Mortgage Lenders and Brokers in Orange City, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Orange City, Florida mortgage lenders include Bank of America NABank of America NA2461 Enterprise Rd, Orange City, FL 32763A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank2602 Enterprise Rd, Orange City, FL 32763A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank2626 Enterprise Rd, Orange City, FL 32763A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2596 Enterprise Rd, Orange City, FL 32763A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA2502 Enterprise Rd, Orange City, FL 32763A+5.0 ★Texas Ratio: 5.36%, Mainstreet Community Bank of FloridaMainstreet Community Bank of Florida101 Northlake Dr, Orange City, FL 32763A-5.0 ★Texas Ratio: 14.27%, TD BankTD Bank2240 S Volusia Ave, Orange City, FL 32763A+5.0 ★Texas Ratio: 3.71%, PNC Bank N.A.PNC Bank N.A.884 Saxon Blvd, Orange City, FL 32763A+5.0 ★Texas Ratio: 4.24%, Fairwinds Credit UnionFairwinds Credit Union2487 Enterprise Rd, Orange City, FL 32763 7959A+5.0 ★Texas Ratio: 2.64%, and Space Coast Credit UnionSpace Coast Credit Union2690 Enterprise Rd, Orange City, FL 32763A+5.0 ★Texas Ratio: 5.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Orange City, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orange City are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Orange City, Florida
Market share is the lender's share of all home loans closed in Orange City, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Orange City 2461 Enterprise Rd, Orange City, FL 32763 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $265,000 | View |
|
★ 1 stars, 1 review 1 office in Orange City 2602 Enterprise Rd, Orange City, FL 32763 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $225,000 | View |
|
1 office in Orange City 2626 Enterprise Rd, Orange City, FL 32763 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $95,000 | View |
|
1 office in Orange City 2596 Enterprise Rd, Orange City, FL 32763 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
|
1 office in Orange City 2502 Enterprise Rd, Orange City, FL 32763 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $75,000 | View |
|
2 offices in Orange City 101 Northlake Dr, Orange City, FL 32763 A-5.0 ★Texas Ratio: 14.27% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
|
1 office in Orange City 2240 S Volusia Ave, Orange City, FL 32763 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.3% | 50% | $65,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Orange City 884 Saxon Blvd, Orange City, FL 32763 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2487 Enterprise Rd, Orange City, FL 32763 7959 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 9 +1 HELOCs |
2.8% | 64.3% | $145,000 | View |
|
2690 Enterprise Rd, Orange City, FL 32763 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 6 +6 HELOCs |
1.9% | 75% | $176,666 | View |
|
2277 Veterans Memorial Pkwy, Orange City, FL 32763 A5.0 ★Texas Ratio: 7.61% |
Conventional | 4 | 1.3% | 55.6% | $102,500 | View |
|
1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 0.6% | 52.6% | $60,000 | View |
|
1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional | 2 | 0.6% | 100% | $225,000 | View |
|
10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 33.3% | $165,000 | View |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $245,000 | View |
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $185,000 | View |
|
960 Saxon Blvd, Orange City, FL 32763 8313 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $75,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 50% | $255,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
|
1662 W Orange Blossom Trl, Apopka, FL 32712 2641 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
920 Saxon Blvd, Orange City, FL 32763 A5.0 ★Texas Ratio: 6.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 10 | 3.1% | 83.3% | $303,000 | |
Park Square Home Mortgage, LLC
|
Conventional, FHA, VA | 8 | 2.5% | 100% | $335,000 | |
The Mortgage Firm
|
Conventional, FHA, VA | 7 | 2.2% | 100% | $255,000 | |
Alkan Mortgage Corporation
|
Conventional, FHA | 4 | 1.3% | 100% | $250,000 | |
Mortgage Lenders Investment Tr
|
FHA | 2 | 0.6% | 100% | $225,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 1 | 0.3% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.3% | 25% | $295,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.3% | 50% | $245,000 | |
DG Pinnacle Funding, LLC
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.3% | 50% | $255,000 | |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
Home Access Financial, LLC
|
FHA | 1 | 0.3% | 100% | $275,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 39 | 12.2% | 85.1% | $287,051 | |
Rocket Mortgage
|
Conventional, FHA, VA | 27 | 8.5% | 77.8% | $218,703 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 12 | 3.8% | 92.3% | $270,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 11 | 3.4% | 78.6% | $338,636 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 3.1% | 91.7% | $207,000 | |
Mortgage Research Center
|
FHA, VA | 9 | 2.8% | 100% | $287,222 | |
Nextmortgage, LLC
|
Conventional, FHA, VA | 7 | 2.2% | 100% | $249,285 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 6 | 1.9% | 75% | $343,333 | |
New American Funding, LLC.
|
Conventional, FHA | 5 | 1.6% | 100% | $179,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 5 | 1.6% | 100% | $207,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 5 | 1.6% | 100% | $203,000 | View |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 4 | 1.3% | 100% | $192,500 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 1.3% | 44.4% | $85,000 | |
Guild Mortgage Company
|
Conventional | 4 | 1.3% | 100% | $270,000 | |
Waterstone Mortgage Corporation
|
Conventional, FHA | 4 | 1.3% | 100% | $185,000 | |
21St Mortgage
|
Conventional | 4 | 1.3% | 36.4% | $97,500 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $218,333 | |
First Community Mortgage, Inc.
|
FHA | 3 | 0.9% | 100% | $255,000 | |
RMC Home Mortgage, LLC
|
Conventional, FHA, VA | 3 | 0.9% | 100% | $345,000 | |
Credit Human Federal Credit Un
|
Conventional | 3 | 0.9% | 60% | $45,000 | |
Nationstar Mortgage
|
Conventional | 3 | 0.9% | 75% | $148,333 | |
Towne Mortgage Company
|
Conventional, FHA, VA | 3 | 0.9% | 100% | $191,666 | |
The Loan Store, Inc
|
Conventional, FHA | 3 | 0.9% | 100% | $298,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.9% | 100% | $225,000 | |
American Financial Resources LLC
|
FHA, USDA | 2 | 0.6% | 100% | $285,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 2 | 0.6% | 100% | $130,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 2 | 0.6% | 50% | $225,000 | View |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 0.6% | 100% | $265,000 | View |
Michigan Mutual, Inc
|
Conventional, FHA | 2 | 0.6% | 100% | $165,000 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 2 | 0.6% | 100% | $140,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.6% | 66.7% | $280,000 | |
Synovus Bank
|
Conventional | 2 | 0.6% | 100% | $85,000 | |
Summit Funding.Inc
|
Conventional | 2 | 0.6% | 100% | $195,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.6% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 8.28% |
Conventional, USDA | 2 | 0.6% | 100% | $140,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.6% | 66.7% | $60,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 2 | 0.6% | 33.3% | $225,000 | View |
Tammac Holdings Corporation
|
Conventional | 2 | 0.6% | 40% | $70,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Cornerstone First Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $315,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
Nbkc Bank
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
Norwich Commercial Group Inc
|
VA | 1 | 0.3% | 100% | $325,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.3% | 100% | $255,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.3% | 100% | $265,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.3% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Discover Bank
|
Conventional | 1 | 0.3% | 20% | $75,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.3% | 100% | $535,000 | |
|
A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
New Wave Lending Group Inc
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
ClearPath Lending
|
Conventional | 1 | 0.3% | 50% | $285,000 | |
Bay Equity LLC
|
FHA | 1 | 0.3% | 100% | $215,000 | |
Nfm, Inc
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $385,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.3% | 100% | $145,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Hometown Equity Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Better Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $385,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Geo-Corp, Inc.
|
FHA | 1 | 0.3% | 100% | $325,000 | |
Zillow Home Loans, LLC
|
VA | 1 | 0.3% | 100% | $325,000 | |
Nationwide Mortgage Bankers, Inc.
|
FHA | 1 | 0.3% | 100% | $205,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 50% | $185,000 | View |
Leaderone Financial Corp.
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
Village Capital & Investment
|
FHA | 1 | 0.3% | 60% | $335,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.3% | 100% | $275,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +8 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Orange City Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Orange City, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Orange City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orange City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Orange City, FL
Use these to narrow the list above. Each category shows how many Orange City, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Orange City, FL
Independent mortgage companies closed 79.6 percent of home loans in Orange City, Florida in 2025, banks 10.3 percent and credit unions 10 percent. Triad Financial Services, Inc. was the largest mortgage company, Bank of America NA the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Mainstreet Community Bank of Florida led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Orange City, FL
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Orange City, Florida with 1 loans, about 0.3 percent of the market. The largest lender headquartered in Florida was Mainstreet Community Bank of Florida with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Orange City, Florida in 2025, led by United Wholesale Mortgage with 17. 24 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 14 credit unions closed home loans in Orange City, Florida in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Orange City, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orange City, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orange City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
