Mortgage Lenders and Brokers in Palm City, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palm City, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3030 Sw Martin Downs Blvd, Palm City, FL 34990A+5.0 ★Texas Ratio: 3.68%, Seacoast National BankSeacoast National Bank2601 Sw High Meadows Ave, Palm City, FL 34990A+5.0 ★Texas Ratio: 2.72%, Southstate Bank, National AssociationSouthstate Bank, National Association2991 Sw High Meadows Ave, Palm City, FL 34990A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA3270 Sw Martin Downs Blvd, Palm City, FL 34990A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA2801 Sw High Meadows Ave, Palm City, FL 34990A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank2921 Sw High Meadows Ave, Palm City, FL 34990A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.1251 Sw 27th St, Palm City, FL 34990A+5.0 ★Texas Ratio: 4.24%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, and Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palm City, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palm City are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palm City, Florida
Market share is the lender's share of all home loans closed in Palm City, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Palm City 3030 Sw Martin Downs Blvd, Palm City, FL 34990 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, HELOC | 12 +2 HELOCs |
2.4% | 92.3% | $376,666 | View |
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★ 5 stars, 1 review 1 office in Palm City 2601 Sw High Meadows Ave, Palm City, FL 34990 A+5.0 ★Texas Ratio: 2.72% |
Conventional, Jumbo, HELOC | 5 +24 HELOCs |
1% | 100% | $847,000 | View |
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★ 5 stars, 1 review 1 office in Palm City 2991 Sw High Meadows Ave, Palm City, FL 34990 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 5 +2 HELOCs |
1% | 100% | $439,000 | View |
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1 office in Palm City 3270 Sw Martin Downs Blvd, Palm City, FL 34990 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +13 HELOCs |
0.8% | 100% | $717,500 | View |
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1 office in Palm City 2801 Sw High Meadows Ave, Palm City, FL 34990 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 0.8% | 57.1% | $1,412,500 | View |
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★ 1 stars, 1 review 1 office in Palm City 2921 Sw High Meadows Ave, Palm City, FL 34990 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
0.6% | 100% | $548,333 | View |
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★ 1.7 stars, 3 reviews 1 office in Palm City 1251 Sw 27th St, Palm City, FL 34990 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +13 HELOCs |
0.2% | 100% | $805,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, Jumbo, HELOC | 12 +6 HELOCs |
2.4% | 66.7% | $374,166 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 5 +5 HELOCs |
1% | 87.5% | $73,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +7 HELOCs |
0.8% | 50% | $305,000 | View |
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790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.8% | 100% | $927,500 | View |
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1111 NW 7th St, Miami, FL 33136 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 3 | 0.6% | 100% | $91,666 | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 66.7% | $310,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $395,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.4% | 100% | $1,060,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $350,000 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional | 2 | 0.4% | 100% | $400,000 | |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 2 | 0.4% | 100% | $535,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 33.3% | $355,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $125,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $395,000 | View |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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130 S Park Ave, Apopka, FL 32703 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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6779 W Indiantown Rd, Jupiter, FL 33458 4654 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.2% | 33.3% | $155,000 | View |
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145 N Main St Ste 103, Belle Glade, FL 33430 2644 A+5.0 ★Texas Ratio: 1.70% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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1301 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.80% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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550 South Andrews Avenue Suite 640, Fort Lauderdale, FL 33301 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 0.2% | 100% | $285,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.2% | 100% | $4,005,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
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540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nqm Funding, LLC
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Conventional | 7 | 1.4% | 100% | $477,857 | |
The Mortgage Firm
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Conventional, FHA, Jumbo | 6 | 1.2% | 100% | $555,000 | |
Taylor Morrison Home Funding, Inc.
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Conventional, FHA, VA | 5 | 1% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 4 | 0.8% | 100% | $500,000 | View |
Freedom Mortgage Corporation
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VA | 4 | 0.8% | 83.3% | $387,500 | |
American Bancshares Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $375,000 | |
Mortgage300 Corporation
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Conventional | 2 | 0.4% | 100% | $645,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 25% | $565,000 | |
Acrisure Mortgage, LLC
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Conventional, Jumbo | 1 | 0.2% | 50% | $975,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $205,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Coastline Home Mortgage
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 59 | 11.8% | 84.5% | $284,491 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 53 +2 HELOCs |
10.6% | 90% | $480,849 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 30 +1 HELOCs |
6% | 100% | $500,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 29 | 5.8% | 80.6% | $537,758 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 11 +1 HELOCs |
2.2% | 100% | $501,363 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 9 | 1.8% | 100% | $450,555 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, HELOC | 8 +1 HELOCs |
1.6% | 100% | $356,250 | |
loanDepot.com LLC
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Conventional, FHA | 8 | 1.6% | 88.9% | $305,000 | |
DHI Mortgage Company, LTD.
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Conventional, VA | 8 | 1.6% | 88.9% | $600,000 | |
Capital Partners Mortgage Services, LLC
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Conventional, VA | 7 | 1.4% | 100% | $427,857 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 6 | 1.2% | 60% | $205,000 | View |
Kind Lending, LLC
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Conventional, FHA, VA | 6 | 1.2% | 66.7% | $440,000 | |
Nationstar Mortgage
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Conventional | 6 | 1.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 5 +4 HELOCs |
1% | 71.4% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1% | 100% | $441,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.8% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 4 | 0.8% | 100% | $512,500 | View |
Guild Mortgage Company
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Conventional, Jumbo | 4 | 0.8% | 100% | $620,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 4 | 0.8% | 36.4% | $310,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 3 +2 HELOCs |
0.6% | 75% | $508,333 | |
EMM Loans LLC
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Conventional, FHA, VA | 3 | 0.6% | 100% | $241,666 | |
Everett Financial, Inc.
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Conventional, Jumbo | 3 | 0.6% | 100% | $541,666 | |
MortgageOne, Inc
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Conventional, FHA | 3 | 0.6% | 100% | $415,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 3 | 0.6% | 100% | $415,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 3 | 0.6% | 100% | $255,000 | View |
Provident Funding Associates
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Conventional | 3 | 0.6% | 100% | $558,333 | |
Castle & Cooke Mortgage, LLC
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Conventional, FHA, Jumbo | 3 | 0.6% | 100% | $608,333 | |
Mortgage Research Center
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VA | 3 | 0.6% | 60% | $385,000 | |
JMAC Lending, Inc.
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Conventional, Jumbo | 3 | 0.6% | 100% | $541,666 | |
Fourleaf Federal Credit Union
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Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.4% | 100% | $560,000 | |
Primelending
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Conventional | 2 | 0.4% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.4% | 100% | $755,000 | View |
Nbkc Bank
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Conventional | 2 | 0.4% | 66.7% | $405,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $280,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.4% | 100% | $190,000 | |
Amerisave Mortgage Company
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Conventional, VA | 2 | 0.4% | 33.3% | $335,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.4% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, Jumbo | 2 | 0.4% | 100% | $770,000 | View |
Discover Bank
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Conventional | 2 | 0.4% | 25% | $110,000 | |
SIRVA Mortgage, Inc.
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Conventional, VA | 2 | 0.4% | 100% | $685,000 | |
Keystone Funding, Inc
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Conventional | 2 | 0.4% | 100% | $385,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 2 | 0.4% | 100% | $355,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $235,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.4% | 66.7% | $315,000 | |
Compass Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $310,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.4% | 66.7% | $295,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.4% | 100% | $455,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 0.4% | 66.7% | $510,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $805,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $155,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 16.7% | $345,000 | |
American Airlines Federal Cred
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $785,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $265,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Hartford Funding, Ltd.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $265,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Cliffco, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $385,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, Jumbo | 1 | 0.2% | 100% | $965,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
PFN Lending Group, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $2,745,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Legend Lending Corporation
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Conventional | 1 | 0.2% | 100% | $665,000 | |
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A5.0 ★Texas Ratio: 11.20% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.2% | 100% | $635,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $105,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,365,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
VA, Jumbo | 1 | 0.2% | 100% | $875,000 | View |
Tjc Mortgage Inc
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VA | 1 | 0.2% | 100% | $465,000 | |
DFCU Financial
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Conventional | 1 | 0.2% | 100% | $675,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 33.3% | $205,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Nationwide Mortgage Bankers, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,105,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $905,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 50% | $125,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $345,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 50% | $275,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Gershman Investment Corp.
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FHA | 1 | 0.2% | 100% | $575,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Coastal Community Bank
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Dort Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Palm City Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palm City, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Palm City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palm City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palm City, FL
Use these to narrow the list above. Each category shows how many Palm City, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Palm City, FL
Independent mortgage companies closed 74.1 percent of home loans in Palm City, Florida in 2025, banks 16.9 percent and credit unions 9 percent. Nqm Funding, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Seacoast National Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palm City, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Palm City, Florida with 12 loans, about 2.4 percent of the market. The largest lender headquartered in Florida was Seacoast National Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Palm City, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 90 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Palm City, Florida in 2025, led by United Wholesale Mortgage with 6. 25 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 23 credit unions closed home loans in Palm City, Florida in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palm City, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palm City, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palm City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
