Mortgage Lenders and Brokers in Palm Beach, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palm Beach, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA411 S County Rd, Palm Beach, FL 33480A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA132 Royal Palm Way, Palm Beach, FL 33480A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA400 Royal Palm Way Suite 100, Palm Beach, FL 33480A+5.0 ★Texas Ratio: 5.44%, Wells Fargo Bank NAWells Fargo Bank NA255 S County Rd, Palm Beach, FL 33480A+5.0 ★Texas Ratio: 5.36%, First Horizon BankFirst Horizon Bank180 Royal Palm Way, Palm Beach, FL 33480A+5.0 ★Texas Ratio: 5.76%, Truist BankTruist Bank125 Worth Ave, Palm Beach, FL 33480A+5.0 ★Texas Ratio: 2.87%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, CIBC Bank USACIBC Bank USA340 Royal Palm Way, Palm Beach, FL 33480A+5.0 ★Texas Ratio: 5.05%, Flagstar Bank NAFlagstar Bank NA230 Royal Palm Way, Palm Beach, FL 33480D3.3 ★Texas Ratio: 35.11%, and M&T BankM&T Bank240 Royal Palm Way, Palm Beach, FL 33480A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palm Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palm Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palm Beach, Florida
Market share is the lender's share of all home loans closed in Palm Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Palm Beach 411 S County Rd, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 17 +6 HELOCs |
18.1% | 90.5% | $5,082,058 | View |
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2 offices in Palm Beach 132 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 9 | 9.6% | 100% | $11,353,888 | View |
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1 office in Palm Beach 400 Royal Palm Way Suite 100, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 6 +4 HELOCs |
6.4% | 85.7% | $6,948,333 | View |
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2 offices in Palm Beach 255 S County Rd, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 5.3% | 62.5% | $13,857,000 | View |
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★ 5 stars, 1 review 1 office in Palm Beach 180 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
2.1% | 66.7% | $1,430,000 | View |
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★ 1 stars, 1 review 1 office in Palm Beach 125 Worth Ave, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
2.1% | 100% | $8,490,000 | View |
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1 office in Palm Beach 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 2 | 2.1% | 100% | $12,750,000 | View |
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1 office in Palm Beach 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 1 | 1.1% | 100% | $14,255,000 | View |
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1 office in Palm Beach 230 Royal Palm Way, Palm Beach, FL 33480 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 1.1% | 100% | $12,525,000 | View |
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1 office in Palm Beach 240 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.1% | 100% | $615,000 | View |
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1 office in Palm Beach 440 Royal Palm Way, Palm Beach, FL 33480 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 1.1% | 100% | $10,005,000 | View |
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1 office in Palm Beach 335 S County Rd, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 5 | 5.3% | 85.7% | $3,263,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.1% | 100% | $9,765,000 | View |
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350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 1.1% | 50% | $7,305,000 | View |
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625 N Flagler Dr, West Palm Beach, FL 33401 A+5.0 ★Texas Ratio: 4.58% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,685,000 | View |
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801 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,555,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 1 | 1.1% | 50% | $805,000 | View |
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980 North Federal Highway Suite 110 30, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,055,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 5 | 5.3% | 100% | $4,187,000 | View |
United Wholesale Mortgage
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Conventional, Jumbo | 4 | 4.3% | 66.7% | $667,500 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 2.1% | 100% | $415,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 2 | 2.1% | 100% | $520,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 2 | 2.1% | 100% | $755,000 | View |
ClearEdge Lending LLC
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Conventional | 2 | 2.1% | 100% | $415,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 1.1% | 100% | $9,105,000 | View |
Rocket Mortgage
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Conventional | 1 | 1.1% | 50% | $435,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 1.1% | 100% | $605,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 100% | $465,000 | |
Peapack Private Bank & Trust
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Conventional, Jumbo | 1 | 1.1% | 100% | $8,305,000 | |
Capital Partners Mortgage Services, LLC
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Conventional | 1 | 1.1% | 100% | $405,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 1.1% | 100% | $355,000 | |
Cardinal Financial Company, Li
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Conventional, Jumbo | 1 | 1.1% | 100% | $975,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,005,000 | View |
The Loan Store, Inc
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,905,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 1 | 1.1% | 100% | $7,005,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 1.1% | 100% | $865,000 | View |
Toyota Financial Savings Bank
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Conventional, Jumbo | 1 | 1.1% | 100% | $9,205,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 1 | 1.1% | 100% | $1,085,000 | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Palm Beach Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palm Beach, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Palm Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palm Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palm Beach, FL
Use these to narrow the list above. Each category shows how many Palm Beach, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Palm Beach, FL
Independent mortgage companies closed 22.3 percent of home loans in Palm Beach, Florida in 2025, banks 76.6 percent and credit unions 1.1 percent. A&D Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, City National Bank of Florida led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palm Beach, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Palm Beach, Florida with 17 loans, about 18.1 percent of the market. The largest lender headquartered in Florida was City National Bank of Florida with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 2 credit unions closed home loans in Palm Beach, Florida in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palm Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palm Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palm Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
