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Mortgage Lenders and Brokers in Pinecrest, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Pinecrest, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10301 S Dixie Hwy, Pinecrest, FL 33156A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA9131 S Dixie Hwy, Pinecrest, FL 33156A+5.0 ★Texas Ratio: 2.82%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, Wells Fargo Bank NAWells Fargo Bank NA11765 S Dixie Hwy, Pinecrest, FL 33156A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank8601 S Dixie Hwy, Pinecrest, FL 33156A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.10207 S Dixie Hwy, Pinecrest, FL 33156A+5.0 ★Texas Ratio: 4.24%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, and Popular BankPopular Bank2875 Ne 191st St, Aventura, FL 33180A+5.0 ★Texas Ratio: 2.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Pinecrest, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pinecrest are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Pinecrest, Florida

Market share is the lender's share of all home loans closed in Pinecrest, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Pinecrest 10301 S Dixie Hwy, Pinecrest, FL 33156 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	12 +1 HELOCs	8.1%	100%	$2,156,666	View
Citibank, NA 1 office in Pinecrest 9131 S Dixie Hwy, Pinecrest, FL 33156 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	5 +2 HELOCs	3.4%	100%	$1,959,000	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Pinecrest 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	2 +7 HELOCs	1.4%	66.7%	$7,355,000	View
Wells Fargo Bank NA 1 office in Pinecrest 11765 S Dixie Hwy, Pinecrest, FL 33156 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	2	1.4%	40%	$1,145,000	View
Regions Bank 2 offices in Pinecrest 8601 S Dixie Hwy, Pinecrest, FL 33156 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.7%	100%	$2,345,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Pinecrest 10207 S Dixie Hwy, Pinecrest, FL 33156 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.7%	50%	$6,305,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional, Jumbo	11	7.4%	78.6%	$2,436,818	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	5 +4 HELOCs	3.4%	100%	$3,591,000	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	4 +10 HELOCs	2.7%	80%	$1,897,500	View
Popular Bank 2875 Ne 191st St, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.12%	Conventional, Jumbo	3	2%	100%	$1,288,333	View
Amerant Bank, N.A. 3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65%	Conventional, Jumbo, HELOC	2 +3 HELOCs	1.4%	100%	$1,885,000	View
Power Financial Credit Union 14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71%	Conventional, Jumbo, HELOC	2 +1 HELOCs	1.4%	100%	$1,150,000	View
Banesco USA 2950 Ne 207th St, Aventura, FL 33180 A+5.0 ★Texas Ratio: 3.01%	Conventional, Jumbo	2	1.4%	100%	$715,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	1 +8 HELOCs	0.7%	33.3%	$505,000	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	1 +4 HELOCs	0.7%	66.7%	$2,105,000	View
Hsbc Bank USA, NA 2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86%	Conventional, HELOC	1 +2 HELOCs	0.7%	100%	$805,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	1	0.7%	50%	$4,925,000	View
Bny Mellon, N.A. 350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.7%	100%	$3,005,000	View
Terrabank N.A. 1533 Sunset Dr, Coral Gables, FL 33143 A+5.0 ★Texas Ratio: 0.83%	Conventional	1	0.7%	100%	$315,000	View
Amerant Mortgage LLC 3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65%	Conventional, Jumbo	1	0.7%	100%	$905,000	View
Firstbank 2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	1	0.7%	100%	$3,005,000	View
International Finance Bank 777 Sw 37th Ave, Miami, FL 33135 A+5.0 ★Texas Ratio: 3.03%	Conventional, Jumbo	1	0.7%	100%	$2,805,000	View
Educational Federal Credit Union 16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35%	Conventional	1	0.7%	100%	$35,000	View
The Northern Trust Co 3100 N Military Trl, Boca Raton, FL 33431 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0.7%	100%	$825,000	View
Bradesco Bank 3011 Ponce De Leon Boulevard Ph1, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 1.32%	Conventional, Jumbo	1	0.7%	100%	$3,995,000	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional	1	0.7%	100%	$115,000	View
City National Bank 801 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.7%	100%	$5,165,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +6 HELOCs	0%	n/a		View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +5 HELOCs	0%	n/a		View
First American Bank 540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +5 HELOCs	0%	n/a		View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +2 HELOCs	0%	n/a		View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	n/a		View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +2 HELOCs	0%	0%		View
Dade County Federal Credit Union 20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61%	HELOC	0 +1 HELOCs	0%	n/a		View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	HELOC	0 +1 HELOCs	0%	n/a		View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	4	2.7%	83.3%	$1,127,500	View
First Equity Mortgage Bankers Inc.	Conventional, Jumbo	3	2%	75%	$1,141,666
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.7%	100%	$735,000
United Wholesale Mortgage	Conventional, Jumbo	12	8.1%	60%	$1,344,166
Rocket Mortgage	Conventional, Jumbo	8	5.4%	88.9%	$830,000
CrossCountry Mortgage, LLC	Conventional, Jumbo	4	2.7%	100%	$1,460,000
Deephaven Mortgage LLC	Conventional, Jumbo	4	2.7%	100%	$1,430,000
Guaranteed Rate, Inc.	Conventional, Jumbo	3	2%	100%	$2,065,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, Jumbo	3	2%	100%	$2,158,333	View
Fairway Independent Mort Corp	Conventional, Jumbo	3	2%	100%	$1,501,666
Fundloans Capital	Conventional, Jumbo	2	1.4%	66.7%	$605,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, Jumbo	2	1.4%	100%	$800,000	View
Pennymac Loan Services LLC	Conventional, Jumbo	2	1.4%	50%	$1,530,000
Citadel Servicing Corporation	Conventional, Jumbo	2	1.4%	100%	$2,540,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	1.4%	75%	$3,535,000	View
The Loan Store, Inc	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.7%	100%	$1,385,000
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	1	0.7%	100%	$1,055,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.7%	100%	$1,625,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0.7%	100%	$1,235,000	View
Everett Financial, Inc.	Conventional	1	0.7%	100%	$805,000
Kind Lending, LLC	Conventional	1	0.7%	100%	$305,000
Movement Mortgage, LLC	Conventional, Jumbo	1	0.7%	100%	$1,035,000
AdvantageFirst Lending Inc	Conventional, Jumbo	1	0.7%	100%	$1,085,000
American Financial Network, Inc.	Conventional, Jumbo	1	0.7%	100%	$1,555,000
AmWest Funding Corp	Conventional, Jumbo	1	0.7%	100%	$1,425,000
Hometown Equity Mortgage, LLC	Conventional	1	0.7%	100%	$505,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo	1	0.7%	100%	$1,655,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, Jumbo	1	0.7%	100%	$1,345,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0.7%	100%	$1,725,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0.7%	100%	$3,505,000	View
Nationstar Mortgage	Conventional	1	0.7%	50%	$225,000
First Bank A+5.0 ★Texas Ratio: 4.65%	Conventional, Jumbo	1	0.7%	100%	$4,505,000	View
Summit Funding.Inc	Conventional	1	0.7%	100%	$365,000
New American Funding, LLC.	Conventional, Jumbo	1	0.7%	100%	$2,305,000
ClearEdge Lending LLC	Conventional, Jumbo	1	0.7%	50%	$1,925,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0.7%	100%	$4,945,000	View
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	1	0.7%	100%	$1,685,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, Jumbo	1	0.7%	100%	$505,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, Jumbo	1	0.7%	100%	$1,685,000	View
Nexera Holding LLC	Conventional, Jumbo	1	0.7%	100%	$1,405,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.7%	100%	$805,000
Vista Point Mortgage, LLC	Conventional, Jumbo	1	0.7%	100%	$1,575,000
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +3 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Synovus Bank	HELOC	0 +2 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +2 HELOCs	0%	0%
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
The Park National Bank A5.0 ★Texas Ratio: 6.62%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Pinecrest Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Pinecrest, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Pinecrest? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pinecrest in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Pinecrest, FL

Use these to narrow the list above. Each category shows how many Pinecrest, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 34 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 42 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 13 lenders. Member owned, often lower fees and flexible underwriting for members Jumbo lenders 58 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 20 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Pinecrest, FL

Independent mortgage companies closed 47.3 percent of home loans in Pinecrest, Florida in 2025, banks 48.6 percent and credit unions 4.1 percent. A&D Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Power Financial Credit Union the largest credit union. Among lenders headquartered in Florida, City National Bank of Florida led with 11 loans.

47.3%

Mortgage companies

48.6%

Banks

4.1%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Pinecrest, FL

Who is the largest mortgage lender in Pinecrest, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Pinecrest, Florida with 12 loans, about 8.1 percent of the market. The largest lender headquartered in Florida was City National Bank of Florida with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Pinecrest, FL lender list?

Yes. 42 banks and 13 credit unions closed home loans in Pinecrest, Florida in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Pinecrest, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Pinecrest, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pinecrest, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pinecrest. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.