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Mortgage Lenders and Brokers in Navarre, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Navarre, Florida mortgage lenders include Regions BankRegions Bank8234 Navarre Pkwy, Navarre, FL 32566A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank9290 Navarre Pkwy, Navarre, FL 32566A+5.0 ★Texas Ratio: 4.72%, Centennial BankCentennial Bank8524 Navarre Pkwy, Navarre, FL 32566A+5.0 ★Texas Ratio: 3.14%, Eglin Federal Credit UnionEglin Federal Credit Union9830 Navarre Pkwy, Navarre, FL 32566A+5.0 ★Texas Ratio: 0.79%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank850 Park Shore Drive, Naples, FL 34103A+5.0 ★Texas Ratio: 4.11%, BankplusBankplus4881 Nw 8th Ave, Gainesville, FL 32605A+5.0 ★Texas Ratio: 4.80%, PenAir Credit UnionPenAir Credit Union1345 Industrial Dr, Crestview, FL 32539 8984A+5.0 ★Texas Ratio: 2.97%, Trustmark BankTrustmark Bank993 Us Highway 31 South, Defuniak Springs, FL 32435A+5.0 ★Texas Ratio: 2.40%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Navarre, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Navarre are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Navarre, Florida

Market share is the lender's share of all home loans closed in Navarre, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 1 office in Navarre 8234 Navarre Pkwy, Navarre, FL 32566 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	25 +19 HELOCs	2.3%	62.2%	$209,000	View
Renasant Bank 1 office in Navarre 9290 Navarre Pkwy, Navarre, FL 32566 A+5.0 ★Texas Ratio: 4.72%	Conventional, VA, Jumbo, HELOC	7 +2 HELOCs	0.6%	100%	$525,000	View
Centennial Bank 1 office in Navarre 8524 Navarre Pkwy, Navarre, FL 32566 A+5.0 ★Texas Ratio: 3.14%	Conventional, Jumbo, HELOC	2 +5 HELOCs	0.2%	66.7%	$940,000	View
Eglin Federal Credit Union 9830 Navarre Pkwy, Navarre, FL 32566 A+5.0 ★Texas Ratio: 0.79%	Conventional	23	2.1%	88.5%	$133,260
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional	7	0.6%	58.3%	$292,142	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	5	0.5%	100%	$353,000	View
Bankplus 4881 Nw 8th Ave, Gainesville, FL 32605 A+5.0 ★Texas Ratio: 4.80%	Conventional, VA	5	0.5%	83.3%	$415,000	View
PenAir Credit Union 1345 Industrial Dr, Crestview, FL 32539 8984 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	4 +3 HELOCs	0.4%	50%	$182,500	View
Trustmark Bank 993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40%	Conventional, VA, Jumbo, HELOC	4 +1 HELOCs	0.4%	57.1%	$765,000	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	4	0.4%	80%	$465,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	4	0.4%	66.7%	$427,500	View
Gulf Winds Credit Union 11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$280,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	VA	2	0.2%	100%	$520,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	2	0.2%	66.7%	$400,000	View
Community Bank of Mississippi 345 E James Lee Blvd, Crestview, FL 32539 A+5.0 ★Texas Ratio: 3.09%	Conventional, Jumbo	2	0.2%	100%	$545,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.2%	100%	$750,000	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +8 HELOCs	0.1%	50%	$235,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$265,000	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$485,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	FHA, HELOC	1 +3 HELOCs	0.1%	100%	$285,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$35,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$455,000	View
Tyndall Federal Credit Union 1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96%	Conventional	1	0.1%	50%	$275,000	View
Santa Rosa County Federal Credit Union 4934 Gulf Breeze Pkwy, Gulf Breeze, FL 32563 9251 A+5.0 ★Texas Ratio: 3.29%	Conventional	1	0.1%	100%	$105,000	View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$255,000	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$135,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	n/a		View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	HELOC	0 +1 HELOCs	0%	n/a		View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +1 HELOCs	0%	0%		View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	HELOC	0 +1 HELOCs	0%	n/a		View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +1 HELOCs	0%	n/a		View
Freedom Mortgage Corporation	Conventional, FHA, VA	32	2.9%	88.9%	$381,875
Lakeview Loan Servicing, LLC	Conventional, VA	11	1%	66.7%	$218,636
Coastal Loans, LLC	Conventional, VA	10	0.9%	100%	$419,000
Acrisure Mortgage, LLC	Conventional, VA	5	0.5%	100%	$513,000
New Day Financial, LLC.	VA	4	0.4%	100%	$440,000
Mortgage One of the South, Inc	Conventional, VA	4	0.4%	100%	$465,000
The Mortgage Firm	Conventional, VA	3	0.3%	100%	$411,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	66.7%	$405,000	View
PHH Mortgage Corporation	VA	2	0.2%	100%	$440,000
LoanFlight Lending, LLC.	Conventional	2	0.2%	100%	$390,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	125 +1 HELOCs	11.4%	92.4%	$422,120
Rocket Mortgage	Conventional, FHA, VA	105	9.6%	85.3%	$290,238
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA, VA	80	7.3%	95.2%	$385,625	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	57 +26 HELOCs	5.2%	84.1%	$298,859
Mortgage Research Center	Conventional, VA	39	3.6%	60.9%	$393,974
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	33	3%	97.1%	$357,121
CrossCountry Mortgage, LLC	Conventional, FHA, VA	27	2.5%	96.4%	$402,777
Pennymac Loan Services LLC	Conventional, FHA, VA	27	2.5%	81.1%	$311,666
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	26 +1 HELOCs	2.4%	100%	$425,000
Nationstar Mortgage	Conventional, FHA, VA	23	2.1%	92%	$163,695
Primelending	Conventional, VA	20	1.8%	95.2%	$400,500
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA	19	1.7%	100%	$399,736	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	17 +1 HELOCs	1.5%	100%	$359,705
loanDepot.com LLC	Conventional, FHA, VA	15	1.4%	88.2%	$360,333
Waterstone Mortgage Corporation	Conventional, VA	15	1.4%	93.8%	$427,666
Towne Mortgage Company	Conventional, FHA, VA	11	1%	100%	$400,454
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	10	0.9%	63.6%	$332,000	View
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	9	0.8%	100%	$308,333
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	9	0.8%	71.4%	$312,777	View
New American Funding, LLC.	Conventional, FHA, HELOC	8 +1 HELOCs	0.7%	72.7%	$266,250
Paramount Residential Mortgage	FHA, VA	8	0.7%	100%	$433,750
Msa Mortgage, LLC	VA	7	0.6%	100%	$356,428
Kind Lending, LLC	Conventional, VA	7	0.6%	88.9%	$503,571
Guild Mortgage Company	Conventional, FHA, VA	7	0.6%	100%	$330,714
Nbkc Bank	Conventional, VA	6	0.5%	85.7%	$411,666
First Colony Mortgage Corporat	Conventional, VA	6	0.5%	100%	$358,333
Primary Residential Mortgage, INC.	Conventional, FHA, VA	5	0.5%	100%	$393,000
Union Home Mortgage Corp.	Conventional, VA, Jumbo	5	0.5%	100%	$537,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	5	0.5%	100%	$331,000
Village Capital & Investment	VA	5	0.5%	88.9%	$495,000
Synovus Bank	Conventional, VA, HELOC	4 +6 HELOCs	0.4%	80%	$255,000
Mutual of Omaha Mortgage	FHA, VA, HELOC	4 +1 HELOCs	0.4%	83.3%	$400,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional, VA	4	0.4%	100%	$387,500	View
Princeton Mortgage Corporation	Conventional, VA	4	0.4%	100%	$357,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	4	0.4%	45.5%	$395,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	4	0.4%	100%	$300,000	View
Goodleap, LLC	Conventional, FHA, VA, HELOC	3 +1 HELOCs	0.3%	100%	$228,333
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	3	0.3%	100%	$411,666
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	FHA, VA	3	0.3%	100%	$348,333	View
Equity Prime Mortgage LLC	VA	3	0.3%	75%	$318,333
Loanunited.Com, LLC	VA	3	0.3%	100%	$491,666
AdvantageFirst Lending Inc	VA	3	0.3%	42.9%	$411,666
Assurance Financial Group, L.L.C.	Conventional, VA	3	0.3%	100%	$478,333
HomeXpress Mortgage Corp.	Conventional	3	0.3%	75%	$298,333
HomeBridge Financial Services, Inc	VA	3	0.3%	100%	$458,333
Lendsure Mortgage Corp.	Conventional	3	0.3%	100%	$565,000
Gardner Financial Services	Conventional, VA	3	0.3%	100%	$445,000
Union Savings Bank	Conventional	3	0.3%	100%	$431,666
Mortgage Solutions of Colorado	VA	3	0.3%	100%	$425,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	3	0.3%	100%	$945,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.3%	75%	$105,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	3	0.3%	30%	$111,666
Pentagon Federal Credit Union	VA, HELOC	2 +3 HELOCs	0.2%	33.3%	$530,000
Spring Eq, LLC	Conventional, HELOC	2 +2 HELOCs	0.2%	25%	$95,000
Everett Financial, Inc.	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	100%	$385,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	VA, HELOC	2 +1 HELOCs	0.2%	100%	$425,000	View
Cornerstone First Mortgage, LLC	Conventional	2	0.2%	100%	$480,000
American Financial Resources LLC	Conventional, VA	2	0.2%	100%	$425,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.2%	100%	$340,000	View
United Trust Bank	VA	2	0.2%	100%	$580,000
Deephaven Mortgage LLC	Conventional	2	0.2%	100%	$170,000
Amerisave Mortgage Company	Conventional	2	0.2%	20%	$145,000
American Financial Network, Inc.	Conventional, VA	2	0.2%	100%	$355,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, VA	2	0.2%	100%	$330,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.2%	100%	$310,000
Discover Bank	Conventional	2	0.2%	20%	$60,000
American Heritage Lending, LLC	Conventional	2	0.2%	100%	$370,000
Planet Home Lending, LLC	FHA, VA	2	0.2%	100%	$410,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.2%	100%	$140,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.2%	100%	$255,000	View
Zillow Home Loans, LLC	Conventional, VA	2	0.2%	100%	$360,000
Ardent Federal Credit Union A5.0 ★Texas Ratio: 7.48%	Conventional	2	0.2%	100%	$150,000	View
Fairway Independent Mort Corp	Conventional	2	0.2%	50%	$310,000
Plaza Home Mortgage, Inc	VA	2	0.2%	100%	$300,000
Top Flite Financial, Inc.	Conventional, VA	2	0.2%	100%	$390,000
The Loan Store, Inc	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$435,000
All In Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$545,000
Interlinc Mortgage Services, LLC	VA	1	0.1%	100%	$495,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$485,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$315,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	FHA	1	0.1%	100%	$515,000	View
NOVA Financial & Investment Corporation	VA	1	0.1%	100%	$585,000
MortgageOne, Inc	Conventional, Jumbo	1	0.1%	100%	$1,865,000
Bridgeway Lending Partners, LLC	Conventional	1	0.1%	100%	$245,000
Synergy One Lending, Inc.	VA	1	0.1%	100%	$755,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$245,000	View
First State Bank of St Charles	Conventional	1	0.1%	100%	$485,000
Core Bank A+5.0 ★Texas Ratio: 0.26%	FHA	1	0.1%	100%	$305,000	View
Police and Fire Federal Credit Union	Conventional	1	0.1%	50%	$35,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$255,000
Intercoastal Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	VA	1	0.1%	100%	$645,000	View
New Wave Lending Group Inc	Conventional, Jumbo	1	0.1%	100%	$865,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$415,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
Peoples Bank of Alabama A+5.0 ★Texas Ratio: 3.77%	Conventional	1	0.1%	100%	$365,000	View
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$285,000
Resource Bank	Conventional, Jumbo	1	0.1%	100%	$2,745,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$535,000
First Heritage Mortgage, LLC	VA	1	0.1%	100%	$265,000
Point Mortgage Corp	Conventional	1	0.1%	100%	$655,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$765,000
Premier Lending Inc.	VA	1	0.1%	100%	$455,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$495,000	View
Peoples Mortgage Company	VA	1	0.1%	100%	$485,000
Intelliloan, Inc.	VA	1	0.1%	50%	$395,000
Provident Funding Associates	Conventional	1	0.1%	100%	$395,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$335,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$585,000	View
BoxCar Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,885,000
Heritage Federal Credit Union C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$205,000	View
Libertyville Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$285,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$205,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	VA	1	0.1%	100%	$455,000	View
Saygo Home Loans, LLC	VA, Jumbo	1	0.1%	100%	$1,085,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$215,000
Stockton Mortgage Corporation	VA	1	0.1%	100%	$455,000
Community Bank A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	1	0.1%	100%	$2,095,000	View
Better Mortgage Corporation	VA	1	0.1%	50%	$415,000
Black Hills Community Bank, NA	VA	1	0.1%	100%	$395,000
Keystone Funding, Inc	VA	1	0.1%	100%	$565,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$235,000
Prosperity Home Mortgage, LLC	VA	1	0.1%	100%	$315,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$425,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	50%	$325,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0.1%	100%	$375,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$685,000
Ascend Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,095,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	25%	$645,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$205,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$325,000
Goprime Mortgage, Inc.	VA	1	0.1%	100%	$365,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$195,000
American National Bank of Texa	Conventional	1	0.1%	100%	$355,000
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +5 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +3 HELOCs	0%	0%
Cadence Bank	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Corning Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Navarre Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Navarre, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Navarre? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Navarre in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Navarre, FL

Use these to narrow the list above. Each category shows how many Navarre, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 101 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 62 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 32 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 92 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 17 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 21 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Navarre, FL

Independent mortgage companies closed 67.3 percent of home loans in Navarre, Florida in 2025, banks 23.8 percent and credit unions 8.9 percent. Freedom Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Eglin Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Eglin Federal Credit Union led with 23 loans.

67.3%

Mortgage companies

23.8%

Banks

8.9%

Credit unions

FHA loans

53%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

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Frequently Asked Questions About Mortgage Lenders in Navarre, FL

Who is the largest mortgage lender in Navarre, FL?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Navarre, Florida with 25 loans, about 2.3 percent of the market. The largest lender headquartered in Florida was Eglin Federal Credit Union with 23 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Navarre, FL have the highest approval rates?

Among lenders with meaningful volume in Navarre, Florida, University Bank approved the highest share of completed applications in 2025 at 95.2 percent, against a 84.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Navarre, FL mortgage lenders offer FHA, VA and USDA loans?

32 lenders closed FHA loans in Navarre, Florida in 2025, led by United Wholesale Mortgage with 13. 92 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Navarre, FL lender list?

Yes. 62 banks and 18 credit unions closed home loans in Navarre, Florida in 2025, alongside 101 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Navarre, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Navarre, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Navarre, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Navarre. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.