Mortgage Lenders and Brokers in Port St. John, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Port St. John, Florida mortgage lenders include Launch Credit UnionLaunch Credit Union14640 Hanger Rd, Cape Canaveral, FL 32920A5.0 ★Texas Ratio: 7.61%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Community Credit Union of FloridaCommunity Credit Union of Florida660 West Ave, Cocoa, FL 32927 4971A+5.0 ★Texas Ratio: 1.43%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, and PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Port St. John, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Port St. John are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Port St. John, Florida
Market share is the lender's share of all home loans closed in Port St. John, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 44 | 7.6% | 63.8% | $105,227 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 23 +27 HELOCs |
4% | 73.5% | $134,130 | View |
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660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43% |
Conventional, HELOC | 15 +42 HELOCs |
2.6% | 84.2% | $204,333 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 5 | 0.9% | 83.3% | $167,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 4 +8 HELOCs |
0.7% | 100% | $232,500 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 0.7% | 100% | $225,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
FHA, VA | 3 | 0.5% | 100% | $305,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 75% | $165,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 42.9% | $240,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $255,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 2 | 0.3% | 40% | $235,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +8 HELOCs |
0.2% | 100% | $245,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $505,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $205,000 | View |
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2300 N Ponce De Leon Blvd, Saint Augustine, FL 32084 A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo | 1 | 0.2% | 100% | $985,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, FHA, VA | 30 | 5.2% | 100% | $250,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 2.1% | 93.3% | $325,833 | |
DYBN Financial Corporation dba Morgan Financial
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Conventional, VA | 10 | 1.7% | 90.9% | $302,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 3 | 0.5% | 30.8% | $208,333 | |
New Day Financial, LLC.
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VA | 3 | 0.5% | 60% | $225,000 | |
Acrisure Mortgage, LLC
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Conventional, VA | 2 | 0.3% | 100% | $240,000 | |
Alkan Mortgage Corporation
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Conventional | 2 | 0.3% | 50% | $310,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 2 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 50% | $325,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Americas Mortgage Professionals, LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Jet HomeLoans, LP
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FHA | 1 | 0.2% | 50% | $285,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 72 | 12.4% | 87.2% | $287,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 71 | 12.2% | 80.4% | $212,746 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 44 +2 HELOCs |
7.6% | 100% | $307,272 | |
Mortgage Research Center
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VA | 19 | 3.3% | 90.5% | $318,684 | |
RMC Home Mortgage, LLC
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Conventional, FHA, VA | 14 | 2.4% | 87.5% | $356,428 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 12 | 2.1% | 92.3% | $233,333 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 11 | 1.9% | 61.1% | $269,545 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +4 HELOCs |
1.7% | 90.9% | $221,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 10 +1 HELOCs |
1.7% | 90.9% | $208,000 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 1.4% | 100% | $140,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 7 | 1.2% | 100% | $232,142 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1% | 63.6% | $306,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 1% | 53.8% | $140,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 6 | 1% | 85.7% | $226,666 | View |
American Financial Network, Inc.
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Conventional, FHA, VA | 5 | 0.9% | 100% | $291,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional, FHA, VA | 5 | 0.9% | 100% | $241,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.7% | 50% | $52,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 4 | 0.7% | 100% | $217,500 | View |
Goodleap, LLC
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FHA, VA, HELOC | 3 +2 HELOCs |
0.5% | 100% | $288,333 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $291,666 | |
Resicentral LLC
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Conventional | 3 | 0.5% | 100% | $251,666 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $145,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.5% | 50% | $425,000 | View |
Planet Home Lending, LLC
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VA | 3 | 0.5% | 100% | $338,333 | |
T2 Financial LLC
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FHA | 3 | 0.5% | 100% | $308,333 | |
Direct Mortgage Loans, LLC
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Conventional | 3 | 0.5% | 100% | $248,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.5% | 75% | $298,333 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $225,000 | |
Equity Prime Mortgage LLC
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VA | 2 | 0.3% | 100% | $355,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 0.3% | 100% | $390,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 22.2% | $35,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 0.3% | 100% | $290,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.3% | 40% | $160,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, VA | 2 | 0.3% | 100% | $290,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $220,000 | View |
Plaza Home Mortgage, Inc
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Conventional, VA | 2 | 0.3% | 75% | $265,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.3% | 100% | $255,000 | |
Village Capital & Investment
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VA | 2 | 0.3% | 75% | $370,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.2% | 50% | $285,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 50% | $375,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.2% | 100% | $15,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $255,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 50% | $305,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.2% | 100% | $245,000 | |
AmWest Funding Corp
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FHA | 1 | 0.2% | 100% | $335,000 | |
Valley West Corporation
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $345,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 50% | $385,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 50% | $285,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $285,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $235,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Milend, Inc
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FHA | 1 | 0.2% | 100% | $285,000 | |
Great Plains National Bank
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VA | 1 | 0.2% | 100% | $285,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $245,000 | |
RW Towne, LLC
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FHA | 1 | 0.2% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.2% | 100% | $275,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 8.28% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.2% | 100% | $295,000 | |
NorthCountry Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.2% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Port St. John Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Port St. John, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Port St. John? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Port St. John in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Port St. John, FL
Use these to narrow the list above. Each category shows how many Port St. John, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Port St. John, FL
Independent mortgage companies closed 75.2 percent of home loans in Port St. John, Florida in 2025, banks 8.4 percent and credit unions 16.4 percent. The Mortgage Firm was the largest mortgage company, US Bank, N.A. the largest bank and Launch Credit Union the largest credit union. Among lenders headquartered in Florida, Launch Credit Union led with 44 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Port St. John, FL
By home loans closed in 2025, Launch Credit Union was the largest mortgage lender in Port St. John, Florida with 44 loans, about 7.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Port St. John, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87.2 percent, against a 80.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Port St. John, Florida in 2025, led by United Wholesale Mortgage with 29. 35 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 7 credit unions closed home loans in Port St. John, Florida in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Port St. John, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Port St. John, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Port St. John. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
