morrison Home Funding, Inc.
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Conventional | 14 | 2.4% | 73.7% | $365,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 5 | 0.9% | 71.4% | $177,000 | |
The Mortgage Firm
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Conventional, Jumbo | 4 | 0.7% | 100% | $685,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 2 | 0.3% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.2% | 100% | $335,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
The Mortgage Warehouse, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Nqm Funding, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 40 +1 HELOCs |
6.9% | 85.1% | $337,000 | |
Rocket Mortgage
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Conventional, FHA | 36 | 6.2% | 76.6% | $278,611 | |
Mortgage Research Center
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Conventional, VA | 16 | 2.7% | 80% | $356,875 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 12 | 2.1% | 100% | $419,166 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 2.1% | 85.7% | $422,500 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 11 | 1.9% | 68.8% | $273,181 | |
Lake Michigan Credit Union
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Conventional, Jumbo, HELOC | 10 +1 HELOCs |
1.7% | 90.9% | $564,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA, VA | 10 | 1.7% | 90.9% | $180,000 | View |
The Loan Store, Inc
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Conventional, FHA, HELOC | 9 +1 HELOCs |
1.5% | 100% | $275,000 | |
RMC Home Mortgage, LLC
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Conventional, FHA, VA | 9 | 1.5% | 90% | $376,111 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 8 +1 HELOCs |
1.4% | 66.7% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 7 +4 HELOCs |
1.2% | 87.5% | $170,714 | |
Movement Mortgage, LLC
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Conventional, FHA | 7 | 1.2% | 87.5% | $357,857 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, USDA | 7 | 1.2% | 100% | $333,571 | View |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 6 | 1% | 60% | $330,000 | View |
Mortgage 1 Incorporated
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Conventional, VA | 6 | 1% | 100% | $440,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 5 | 0.9% | 100% | $217,000 | |
Nationstar Mortgage
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Conventional | 5 | 0.9% | 62.5% | $115,000 | |
Zillow Home Loans, LLC
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Conventional | 5 | 0.9% | 83.3% | $437,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 5 | 0.9% | 100% | $431,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.7% | 100% | $525,000 | View |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 0.7% | 80% | $377,500 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 0.7% | 80% | $150,000 | |
Pentagon Federal Credit Union
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Conventional, VA | 4 | 0.7% | 100% | $357,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.7% | 57.1% | $322,500 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0.5% | 100% | $745,000 | View |
Everett Financial, Inc.
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Conventional | 3 | 0.5% | 100% | $468,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.5% | 33.3% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.18% |
Conventional | 3 | 0.5% | 100% | $375,000 | View |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.5% | 100% | $401,666 | |
Tjc Mortgage Inc
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Conventional, Jumbo | 3 | 0.5% | 100% | $818,333 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 3 | 0.5% | 100% | $151,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.3% | 40% | $70,000 | |
HomeBridge Financial Services, Inc
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.3% | 100% | $695,000 | |
Cornerstone First Mortgage, LLC
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FHA | 2 | 0.3% | 100% | $280,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 2 | 0.3% | 100% | $390,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.3% | 100% | $480,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $190,000 | |
Dart Bank
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Conventional | 2 | 0.3% | 100% | $520,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.3% | 66.7% | $360,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $125,000 | |
VanDyk Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $380,000 | |
Homeowners Financial Group, LLC
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Conventional | 2 | 0.3% | 100% | $595,000 | |
Cardinal Financial Company, Li
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Conventional, VA | 2 | 0.3% | 100% | $600,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 0.3% | 50% | $360,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.3% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 100% | $505,000 | View |
Stockton Mortgage Corporation
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FHA | 2 | 0.3% | 100% | $240,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $240,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.3% | 100% | $135,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.3% | 100% | $270,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA, Jumbo | 2 | 0.3% | 66.7% | $805,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 0.2% | 100% | $255,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 50% | $285,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,365,000 | View |
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A5.0 ★Texas Ratio: 6.15% |
VA | 1 | 0.2% | 100% | $135,000 | View |
Equity Prime Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $355,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $715,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $365,000 | |
The Farmers & Merchants State Bank
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Bayshore Mortgage Funding
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $275,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Acu
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Conventional | 1 | 0.2% | 100% | $465,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Clearview Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
My Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $275,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $665,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $165,000 | |
Premium Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $355,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
Summit Credit Union
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
T2 Financial LLC
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VA | 1 | 0.2% | 100% | $455,000 | |
Synovus Bank
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Union Savings Bank
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Conventional | 1 | 0.2% | 100% | $585,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
1St Colonial Community Bank
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.53% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $495,000 | |
DFCU Financial
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Wings Financial Credit Union
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 50% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
American B&T C, N.A.
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Conventional | 1 | 0.2% | 50% | $205,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
General Electric Credit Union
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Gmfs, LLC
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Conventional | 1 | 0.2% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 33.3% | $725,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
Geneva Financial LLC
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FHA | 1 | 0.2% | 100% | $375,000 | |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $435,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Affinity Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Keesler Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Punta Gorda Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Punta Gorda, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Punta Gorda? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Punta Gorda in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Punta Gorda, FL
Use these to narrow the list above. Each category shows how many Punta Gorda, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Punta Gorda, FL
Independent mortgage companies closed 74.6 percent of home loans in Punta Gorda, Florida in 2025, banks 18 percent and credit unions 7.4 percent. Lennar Mortgage, LLC was the largest mortgage company, Crews Bank & Trust the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Crews Bank & Trust led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Punta Gorda, FL
By home loans closed in 2025, Crews Bank & Trust was the largest mortgage lender in Punta Gorda, Florida with 10 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Punta Gorda, Florida, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 80 percent, against a 82.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Punta Gorda, Florida in 2025, led by United Wholesale Mortgage with 10. 21 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 59 banks and 25 credit unions closed home loans in Punta Gorda, Florida in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Punta Gorda, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Punta Gorda, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Punta Gorda. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
