Mortgage Lenders and Brokers in North Palm Beach, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
North Palm Beach, Florida mortgage lenders include Bank of America NABank of America NA800 Us Highway 1, North Palm Beach, FL 33408A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank316 Northlake Blvd, North Palm Beach, FL 33408A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA500 Us Highway 1, North Palm Beach, FL 33408A+5.0 ★Texas Ratio: 5.36%, Third Federal Savings and LoanThird Federal Savings and Loan11701 Us Highway 1, North Palm Beach, FL 33408A+5.0 ★Texas Ratio: 2.32%, Truist BankTruist Bank667 Us Highway 1, North Palm Beach, FL 33408A+5.0 ★Texas Ratio: 2.87%, First Horizon BankFirst Horizon Bank2000 Pga Blvd, North Palm Beach, FL 33408A+5.0 ★Texas Ratio: 5.76%, Valley National BankValley National Bank11811 Us Highway 1, North Palm Beach, FL 33408A+5.0 ★Texas Ratio: 5.76%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.950 Northlake Blvd, North Palm Beach, FL 33408A+5.0 ★Texas Ratio: 4.24%, and Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Palm Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Palm Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Palm Beach, Florida
Market share is the lender's share of all home loans closed in North Palm Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in North Palm Beach 800 Us Highway 1, North Palm Beach, FL 33408 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +5 HELOCs |
2.9% | 71.4% | $1,643,000 | View |
|
1 office in North Palm Beach 316 Northlake Blvd, North Palm Beach, FL 33408 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 4 +5 HELOCs |
2.4% | 100% | $2,210,000 | View |
|
1 office in North Palm Beach 500 Us Highway 1, North Palm Beach, FL 33408 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 1.8% | 50% | $2,068,333 | View |
|
1 office in North Palm Beach 11701 Us Highway 1, North Palm Beach, FL 33408 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +11 HELOCs |
1.2% | 50% | $230,000 | View |
|
★ 1 stars, 1 review 1 office in North Palm Beach 667 Us Highway 1, North Palm Beach, FL 33408 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.2% | 100% | $970,000 | View |
|
★ 5 stars, 1 review 1 office in North Palm Beach 2000 Pga Blvd, North Palm Beach, FL 33408 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 66.7% | $445,000 | View |
|
1 office in North Palm Beach 11811 Us Highway 1, North Palm Beach, FL 33408 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $585,000 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
4.7% | 66.7% | $3,096,250 | View |
|
★ 1.7 stars, 3 reviews 950 Northlake Blvd, North Palm Beach, FL 33408 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 4 +5 HELOCs |
2.4% | 66.7% | $625,000 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.4% | 100% | $1,637,500 | View |
|
6779 W Indiantown Rd, Jupiter, FL 33458 4654 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 4 | 2.4% | 80% | $127,500 | View |
|
11521 Us Highway 1, North Palm Beach, FL 33408 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 1.8% | 100% | $1,745,000 | View |
|
790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.2% | 100% | $520,000 | View |
|
★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $255,000 | View |
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $675,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,925,000 | View |
|
2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
|
993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40% |
Conventional, Jumbo | 1 | 0.6% | 100% | $955,000 | View |
|
710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.6% | 50% | $965,000 | View |
|
5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,295,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 1.8% | 100% | $398,333 | View |
The Mortgage Firm
|
Conventional | 2 | 1.2% | 100% | $255,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $685,000 | |
American Bancshares Mortgage, LLC
|
Conventional | 1 | 0.6% | 50% | $295,000 | |
Nqm Funding, LLC
|
Conventional, Jumbo | 1 | 0.6% | 100% | $965,000 | |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 1 | 0.6% | 100% | $245,000 | |
FineMark National Bank & Trust
|
Conventional, Jumbo | 1 | 0.6% | 100% | $3,005,000 | |
Home Access Financial, LLC
|
Conventional | 1 | 0.6% | 100% | $175,000 | |
United Wholesale Mortgage
|
Conventional, VA, Jumbo, HELOC | 13 +2 HELOCs |
7.6% | 73.7% | $416,538 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo, HELOC | 11 +1 HELOCs |
6.5% | 100% | $517,727 | |
Rocket Mortgage
|
Conventional | 6 | 3.5% | 35.3% | $175,000 | |
Pennymac Loan Services LLC
|
Conventional | 5 | 2.9% | 83.3% | $457,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 4 | 2.4% | 100% | $2,617,500 | View |
Movement Mortgage, LLC
|
Conventional | 4 | 2.4% | 100% | $297,500 | |
Nexera Holding LLC
|
Conventional, Jumbo | 4 | 2.4% | 100% | $1,342,500 | |
Everett Financial, Inc.
|
Conventional, Jumbo | 3 | 1.8% | 100% | $638,333 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional | 3 | 1.8% | 60% | $391,666 | View |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA | 3 | 1.8% | 100% | $295,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 1.8% | 80% | $841,666 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 3 | 1.8% | 100% | $318,333 | |
First Community Mortgage, Inc.
|
Conventional, FHA | 2 | 1.2% | 66.7% | $485,000 | |
American Financial Resources LLC
|
Conventional, VA, Jumbo | 2 | 1.2% | 100% | $595,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1.2% | 75% | $130,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.2% | 33.3% | $110,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 2 | 1.2% | 100% | $2,510,000 | View |
New American Funding, LLC.
|
Conventional, Jumbo | 2 | 1.2% | 100% | $770,000 | |
The Loan Store, Inc
|
Conventional, Jumbo | 2 | 1.2% | 100% | $460,000 | |
|
A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 2 | 1.2% | 100% | $2,235,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 25% | $115,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.6% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 1 | 0.6% | 50% | $1,015,000 | |
|
A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.6% | 100% | $95,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.6% | 50% | $355,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.6% | 100% | $105,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.6% | 50% | $335,000 | |
ALCOVA Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,185,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $605,000 | |
Resicentral LLC
|
Conventional | 1 | 0.6% | 100% | $565,000 | |
Dort Financial Credit Union
|
Conventional, Jumbo | 1 | 0.6% | 100% | $2,805,000 | |
Capital Partners Mortgage Services, LLC
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.6% | 66.7% | $265,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $175,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.6% | 100% | $655,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.6% | 100% | $285,000 | |
|
A5.0 ★Texas Ratio: 8.70% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,605,000 | View |
Mortgage Research Center
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.6% | 100% | $285,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.6% | 100% | $595,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.6% | 100% | $745,000 | View |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
|
A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.6% | 100% | $185,000 | |
Fourleaf Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A-4.9 ★Texas Ratio: 16.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Affinity Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
RBC Bank (Georgia), N.A.
|
HELOC | 0 +1 HELOCs |
0% | 0% |
North Palm Beach Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Palm Beach, Florida
Looking for mortgage lenders near me or mortgage brokers near me in North Palm Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Palm Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Palm Beach, FL
Use these to narrow the list above. Each category shows how many North Palm Beach, FL lenders fit and what that kind of lender is usually best for.
Who Lends in North Palm Beach, FL
Independent mortgage companies closed 57.1 percent of home loans in North Palm Beach, Florida in 2025, banks 38.8 percent and credit unions 4.1 percent. A&D Mortgage LLC was the largest mortgage company, Bank of America NA the largest bank and Velocity Community Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Velocity Community Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Palm Beach, FL
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in North Palm Beach, Florida with 5 loans, about 2.9 percent of the market. The largest lender headquartered in Florida was Velocity Community Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in North Palm Beach, Florida in 2025, led by CrossCountry Mortgage, LLC with 1. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 8 credit unions closed home loans in North Palm Beach, Florida in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Palm Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Palm Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Palm Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
